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All Journal JUPIIS: Jurnal Pendidikan Ilmu-ilmu Sosial Puteri Hijau : Jurnal Pendidikan Sejarah Jurnal Nirta: Studi Inovasi
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Pengaruh Keuangan Syariah Terhadap Perkembangan UMKM di Kabupaten Sumbawa Irawan, Feri; Julia Putri, Regina; Febryani, Claudya; Darliyanto; Aswan; Puspitawati
Jurnal Nirta : Inovasi Multidisiplin Vol 4 No 2 (2025): Jurnal Nirta : Studi Inovasi
Publisher : Nirta Learning Centre

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61412/jnsi.v5i1.138

Abstract

Abstrak.Penelitian bertujuan menganalisis pengaruh keuangan syariah terhadap perkembangan Usaha Mikro, Kecil, dan Menengah di Kabupaten Sumbawa. Keuangan syariah, dengan prinsip bebas riba, keadilan, dan berbagi risiko, diharapkan menjadi solusi alternatif yang inklusif bagi pelaku UMKM dalam menghadapi tantangan pembiayaan. Penelitian ini menggunakan metode kuantitatif dengan pendekatan deskriptif dan kausalitas. Data primer dikumpulkan melalui kuesioner yang disebarkan kepada 150 pelaku UMKM. sementara data sekunder diperoleh dari laporan keuangan lembaga syariah dan data UMKM lokal. Analisis data dilakukan untuk menguji hubungan antara variabel keuangan syariah (X) dan perkembangan UMKM (Y). Hasil penelitian menunjukkan bahwa keuangan syariah mempengaruh signifikan diperkembangan UMKM di Kabupaten Sumbawa. Ini ditunjukan oleh nilai koefisien regresi sebesar 0,65, yang berarti peningkatan literasi dan akses keuangan syariah berkontribusi secara positif terhadap pertumbuhan usaha, produktivitas, dan daya saing UMKM. Selain itu, analisis kualitatif mendapati pelaku UMKM lebih percaya diri menggunakan produk keuangan syariah karena nilai religius dan fleksibilitas skema pembiayaan. kesimpulannya bahwa keuangan syariah memainkan peran penting dalam mendukung perkembangan UMKM di Kabupaten Sumbawa. Namun, peningkatan literasi keuangan syariah dan perluasan akses layanan keuangan syariah menjadi krusial untuk memaksimalkan dampak positif. Penelitian ini merekomendasikan kolaborasi lebih antara lembaga keuangan syariah, pemerintah, dan pelaku UMKM untuk meningkatkan keuangan syariah di Kabupaten Sumbawa.
COMMUNITY EMPOWERMENT THROUGH PASAR KAMU (YOUTH BREAKFAST MARKET) IN DENAI LAMA VILLAGE DELI SERDANG REGENCY Azmi, Ulul; Puspitawati; Supsiloani
JUPIIS: JURNAL PENDIDIKAN ILMU-ILMU SOSIAL Vol. 17 No. 1 (2025): JUPIIS (JURNAL PENDIDIKAN ILMU-ILMU SOSIAL) JUNE
Publisher : Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/jupiis.v17i1.65638

Abstract

The purpose of this study is to examine the Youth Creative Breakfast Market (PASAR KAMU) located in Denai Lama Village, Pantai Labu District, Deli Serdang Regency, North Sumatra. This study uses a case study approach. The object of this study is the Youth Creative Breakfast Market (PASAR KAMU). Data sources consist of individuals directly and indirectly involved in the activity. To collect data, the researcher used several techniques including documentation, observation, and interviews. Data analysis in this study uses an interpretive approach that aims to achieve a comprehensive understanding of facts, data, and phenomena. This study focuses on the community empowerment process carried out in three stages: the discovery of the PASAR KAMU model, capacity transformation, and capability enhancement. The community empowerment program implemented includes tourism awareness education, training in managing PASAR KAMU as a culinary tourism area, traditional musical instrument training, and entrepreneurship training. The empowerment activities carried out by the Area Kawan Lama group for PASAR KAMU volunteers have resulted in an increased entrepreneurial spirit among young people, increased family income, and contributed to the preservation of regional arts and culture, especially performing arts and traditional Javanese and Malay foods.
PENGOBATAN PERSONALISTIK GURU SIBASO TERHADAP PELAKU ASUSILA DI OBJEK WISATA DANAU LAU KAWAR KABUPATEN KARO Claudia, Yola; Puspitawati
Puteri Hijau : Jurnal Pendidikan Sejarah Vol. 10 No. 2 (2025): PUTERI HIJAU: JURNAL PENDIDIKAN SEJARAH
Publisher : Department of History Education, Faculty of Social Science, Universitas Negeri Medan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24114/ph.v10i2.67746

Abstract

The objective of this study is to analyze the treatment process carried out by Guru Sibaso, the community's rationale in electing Guru Sibaso to administer personalistic treatment for immoral tourists, and the community's perception of Guru Sibaso's personalistic treatment practices. The research method employed is qualitative, employing a descriptive approach. The theoretical framework employed in this study is ethnomedicine theory, as proposed by Foster & Anderson. The research was conducted at Lake Lau Kawar, and data were collected through observation, interviews, and documentation. The results indicated that tourists who violate social norms at Lake Lau Kawar frequently encounter supernatural disturbances, which are perceived as a form of retribution from the supernatural entities believed to protect the lake. In the treatment process, Guru Sibaso engages in spiritual communication with jinujung (dead ancestral spirits) and utilizes natural ingredients in the practice of personalistic medicine. Despite the advent of modern medicine, local communities continue to place their trust in the efficacy of Guru Sibaso's personalistic medicine. Beyond its role as a healing modality, this practice functions as a form of social control, contributing to the maintenance of customary norms and spiritual values within the context of the tourist environment.
Co-Authors Aswan Claudia, Yola Darliyanto Febryani, Claudya Julia Putri, Regina Solly Aryza Supsiloani Ulul Azmi