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Pentingnya Penjaminan Polis Asuransi Syariah Dalam Menjaga Kepercayaan Nasabah Dinda Tazkia Aulia; Madinah Asri Putri Andarin; Isro Ayu Marbun; Cindy Dinda Putri; Intan Nabillah Erwin; Wahyudi Ramadhan; Feri Ardilansyah Harahap
Gudang Jurnal Multidisiplin Ilmu Vol. 3 No. 1 (2025): GJMI - JANUARI
Publisher : PT. Gudang Pustaka Cendekia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59435/gjmi.v3i1.1312

Abstract

Asuransi syariah sebagai salah satu bentuk perlindungan finansial berbasis prinsip-prinsip syariat Islam telah berkembang pesat di Indonesia. Produk asuransi ini menawarkan alternatif bagi masyarakat yang ingin menghindari unsur-unsur yang dilarang dalam Islam, seperti riba, maysir, dan gharar, serta mengedepankan prinsip tolong-menolong (ta'awun) antar peserta. Meskipun memiliki potensi yang besar dalam melayani kebutuhan perlindungan finansial masyarakat Indonesia, sektor asuransi syariah masih dihadapkan pada berbagai tantangan, khususnya dalam hal menjaga dan memperkuat kepercayaan nasabah. Salah satu aspek krusial yang dapat memengaruhi kepercayaan nasabah adalah penjaminan polis asuransi syariah. Dari latar belakang tersebut yang menjadi fokus utama dalam kajian penelitian ini yaitu Tantangan Penjaminan Polis Asuransi Syariah dalam Menjaga Kepercayaan Nasabah dan Pentingnya Penjaminan Polis Asuransi Syariah dalam Menjaga Kepercayaan Nasabah. Tujuan penelitian ini adalah untuk mengkaji berbagai tantangan polis asuransi syariah dalam menjaga kepercayaan nasabah dan juga untuk mengetahu pentingnya penjaminan polis asuransi syariah dalam menjaga kepercayaan nasabah. Metode Penelitian yang digunakan adalah yuridis normatif. Penjaminan polis juga berkontribusi dalam menciptakan ekosistem industri yang berkelanjutan, profesional, dan sesuai syariah. Hasil penelitian ini diharapkan memberikan rekomendasi bagi pembuat kebijakan untuk memperkuat regulasi penjaminan polis guna mendukung perkembangan industri asuransi syariah
Advocate's Responsibility In Defending Clients Based On Islamic Perspective Fauziah Lubis; Dinda Tazkia Aulia; Cindy Dinda Putri; Cika Audira; Eko Abdi Pranata; Dewi Seftiana Andriani
Fox Justi : Jurnal Ilmu Hukum Vol. 15 No. 02 (2025): Fox justi : Jurnal Ilmu Hukum, Edition 2025
Publisher : SEAN Institute

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Abstract

Advocates are one of the key pillars in upholding the law, serving as a bridge between society and the judicial system. From an Islamic perspective, justice is a fundamental value that must be upheld in every action, including in the practice of advocacy. This study aims to examine the responsibilities of advocates in defending clients based on the Islamic perspective and to analyze the legal consequences for advocates who fail to defend clients with fairness, honesty, and truthfulness. The method used in this research is normative juridical. The study reveals that advocates in Islam are responsible for upholding justice ('adl) in accordance with Sharia principles. Their defense must be based on the values of truth (haqq), without manipulating facts or defending unjust cases. Advocates who violate these principles are not only at risk of facing legal sanctions under the law but also bear spiritual consequences in the form of grave sins. In Islam, justice is not merely procedural but also substantial, emphasizing balance, honesty, and moral integrity. This study recommends strengthening regulations, raising awareness of Islamic values, and integrating Islamic principles of justice into advocacy practices to ensure that the profession contributes to achieving true justice, both in this world and in the hereafter.
Consumer Protection for Speedboat Service Users at Sri Mersing Beach Tourist Attraction, Serdang Bedagai Regency, Sharia Economic Law Perspective Dinda Tazkia Aulia; Cahaya Permata
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7408

Abstract

Speedboat services are the main attraction at Sri Mersing Beach, Serdang Bedagai Regency. However, various problems also arise, especially related to the safety of speedboat service users, namely the lack of safety equipment that has the potential to threaten the safety of tourists. This study aims to determine the form of completeness of safety equipment in speedboat services, to determine the regulation of consumer protection for speedboat service users at the Sri Mersing Beach tourist attraction, and to determine these problems from the perspective of Islamic economic law. This type of research is empirical juridical with a living case study approach, statute approach, and conceptual approach. Primary data were obtained through observation and interviews and secondary data were obtained through document studies. Then, the data were processed qualitatively and analyzed using deductive reasoning. The results of the study showed that of the six safety devices that should have been available, only life jackets were available, and even then they were in poor condition. This condition is not in accordance with the mandate of Law Number 8 of 1999 concerning Consumer Protection, Law Number 10 of 2009 concerning Tourism, and Regulation of the Minister of Tourism and Creative Economy Number 4 of 2021. The lack of safety equipment in speedboat services at the Sri Mersing Beach tourist attraction is contrary to the principle of maslahah and the concept of maqashid sharia, especially in the aspect of hifzh al-nafs (protection of life). Therefore, there needs to be regulation, supervision, and education from the government as well as increasing the responsibility of tourism service providers in order to realize tourism that is safe, fair, and in accordance with positive and sharia legal values.
Consumer Protection for Speedboat Service Users at Sri Mersing Beach Tourist Attraction, Serdang Bedagai Regency, Sharia Economic Law Perspective Dinda Tazkia Aulia; Cahaya Permata
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 2 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i2.7408

Abstract

Speedboat services are the main attraction at Sri Mersing Beach, Serdang Bedagai Regency. However, various problems also arise, especially related to the safety of speedboat service users, namely the lack of safety equipment that has the potential to threaten the safety of tourists. This study aims to determine the form of completeness of safety equipment in speedboat services, to determine the regulation of consumer protection for speedboat service users at the Sri Mersing Beach tourist attraction, and to determine these problems from the perspective of Islamic economic law. This type of research is empirical juridical with a living case study approach, statute approach, and conceptual approach. Primary data were obtained through observation and interviews and secondary data were obtained through document studies. Then, the data were processed qualitatively and analyzed using deductive reasoning. The results of the study showed that of the six safety devices that should have been available, only life jackets were available, and even then they were in poor condition. This condition is not in accordance with the mandate of Law Number 8 of 1999 concerning Consumer Protection, Law Number 10 of 2009 concerning Tourism, and Regulation of the Minister of Tourism and Creative Economy Number 4 of 2021. The lack of safety equipment in speedboat services at the Sri Mersing Beach tourist attraction is contrary to the principle of maslahah and the concept of maqashid sharia, especially in the aspect of hifzh al-nafs (protection of life). Therefore, there needs to be regulation, supervision, and education from the government as well as increasing the responsibility of tourism service providers in order to realize tourism that is safe, fair, and in accordance with positive and sharia legal values.