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All Journal Jurnal Reviu Akuntansi dan Keuangan ARISTO Sang Pencerah: Jurnal Ilmiah Universitas Muhammadiyah Buton Jurnal Ilmiah Edunomika (JIE) Budimas : Jurnal Pengabdian Masyarakat Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Abdi Psikonomi
Handy Nugraha
Universitas Muhammadiyah Surakarta
Religion Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Nursing Public Health Social Sciences Other

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Study on the Role of Local Government in Strengthening the Local Creative Economy Sector Ali Zainal Abidin; Kenny Pradipta Montoya PP; Handy Nugraha
ARISTO Vol 10, No 3 (2022): December / Special Issue : Local Governance
Publisher : Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/ars.v10i3.6096

Abstract

The creative economy’s GDP contribution continues to increase every year, relatively in accordance with the employment. By increasing the creative economy sector, it is expected that it will be able to solve problems in development and eliminate the economic dependence on natural resources. However, efforts to develop the creative economy still have a number of problems, which one of the main obstacles is the role of policy makers or the government. This research aims to further discuss the role of local government in supporting the development and the strengthening of the creative economy in Indonesia. This study applies a qualitative approach with the method of literature study, by obtaining secondary data from articles, journals related to the creative economy and local governments with a total of 51 papers. The data is collected from the Publish or Perish (PoP) application by using literature sources from Google Scholar and Scopus. For data analysis, this study applies content analysis through the stages of data collection, data reduction, data presentation and drawing conclusions. The validity of the data is tested by using source triangulation. The results of the study show that local governments have played an active role in the efforts to strengthen the creative economy sector. Yet, they still have a lot of homework to do in improving the quality of the creative economy sector.
Does Fintech Lending And ICT Development Index Affect Poverty? Evidence From Indonesia Handy Nugraha; Santi Putriani
Jurnal Reviu Akuntansi dan Keuangan Vol. 13 No. 1 (2023): Jurnal Reviu Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jrak.v13i1.25921

Abstract

  Purpose: The purpose of this research is to see how FinTech Lending and ICT Development Index affect poverty in Indonesia. This study provides knowledge about the impact of FinTech Lending and the ICT Development Index on poverty reduction. Methodology/approach: This study uses a quantitative approach and panel data regression analysis method. This study uses panel data consisting of 34 provinces in Indonesia with observations for 2019-2021. This study uses secondary data types obtained from official Indonesian government agencies (OJK and BPS). Findings: The results of this study found that the FinTech Lending and ICT Development Index have a negative effect on poverty in Indonesia. This means that the growth of FinTech Lending and ICT can reduce poverty in Indonesia. Practical implications: The results of this research can be considered by policymakers to support FinTech development and financial inclusion, as well as increase budget allocations for the acceleration and equity of ICT infrastructure development which in turn can help reduce poverty in Indonesia. Originality/value: To the best of the researcher's knowledge, this study is the first study to link FinTech, ICT Development Index, and Poverty simultaneously in Indonesia.
Manajemen Keuangan Berbasis Investasi Pasar Modal Atlet Judo di Wonogiri Kuncoro, Trian Gigih; Santi Putriani; Handy Nugraha; Firdaus Kurniawan
Abdi Psikonomi Vol 5, No 1 (2024): Juni 2024
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/psikonomi.v5i1.5720

Abstract

During their productive years, athletes can earn incomes above the per capita average of a country or region. However, upon retirement, athletes often face financial problems, as many professional athletes lack the skills to effectively manage personal finances. Their occupation, which heavily relies on physical strength, makes their finances vulnerable. Additionally, professional athletes are prone to mental health issues and excessive anxiety or depression. Some athletes even commit suicide after retiring. The presence of these risks forces many athletes to retire at a relatively young age, around their 30s, and they may struggle to find suitable post- athletic careers. Hence, athletes need to plan their finances for a longer period compared to most people. Unstable incomes during their sports careers, often dependent on sponsorships, prizes, and awards, make them vulnerable to income declines after retirement. Moreover, high expenses during their careers, especially for training and medical care, might not have allowed them to build substantial savings. Researchers argue that financial literacy and security enable athletes to ensure their financial well-being, particularly in their post-athletic lives. Financial literacy can help athletes achieve sustainable financial well-being. Financial planning before retirement is crucial for individuals or families to achieve stable and prosperous financial conditions. Interviews we conducted found that all athletes at Dojo Judo Gajah Mungkur have goals for the money earned from competitions. However, only a few, especially the younger ones, use their income productively. This is evidenced by initial interviews showing that most of them, or 50-70 percent, spend their income on purchasing motor vehicles, and 80 percent of athletes do not have businesses or investments (both in the real and non-real sectors) that can generate additional income outside their profession.
Digital Marketing Assistance for MSME Members of the Aisyiyah Branch Leadership (PCA) Colomadu Karanganyar Subagyo, Daryono; Siti Aisyah; Handy Nugraha; Rina Trisnawati; Mujiyati, Mujiyati; Eni Setyowati; keisha Jenny Maulida Nugraha; Firlina Rizky Ramadhina
Abdi Psikonomi Vol 6, No 1 (2025): Juni 2025
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/psikonomi.v6i1.10706

Abstract

This community service is carried out based on the problems faced by the Aisyah Branch Management (PCA) Colomadu Karanganyar, Central Java. The target audience needs digital marketing assistance support for members who have micro and small businesses. The problems faced by partners are the lack of complete data on the PCA Colomadu UMK profile and the lack of UMK capabilities in conducting digital promotions. The purpose of this community service activity is 1. to help the target audience in branding UMK through digital promotions, 2. Helping partners find marketing strategies that are in accordance with UMK conditions, 3. Assisting partners in improving skills to create attractive promotions, 4. Supporting partners to be able to achieve UMK performance improvement targets. The methods used in this activity are the Focus Group Discussion method, direct practice, training, and assistance. The expected output of this community service is a publication article in a journal, documentation that will be uploaded to online or offline media.
Asesmen Kinerja Pemerintah dan Perekonomian Daerah Provinsi Papua terhadap Indeks Pembangunan Manusia Pasca Covid-19 Agusta, Tia Ayu; Handy Nugraha
Sang Pencerah: Jurnal Ilmiah Universitas Muhammadiyah Buton Vol. 11 No. 3 (2025): Sang Pencerah: Jurnal Ilmiah Universitas Muhammadiyah Buton, Indonesia
Publisher : Lembaga Jurnal dan Publikasi Universitas Muhammadiyah Buton

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35326/pencerah.v11i3.7203

Abstract

Papua merupakan salah satu provinsi di Indonesia yang hingga kini masih menghadapi tantangan besar dalam pembangunan manusia. Indeks Pembangunan Manusia (IPM) Papua tercatat masih berada di bawah rata-rata nasional, yang mengindikasikan rendahnya capaian dalam aspek pendidikan, kesehatan, dan standar hidup masyarakat. Untuk mendorong peningkatan IPM, dibutuhkan berbagai faktor pendukung seperti pengeluaran pemerintah, Produk Domestik Regional Bruto (PDRB), serta Upah Minimum Kabupaten/Kota (UMK) yang berperan sebagai instrumen pembangunan ekonomi dan kesejahteraan masyarakat. Penelitian ini secara khusus bertujuan untuk menganalisis bagaimana IPM Papua dipengaruhi oleh pengeluaran pemerintah pada sektor pendidikan, kesehatan, dan infrastruktur jalan, serta kontribusi PDRB dan UMK. Dengan menggunakan pendekatan kuantitatif, penelitian ini menerapkan metode analisis regresi data panel. Data yang digunakan bersumber dari data sekunder sembilan kabupaten/kota di Provinsi Papua dalam periode 2020 hingga 2023. Hasil penelitian menunjukkan bahwa hanya variabel PDRB yang memiliki pengaruh signifikan terhadap IPM. Hal ini berarti pertumbuhan ekonomi yang tercermin melalui PDRB mampu memberikan dampak nyata pada peningkatan kualitas hidup masyarakat Papua. Sementara itu, pengeluaran pemerintah di bidang pendidikan, kesehatan, dan infrastruktur, serta UMK tidak memberikan pengaruh signifikan. Temuan ini mengindikasikan perlunya evaluasi efektivitas alokasi anggaran pemerintah dan kebijakan ketenagakerjaan agar benar-benar dapat mendorong pembangunan manusia di Papua secara berkelanjutan.
Pembentukan Mental Berwirausaha dan Cerdas Keuangan Melalui Penyuluhan Interaktif pada Siswa di SMK 5 Muhammadiyah Karanganyar Fatchan, Fuad Hudaya; Candra Kusuma Wardana; Handy Nugraha; Laila Oshiana Fitria A’zizah
Abdi Psikonomi Vol 3, No 4 (2022): Desember 2022
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/psikonomi.vi.1387

Abstract

Sampai saat ini sebagian besar penduduk Indonesia masih terpola pada kebiasaan untuk mencari kerja bukan menciptakan kerja. Tentu saja persoalan ini akan selalu menjadi masalah bagi negara. Kita dapat membayangkan apa yang akan terjadi jika seluruh penduduk usia kerja hanya menggantungkan diri untuk mencari kerja. Untuk keluar dari persoalan itu tertuju pada wirausaha karena wirausaha dinilai dapat mendorong terciptanya lapangan kerja baru, peningkatan pendapatan masyarakat dan pertumbuhan ekonomi. Sikap mental wirausaha merupakan motor penggerak dalam pembangunan negara dalam hal memajukan ekonomi bangsa dan negara, meningkatkan taraf hidup masyarakat, ikut mengurangi pengangguran dan membantu mengentaskan kemiskinan. Siswa SMK diharapkan untuk mampu menjadi wirausaha baru karena dibekali mata pelajaran Prakarya dan Kewirausahaan yang menuntut siswa menguasai teori maupun praktik wirausaha. Pengabdian masyarakat dilakukan di SMK 5 Muhammadiyah Karanganyar dengan peserta 30 siswa yang bertujuan untuk memotivasi dan meningkatkan minat berwirausaha serta manajemen keuangan.
Analisis Tren Pembiayaan Alternatif Digital: Studi Kasus Paylater Kredivo di Indonesia Muhammad Nara Rafli Prasetyo; Handy Nugraha
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 2 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i2.19897

Abstract

The use of paylater services in Indonesia continues to rise, particularly for online shopping. However, this growth also increases the risk of default and consumer debt. Therefore, it is important for the public to understand the factors that influence the use of paylater services. This study aims to analyze the influence of the Provincial Minimum Wage, Gross Regional Domestic Product, and Information and Communication Technology skills on the percentage of Kredivo Paylater users in Indonesia. Based on a literature review conducted by the researchers, this study is the first to directly link ICT skills with the use of Kredivo Paylater in Indonesia. This study employs a quantitative approach using panel data regression analysis across 10 provinces for the period 2021–2023. The results indicate that ICT skills significantly influence the use of Kredivo Paylater. As the public’s ICT skills improve, this will drive the development of the paylater industry, thereby increasing the likelihood of achieving financial inclusion and enhancing public welfare. These findings are expected to serve as a reference for research on the digital economy particularly in the fintech paylater sector as well as a basis for policy considerations regarding the digital economy in Indonesia.
REVITALISASI ORGANISASI PCM NGUNTORONADI MELALUI PENDEKATAN PARTISIPATIF SEBAGAI UPAYA PENGUATAN INSTITUSI LOKAL Rafiq Azzam Al Afif; Handy Nugraha; Yudi Wahyu Wibowo; Mulia Ramdhan Fauzan; Nur Hidayat; Heilin Alber Siva Haryoko
BUDIMAS : JURNAL PENGABDIAN MASYARAKAT Vol. 8 No. 2 (2026): BUDIMAS : Jurnal Pengabdian Masyarakat
Publisher : LPPM ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/budimas.v8i2.20205

Abstract

Pimpinan Cabang Muhammadiyah (PCM) Nguntoronadi mengalami stagnasi organisasi yang ditandai dengan rendahnya partisipasi pengurus, lemahnya kepemimpinan, dan tidak optimalnya perencanaan program. Kegiatan pengabdian masyarakat ini bertujuan merevitalisasi organisasi melalui pendekatan partisipatif guna memperkuat kapasitas kelembagaan dan mengaktifkan kembali fungsi strategis PCM. Metode yang digunakan meliputi koordinasi awal, pelatihan kepemimpinan transformasional, workshop penyusunan Rencana Kerja Organisasi (RKO), serta pendampingan dan evaluasi. Hasil kegiatan menunjukkan peningkatan pemahaman pengurus terhadap peran organisasi, tersusunnya RKO periode 2026–2027, serta terbentuknya kepengurusan baru melalui Musyawarah Luar Biasa. Dampak program terlihat dari meningkatnya aktivitas organisasi, kehadiran aktif pengurus, kualitas dokumen perencanaan, dan koordinasi dengan organisasi otonom serta ranting. Program ini menjadi langkah awal penguatan institusi lokal yang berkelanjutan melalui perbaikan tata kelola organisasi dan peningkatan partisipasi anggota.
Optimalisasi Edukasi Keuangan Keluarga untuk Mitigasi Risiko Stunting di Desa Mancasan Sukoharjo Sinta Putriana; Santi Putriani; Handy Nugraha; Tiara Fatmarizka
Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat Vol. 6 No. 1 (2026): Januari 2026 - Jurnal Altifani Penelitian dan Pengabdian kepada Masyarakat
Publisher : Indonesian Scientific Journal

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59395/altifani.v6i1.943

Abstract

Stunting masih menjadi masalah kesehatan masyarakat yang utama di Indonesia, yang memengaruhi pertumbuhan individu dan produktivitas nasional. Di Desa Mancasan, tingginya angka stunting berkaitan dengan rendahnya kesadaran gizi dan lemahnya pengelolaan keuangan keluarga. Oleh karena itu, program pengabdian masyarakat diselenggarakan untuk mengedukasi ibu-ibu kader PKK tentang literasi keuangan sebagai strategi untuk mengurangi risiko stunting. Kegiatan yang melibatkan 40 peserta ini berhasil meningkatkan pemahaman secara signifikan, dengan skor rata-rata meningkat dari 5,2 (tes awal) menjadi 8,0 (tes akhir). Peserta menunjukkan antusiasme yang tinggi melalui diskusi, sesi tanya jawab, dan apresiasi terhadap layanan kesehatan gratis yang disediakan. Program ini menunjukkan bahwa edukasi keuangan dapat memperkuat kesadaran akan hubungan antara penganggaran dan pemenuhan gizi keluarga. Mengingat dampak positifnya, inisiatif ini direkomendasikan untuk terus diimplementasikan dan direplikasi di komunitas lain guna meningkatkan upaya pencegahan stunting yang berkelanjutan. 
Co-Authors Agusta, Tia Ayu Ali Zainal Abidin Candra Kusuma Wardana ENI SETYOWATI Fatchan, Fuad Hudaya Firdaus Kurniawan Firlina Rizky Ramadhina Heilin Alber Siva Haryoko keisha Jenny Maulida Nugraha Kenny Pradipta Montoya PP Laila Oshiana Fitria A’zizah Muhammad Nara Rafli Prasetyo Mujiyati Mulia Ramdhan Fauzan Nur Hidayat Rafiq Azzam Al Afif Rina Trisnawati Santi Putriani Sinta Putriana Siti Aisyah Subagyo, Daryono Tiara Fatmarizka Trian Gigih Kuncoro Yudi Wahyu Wibowo