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All Journal Jurnal Ekonomi, Bisnis dan Manajemen Jurnal Pengabdian Masyarakat Bhinneka Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Negarawati, Esa
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Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Public Health

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Peran Fintech Dalam Meningkatkan Akses Keuangan Di Era Digital Negarawati, Esa; Rohana, Siti
Jurnal Ekonomi, Bisnis dan Manajemen Vol. 3 No. 4 (2024): Desember : Jurnal Ekonomi, Bisnis dan Manajemen (EBISMEN)
Publisher : FEB Universitas Maritim Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/ebismen.v3i4.2712

Abstract

Financial Technology (FinTech) is an innovation in financial services that uses digital technology to provide easier, more efficient and affordable access. This article discusses the development of FinTech in Indonesia, including its role in increasing financial inclusion, providing digital banking services, electronic payments, and peer-to-peer lending business models. Through literature analysis, this article shows that FinTech has driven significant changes in financial access and interactions, especially for those in remote areas or without access to traditional financial services. Although FinTech offers many advantages, such as efficiency and ease of transactions, challenges such as limited access to technology and security risks still need to be overcome. Adaptive regulations and collaboration with traditional financial institutions are needed to maximize the potential of FinTech in supporting financial inclusion and sustainable economic development in Indonesia.
Sharia Investment: The Best Choice Or Burden In The Future Rosidah, Rosidah; Negarawati, Esa
Wawasan : Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan Vol. 3 No. 1 (2025): Jurnal Ilmu Manajemen, Ekonomi dan Kewirausahaan
Publisher : Fakultas Teknik Universitas Maritim AMNI Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58192/wawasan.v3i1.2816

Abstract

Sharia investment is increasingly gaining attention throughout the world as an investment alternative that is in accordance with Islamic principles. This article aims to analyze whether sharia investment is the best choice or a burden in the future. By examining financial aspects, regulations and their impact on the global economy, this research evaluates the potential and challenges of sharia investment in the ever-growing global market. The main focus of this article is to understand how the Islamic investment market can develop amidst increasingly dominant conventional financial market trends, as well as identifying challenges that investors and policy makers may face. The analysis results show that although sharia investment offers significant advantages in terms of compliance with moral and ethical values, there are several obstacles that must be overcome, such as product and liquidity limitations. Thus, sharia investment could be the best choice in the future if it can overcome these challenges and adapt to increasingly complex market needs.
Inovasi Varian Rasa Cimplo sebagai Strategi Pemberdayaan Masyarakat Melalui Workshop Kuliner Kekinian Pratiwi, Rina Ari; Alimna, Fika; Negarawati, Esa; Ramadhani, Nurhalimah; Hernawati, Rita; Maula, Ripdatul; Alifia, Tasya; Afika, Ayu; Janan, Nabila; Rahmanto, Agus; Ahyar, Aldi Musthofainal; Habibah, Fadiyah Putri Nur; Rosidah, Rosidah; Alifa, Alifa; Vidiati, Cory
Jurnal Pengabdian Masyarakat Bhinneka Vol. 4 No. 1 (2025): Bulan September
Publisher : Bhinneka Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58266/jpmb.v4i1.451

Abstract

Kegiatan pengabdian masyarakat dilaksanakan oleh mahasiswa Kuliah Pengabdian Masyarakat (KPM) Universitas Islam Bunga Bangsa Cirebon (UI BBC) di Desa Durajaya, Kecamatan Beber, Kabupaten Cirebon pada tanggal 03 Agustus 2025. Tujuan kegiatan ini adalah memberikan edukasi dan pelatihan mengenai inovasi varian rasa Cimplo sebagai produk kuliner kekinian yang dapat dimanfaatkan untuk pemberdayaan Karang Taruna, mahasiswa, dan masyarakat.Metode pelaksanaan berupa workshop yang meliputi pemaparan materi, demonstrasi pembuatan, dan diskusi interaktif. Hasil kegiatan menunjukkan adanya peningkatan pengetahuan dan keterampilan peserta dalam mengolah Cimplo menjadi berbagai varian rasa modern, terciptanya ide usaha kecil kreatif berbasis pangan lokal, serta meningkatnya kesadaran akan pentingnya inovasi kuliner untuk mendukung ekonomi masyarakat. Kegiatan yang diikuti oleh 26 peserta ini mendapatkan respons positif dari warga, khususnya generasi muda, dan diharapkan menjadi langkah awal bagi mahasiswa KPM UI BBC dalam mendorong wirausaha kuliner yang sesuai dengan tren pasar kekinian sehingga rasa cimplo itu tidak menonton terutama untuk para remaja – remaja yang lebih dominan suka jajanan modern.
Co-Authors Afika, Ayu Ahyar, Aldi Musthofainal Alifa, Alifa Alifia, Tasya Alimna, Fika Habibah, Fadiyah Putri Nur Hernawati, Rita Janan, Nabila Maula, Ripdatul Pratiwi, Rina Ari Rahmanto, Agus Ramadhani, Nurhalimah Rosidah Rosidah Siti Rohana Vidiati, Cory