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All Journal Journal of Humanities and Social Studies Innovative: Journal Of Social Science Research
Lubis, Rizky Aulia
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Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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The Influence of Perceived Convenience, Security, Cashback and Islamic Financial Behavior on The Decision To Use The Digital Wallet “OVO” On Generation Z Febi Uinsu Students Lubis, Rizky Aulia; Marliyah, Marliyah; Daulay, Aqwa Naser
JHSS (JOURNAL OF HUMANITIES AND SOCIAL STUDIES) Vol 1, No 2 (2017): Journal of Humanities and Social Studies
Publisher : UNIVERSITAS PAKUAN

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33751/jhss.v8i3.11447

Abstract

This research aims to determine the influence of perceptions of ease of security and cashback on Islamic financial behavior among OVO users, especially Generation Z, Febi Uinsu Regency. Islamic consumption behavior is measured by five basic principles of Islamic consumption behavior. The research method used is associative quantitative. The sample in this study was 75 generation Z respondents in Febi Uinsu Regency who were OVO users using the Hair formula. Data were collected using a questionnaire distributed via the Google Formampling method and using the hair formula. Data processing uses the help of SmartPLS software version 4.0 with the SEM-PLS analysis method. The research results show that the perception of ease of cashback security and sharia financial behavior have an influence on Generation Z’s consumption behavior in using OVO.
Analisis UMKM Kuliner dalam Mendukung Pembangunan Berkelanjutan (Studi Kasus UMKM Kecamatan Medan Tembung) Andani, Nadzira Putri; Amelia, Cahya; Lubis, Rizky Aulia; Irwansyah, Irwansyah; Suharno, Muhammad Iqbal
Innovative: Journal Of Social Science Research Vol. 4 No. 6 (2024): Innovative: Journal Of Social Science Research
Publisher : Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/innovative.v4i6.17302

Abstract

Culinary MSMEs in Medan Tembung District have significant potential to support regional economic growth. This research uses SWOT analysis to determine the external and internal elements influencing industrial innovation. The findings indicate that MSMEs in Medan Tembung excel in creativity, local wisdom, and flexibility, but are hampered by limited capital, lack of modern management knowledge, and inconsistent product quality. Key opportunities include increasing public interest in local products, developments in information technology, and government support, while threats include intense competition, changes in consumer preferences, and economic uncertainty. Strategic recommendations include product innovation, enhancing human resource quality and making use of digital technology for marketing.
Co-Authors Amelia, Cahya Andani, Nadzira Putri Aqwa Naser Daulay Irwansyah Irwansyah Marliyah, Marliyah Suharno, Muhammad Iqbal