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TEACHERS™ USE OF TELEGRAM CHATBOT AS LEARNING MEDIA AT SMPN 4 BINJAI HASIBUAM, JULI RACHMADANI; AS, MANSUR; NASUTION, NAZLAH SYAHAF; KASIH, INDRA; HARAHAP, MAZAYA ZAHIRA
LINGUISTICA Vol. 13 No. 3 (2024): JULI 2024
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jalu.v13i3.62120

Abstract

This study explores the implementation of Telegram chatbots as learning media at SMPN 4 Binjai, focusing on enhancing teaching and learning processes through digital transformation. Telegram can serve as effective learning tools by facilitating interaction among teachers, students, and parents (Sanaky, 2023), the research involved training and mentoring 21 teachers using methods such as presentations, discussions, and simulations over three meetings. The chatbots aimed to address challenges such as workload management and student engagement by providing automated content distribution, quizzes, and feedback. Findings indicate that Telegram chatbots significantly enhance the efficiency of delivering educational material, boost student interest and engagement, and promote independent learning. This study underscores the importance of digital literacy in modern education and suggests that ongoing training and support are crucial for maximizing the effectiveness of Telegram chatbots. By creating more interactive and responsive learning environments, chatbots offer a promising future for educational settings. The results highlight the necessity for educational institutions to embrace technological changes and provide continuous training for educators to fully utilize digital tools' potential, thereby improving the overall quality of education.
FROM FINANCIAL LITERACY TO BUSINESS PERFORMANCE: STRUCTURAL EQUATION EVIDENCE FROM URBAN MSMES IN A DEVELOPING ECONOMY Hanu, La; AS, Mansur; Ahsan, Jabal; Subaedah, Sitti; Baharuddin, Baharuddin
Jurnal Ilmiah Ilmu Terapan Universitas Jambi Vol. 10 No. 4 (2026): Volume 10, Nomor 4, August 2026
Publisher : LPPM Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jiituj.v10i4.52584

Abstract

Micro, Small, and Medium Enterprises (MSMEs) make an important contribution to employment and local economic activity, yet growth in the number of businesses does not always translate into better, more sustainable performance. Financial literacy is often discussed as one factor behind this problem, although previous studies have commonly focused on financial knowledge and behavior or relied on descriptive and conventional statistical approaches. Evidence from urban MSMEs in developing economies is also less extensive, particularly when financial literacy and business performance are examined as latent constructs. This study examines the effect of financial literacy on MSME performance using a quantitative explanatory design. Primary data were obtained from 225 MSME owners through a structured questionnaire and analyzed using Structural Equation Modeling (SEM). The results show that 43.3% of respondents have a low level of financial literacy and 36.4% are in the moderate category. The structural model further indicates a positive and statistically significant relationship between financial literacy and MSME performance (p < 0.05). This study extends earlier work by examining financial literacy as an internal business capability and testing its relationship with performance through a structural modeling approach in an urban developing-economy setting. The findings suggest that MSME development programs should not focus solely on access to capital. Practical support in financial recording, budgeting, cash-flow management, and the use of formal financial services is also needed to strengthen business capability and support more sustainable performance.