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All Journal Journal of Education Technology Abdimas Universal Advances in Community Services Research
Firdaus, Muhammad Dzaky
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Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Pelatihan SIAPIK di Kelurahan Sumberrejo Kecamatan Balikpapan Tengah Cipto, Rahajeng Cahyaning Putri; Hadiyatno, Didik; Susilowati, Dwi; Saraswati, Wiwik; Juwari, Juwari; Hendrawan, Yudhi; Moorcy, Nadi Hernadi; Novianti, Putri Ramadya; Firdaus, Muhammad Dzaky
Abdimas Universal Vol. 7 No. 1 (2025): April
Publisher : Lembaga Penelitian dan Pengabdian kepada Masyarakat Universitas Balikpapan (LPPM UNIBA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36277/abdimasuniversal.v7i1.2629

Abstract

Micro, Small, and Medium Enterprises (MSMEs) have a very important role in increasing economic growth in Indonesia. The problem of MSMEs that often occurs is the recording of financial statements that have not been done properly. MSMEs consider recording financial statements difficult, complicated, and do not yet have the need for accounting applications. This service aims to help compile and record the financial statements of Bank Indonesia's fostered partners. One of the efforts made by Bank Indonesia is to encourage business capacity building and access to MSME financing by providing a means of recording financial statements. Bank Indonesia has created a web-based and mobile-based financial statement recording application called SIAPIK. SIAPIK is a digital-based financial recording application that is expected to make it easier for MSMEs to record their finances so that it can be a solution for MSME financial access to upgrade. The results of the survey on the quality of SIAPIK training can be concluded that the average assessment from participants of the implementation of the SIAPIK ToT is very good.
Perceptions of Industry and Education Practitioners Regarding the Implementation of Digital Learning in Automotive Engineering Firdaus, Muhammad Dzaky; Sutarto; Mutohhari, Farid; Suyitno; Nurtanto, Muhammad
Journal of Education Technology Vol. 8 No. 1 (2024): February
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/jet.v8i1.55861

Abstract

Digital learning (DL) in vocational education has become a crucial issue that continues to be developed for innovation, including in the automotive engineering department. However, the problem is related to the relevance of the competencies to be achieved in accordance with industry qualifications. In addition, the stages of DL have not been fully understood by various educational practitioners. This study aims to analyze the perceptions of industry and education practitioners regarding the implementation of DL in automotive engineering (DL-AE). Sixteen key informants were involved in data collection through semi-structured interview techniques. Qualitative data were analyzed thematically with the help of the NVivo 12 Plus Software. The findings in this study are classified into three main aspects, namely activities prior to DL-AE implementation (Pre-DL-AE implementation), activities during DL-AE implementation, and evaluation of the DL-AE program. However, the lack of accessibility tools and the lack of intensive monitoring during the DL-AE was an obstacle that had to be solved. During the implementation of DL-AE, roles and responsibilities are needed which include aspects of facilitating, guiding and teaching material according to the portion. Evaluations regarding adjustments or changes to methods and ensuring equitable accessibility are also special considerations in increasing the effectiveness and efficiency of DL-AE in the future. These results have important implications in the development of digital learning that takes into account the aspects found in this research.
Financial Literacy and Capital Access Training for Women Microentrepreneurs Abduh, Muhammad; Purnama, Hukma Ratu; Firdaus, Muhammad Dzaky; Bandu, Muliadi
Advances in Community Services Research Vol. 4 No. 1 (2026): September - Februari
Publisher : Yayasan Pendidikan Bukhari Dwi Muslim

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.60079/acsr.v4i1.669

Abstract

Purpose: This Community Service Activity (PKM) aims to improve women micro-entrepreneurs' understanding of financial literacy and business financial management, and to expand their access to formal capital. The program is designed to strengthen participants' capacity to manage business finances effectively and utilize various safe and legal sources of capital. Research Design and Methodology: The PKM program was implemented using a socialization, education, and practical training approach through presentations, discussions, question-and-answer sessions, and demonstrations of simple bookkeeping. Participants were also introduced to financial technology, such as digital wallets, and strategies for obtaining financing from formal financial institutions. The program targeted 15–25 women micro-entrepreneurs from the PKK group in Padanglampe Village. Findings and Discussion: This activity successfully increased participants' understanding of the importance of structured business financial management and the use of financial technology to support business operations. Participants gained insight into formal sources of capital and understood the risks of informal loans. They also showed enthusiasm for applying simple bookkeeping and learning strategies to secure capital from formal financial institutions. Implications: This program makes an essential contribution to promoting women's economic independence in rural areas and strengthening community financial literacy. It is hoped that this activity will become a sustainable model that can be replicated in other target areas while also supporting the long-term capacity-building of women's MSMEs.
Co-Authors Bandu, Muliadi Didik Hadiyatno Dwi Susilowati Hendrawan, Yudhi Juwari Muhammad Abduh Muhammad Nurtanto Mutohhari, Farid Nadi Hernadi Moorcy Novianti, Putri Ramadya Purnama, Hukma Ratu Rahajeng Cahyaning Putri Cipto Sutarto Sutarto Suyitno Wiwik Saraswati, Wiwik