Article Per Year (5 Year)
p-Index From 2020 - 2025
0.444
P-Index
This Author published in this journals
All Journal NEAR: Jurnal Pengabdian kepada Masyarakat Journal of Innovative and Creativity
Zikri, Khairul
Unknown Affiliation
Humanities Chemistry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Languange, Linguistic, Communication & Media Library & Information Science Mathematics Nursing Public Health Social Sciences Transportation Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Indonesia saat ini menghadapi Edukasi literasi Keuangan Syariah Siswa/siswi Madrasah Aliyah di Tanjung Jabung Timur Zikri, Khairul; Dewi, Hasna; Hidayat, Wildan Nur; Devi , Erwina Kartika
NEAR: Jurnal Pengabdian kepada Masyarakat Vol. 4 No. 1 (2024): NEAR
Publisher : Komunitas Dosen Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32877/nr.v4i1.1707

Abstract

Penelitian ini bertujuan untuk efektivitas program edukasi literasi keuangan syariah pada siswa Madrasah Aliyah Jauharatul Islamiah di Kabupaten Tanjung Jabung Timur. Program ini mencakup penyampaian materi berbasis bahan dari Otoritas Jasa Keuangan (OJK) mengenai prinsip-prinsip keuangan syariah, investasi halal, dan bahaya investasi ilegal serta pinjaman online yang tidak sesuai syariah. Sebanyak 65 siswa dari kelas X dan XI mengikuti kegiatan ini. Untuk mengukur peningkatan pemahaman, dilakukan uji pre-test dan post-test. Hasil pre-test menunjukkan tingkat literasi awal siswa sebesar 39%, sedangkan hasil post-test meningkat menjadi 52%. Analisis data menggunakan uji Wilcoxon menunjukkan bahwa peningkatan ini signifikan secara statistik dengan nilai p-value sebesar 7.49e-16. Dengan demikian, program edukasi literasi keuangan syariah ini terbukti efektif dalam meningkatkan pemahaman siswa, dan diharapkan dapat memberikan kontribusi dalam membangun kesadaran akan pentingnya pengelolaan keuangan yang sesuai dengan prinsip syariah di kalangan siswa.
The Influence Of E-Money And Prestige On The Consumptive Behavior Of Generation Z In Muara Sabak Barat Zikri, Khairul; Musthofa2, M.Arif; Daud, Daud; Devi, Erwina Kartika
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2034

Abstract

Click here and insert abstract your text. Insert an abstract of 200-300 words, giving a brief account of the most relevant aspects of the paper. The study purpose was to analyze the influence of e-money usage (X1) and prestige (X2) on consumptive behavior (Y) among Muslim Generation Z in Muara Sabak Barat District. With the rapid development of financial technology and the strong drive for social status, Generation Z—as digital natives—is particularly vulnerable to impulsive and unplanned consumption patterns. This study seeks to explore how the ease of digital financial services and the psychological need for social recognition jointly shape their consumer behavior. Materials and methods. This research employed a quantitative approach. Questionnaires were distributed to 95 respondents selected through stratified random sampling and purposive sampling techniques, from a total population of 6,233 Muslim individuals aged 13–28 years. Inclusion criteria included basic understanding of digital financial services and permanent residence in the research area. The data were analyzed using multiple linear regression with the aid of SPSS software. Results. Findings revealed that e-money and prestige simultaneously have a significant effect on consumptive behavior, as indicated by an F-value of 8.897 and a significance level of 0.000 (< 0.05). Partially, e-money shows a significant influence (Sig. = 0.039), as does prestige (Sig. = 0.009). The coefficient of determination (R²) was 0.162, indicating that 16.2% of the variation in consumptive behavior is explained by the model, while 83.8% is attributed to other variables. Conclusions. The study concludes that both digital transaction convenience and social image motivation significantly contribute to consumptive behavior among Muslim Generation Z. However, other factors such as financial literacy, self-control, and social media influence may also play a critical role and deserve further investigation in future research.
Co-Authors Daud, Daud dewi, hasna Erwina Kartika Devi Hidayat, Wildan Nur Musthofa2, M.Arif