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All Journal Journal of Islamic Business Management Studies (JIBMS) Jurnal Hukum Islam
Fawwaz Raihan
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Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Law, Crime, Criminology & Criminal Justice Social Sciences

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Fiqh Muamalah Analysis of the Fundraising Zakah through Conventional Bank Accounts Imam Kamaluddin; Vina Fithriana Wibisono; Andini Rachmawati; May Shinta Retnowati; Fawwaz Raihan
Jurnal Hukum Islam Vol 21 No 1 (2023)
Publisher : Universitas Islam Negeri K.H. Abdurrahman Wahid Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28918/jhi_v21i1_08

Abstract

Collecting zakah funds through conventional banks is vulnerable to elements of usury. Whereas, Islamic legal norms have strictly regulated that all assets must be protected from the element of usury, including Zakah funds. This research analyzes the collection of zakah funds by zakah fund collection institutions which is carried out by giving muzaki (zakah givers) the option to transfer zakah funds using conventional bank accounts. This paper discusses two schemes,i.e: first, the mechanism for collecting zakah funds through conventional bank accounts; second, analyzing the collection of zakah funds from the perspective of Muamalah Fiqh, namely using the Tabarru agreement. The research method uses empirical juridical with a qualitative approach.  The results show,  the mechanism for collecting zakah funds through conventional bank accounts is that muzakki are given the option to transfer zakah funds to a conventional bank account or sharia bank,  which is owned by the institution collecting zakah funds; then the institution collecting zakah funds separates the bank interest from conventional banks for the public needs, such as building roads, public toilets, bridges, etc; and finally distributing it to Mustahiq. According to Fiqh Muamalah, the factors that cause a transaction to be haram are haram because of its substance, haram in addition to its substance and the cancellation of the contract. Meanwhile, the permissibility of a haram transaction must be channelled for social benefit, because this action is better than entrusting non-halal funds to a Sharia Bank.
Pengaruh Bahan Baku Dan Kinerja Operator Terhadap Tingkat Kualitas Produk Offset (Studi Kasus pada PT. National Label Umas Daya Manufacturer Tahun 2024) Siti Alpina Damayanti; Sulfarid; Rizki Dwi Anggraini; Fawwaz Raihan
Journal of Islamic Business Management Studies (JIBMS) Vol. 6 No. 2 (2025): Journal of Islamic Business Management Studies (JIBMS)
Publisher : Institut Daarul Qur'an Jakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51875/jibms.v6i2.1148

Abstract

Industri manufaktur mengalami pertumbuhan pesat disertai persaingan yang ketat, khususnya pada sektor percetakan offset. Kualitas produk menjadi faktor penting dalam mempertahankan daya saing perusahaan. PT. National Label Umas Daya Manufacturer menghadapi inkonsistensi tingkat cacat produk pada tahun 2024 yang dipengaruhi oleh kualitas bahan baku dan kinerja operator yang belum optimal. Penelitian ini bertujuan untuk mengetahui pengaruh bahan baku dan kinerja operator terhadap tingkat kualitas produk offset. Penelitian menggunakan metode kuantitatif dengan sampel sebanyak 61 karyawan departemen offset. Data dikumpulkan melalui kuesioner skala Likert dan dianalisis menggunakan uji instrumen, uji asumsi klasik, regresi linier berganda, serta uji hipotesis dengan SPSS versi 27. Hasil penelitian menunjukkan bahwa bahan baku dan kinerja operator berpengaruh positif dan signifikan terhadap kualitas produk offset. Uji parsial menunjukkan masing-masing variabel berpengaruh signifikan, sedangkan uji simultan menunjukkan pengaruh bersama yang signifikan. Nilai Adjusted R² sebesar 0,639 menunjukkan bahwa 64% variasi kualitas produk dapat dijelaskan oleh bahan baku dan kinerja operator.
Co-Authors Imam Kamaluddin Rachmawati, Andini Retnowati, May Shinta Rizki Dwi Anggraini Siti Alpina Damayanti Sulfarid Vina Fithriana Wibisono