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All Journal Jurnal Reviu Akuntansi dan Keuangan Journal of Accounting and Investment Abdimas Umtas : Jurnal Pengabdian kepada Masyarakat Jurnal Pembelajaran Pemberdayaan Masyarakat (JP2M) Jurnal Pengabdian dan Edukasi Sekolah (Jubaedah) Abdi Psikonomi Journal of Economics Research and Policy Studies Hasil Karya Aisyiyah Untuk Indonesia Riset Akuntansi dan Keuangan Indonesia JER
Santi Putriani
Universitas Muhammadiyah Surakarta
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Health Professions Languange, Linguistic, Communication & Media Mathematics Nursing Public Health Social Sciences Other

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Impacts Of Digital Technostress And Digital Technology Self-Efficacy On Intentions To Use Fintech In Indonesia Santi Putriani; Rika Apriani
Jurnal Reviu Akuntansi dan Keuangan Vol. 12 No. 1: Jurnal Reviu Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jrak.v12i1.20801

Abstract

The purpose of this study is to see how digital technostress and digital technology self-efficacy (DTSE) affect Generation Z consumers' willingness to adopt FinTech in Indonesia. This study provides knowledge about the impact of technostress and the role of self-efficacy as a moderator on intention to use FinTech. This study uses a questionnaire survey with the criteria of respondents who have used FinTech and Generation Z (born 1993-2012) in Indonesia. A total of 122 respondents were analyzed by Structural Equation Modeling (SEM). The results of the study show that complexity and overload reduce the use of FinTech. In addition, DTSE increases their intention to use FinTech and can reduce the impact of technostress on intention to use FinTech. The results of the research are expected to be input for innovators and policymakers to make FinTech applications easier to use so that consumers will continue to use FinTech to support sustainable development.
The role of IT mindfulness in digital technostress and intention to use fintech in Indonesia Santi Putriani; Sinta Putriana
Journal of Accounting and Investment Vol 24, No 2: May 2023
Publisher : Universitas Muhammadiyah Yogyakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (694.264 KB) | DOI: 10.18196/jai.v24i2.16669

Abstract

Research aims: This study aims to investigate how IT mindfulness and digital technostress affect the Y and Z generation of consumers' intentions to adopt Fintech in Indonesia.Design/Methodology/Approach: Consumer respondents from Indonesia's Y and Z generations were selected in this study. SEM-PLS was employed to examine the 309 respondents. Research findings: The study suggested that while IT mindfulness could decrease the adverse effects of digital technostress on the intention to use Fintech and increase it, digital technostress did not influence the intention to use Fintech.Theoretical contribution/Originality: This is the first study to examine how IT mindfulness and digital technostress affect customers in Indonesian Y and Z generation’s intention to use Fintech. The findings of this study add to the body of knowledge on IT mindfulness and will guide future research in this area and also be helpful to innovators and decision-makers in the field of financial technology so that consumers will continue to use it and, ultimately, support sustainable development.
Does Fintech Lending And ICT Development Index Affect Poverty? Evidence From Indonesia Handy Nugraha; Santi Putriani
Jurnal Reviu Akuntansi dan Keuangan Vol. 13 No. 1 (2023): Jurnal Reviu Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jrak.v13i1.25921

Abstract

  Purpose: The purpose of this research is to see how FinTech Lending and ICT Development Index affect poverty in Indonesia. This study provides knowledge about the impact of FinTech Lending and the ICT Development Index on poverty reduction. Methodology/approach: This study uses a quantitative approach and panel data regression analysis method. This study uses panel data consisting of 34 provinces in Indonesia with observations for 2019-2021. This study uses secondary data types obtained from official Indonesian government agencies (OJK and BPS). Findings: The results of this study found that the FinTech Lending and ICT Development Index have a negative effect on poverty in Indonesia. This means that the growth of FinTech Lending and ICT can reduce poverty in Indonesia. Practical implications: The results of this research can be considered by policymakers to support FinTech development and financial inclusion, as well as increase budget allocations for the acceleration and equity of ICT infrastructure development which in turn can help reduce poverty in Indonesia. Originality/value: To the best of the researcher's knowledge, this study is the first study to link FinTech, ICT Development Index, and Poverty simultaneously in Indonesia.
Optimizing Taman Pustaka 'Aisyiyah Dzakiya through Storytelling Training for 'Aisyiyah Bustanul Athfal Kindergarten Teachers in Minggir Hilma Tsani Amanati; Nandya Octanti Pusparini; Bella Ananda Chairunnisa; Fajar Kholillulloh; Santi Putriani
ABDIMAS: Jurnal Pengabdian Masyarakat Vol. 7 No. 1 (2024): ABDIMAS UMTAS: Jurnal Pengabdian Kepada Masyarakat
Publisher : LPPM Universitas Muhammadiyah Tasikmalaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35568/abdimas.v7i1.4435

Abstract

Taman Pustaka 'Aisyiyah Dzakiya is a reading park under the auspices of the Pimpinan Cabang 'Aisyiyah Minggir Cultural Institute which is located in the Al-Umar Parakan Wetan Sendangsari Minggir Mosque complex, Sleman Yogyakarta. Taman Pustaka 'Aisyiyah Dzakiya was founded in 2019 after receiving the first grant from the National Library of Indonesia. The main problems faced include that Taman Pustaka 'Aisyiyah Dzakiya has not upgraded its reading books or other supporting facilities, so its resources are still limited. The management carried out by volunteers is considered less than optimal, because there is no strong motivation from the management to maximize the value of this reading park. To be able to overcome this problem, the service team tried to provide a solution by creating a program whose aim was to increase the value of the Taman Pustaka 'Aisyiyah Dzakiya using a learning method approach through stories. So, the activity that will be carried out is storytelling training for kindergarten and PAUD teachers in Kapanewon Minggir. Apart from that, another activity that the proposing team offers as a solution to improve the functionality of Taman Pustaka 'Aisyiyah Dzakiya is improving the physical facilities of the library, namely by repairing damaged cupboards and increasing the collection of reading books in the library. Methods for implementing activities include preparation and coordination, repair and upgrading of facilities, implementation of storytelling training, and evaluation and monitoring.
The Role of Digital Technology Self-Efficacy and Digital Technostress on Intention to Use FinTech: A Study on MSMEs in Surakarta City Putriani, Santi; Sinta Putriana; Khoirul Fuad; Mega Wahyu Widawati; Nur Prasetyo Aji
Riset Akuntansi dan Keuangan Indonesia Vol. 8 No. 3 (2023): Riset Akuntansi dan Keuangan Indonesia
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/reaksi.v8i3.3820

Abstract

This research aims to investigate the role of Digital Technology Self Efficacy and Digital Technostress on the intention to use FinTech among Micro, Small, and Medium Enterprises (MSMEs) in Surakarta City. This research uses a questionnaire survey with the criteria for respondents being MSMEs in any field that provides FinTech options for transactions in the city of Surakarta. After obtaining a final sample of 138 MSMEs in Surakarta City, analysis was then carried out using SEM-PLS with the help of the Warp-PLS analysis tool. The research results show that even though all Technostress constructs such as overload, invasion, complexity, and uncertainty do not influence the intention to use FinTech among MSMEs in Surakarta City. However, Digital Technology Self-Efficacy can increase the intention to use FinTech among MSMEs in Surakarta City and can reduce the negative impact of the relationship between Digital Technostress and the intention to use FinTech among MSMEs in Surakarta City. The results of this research can be input for innovators and policymakers to make FinTech applications easier to use and inclusive so that MSMEs will continue to use FinTech and ultimately can participate in supporting sustainable development. Keywords: FinTech, Technostress, Digital Technology Self Efficacy, MSMEs, Surakarta.
Does Financial Technology Lending and Financial Literacy Affect Crime? Evidence From Indonesia Nugraha, Handy; Putriani, Santi; Febriani, Hanifah; Kuncoro, Trian Gigih; Anas, Muhammad; Puspitasari, Inda Fresti
Jurnal Reviu Akuntansi dan Keuangan Vol. 14 No. 4 (2024): Jurnal Reviu Akuntansi dan Keuangan
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jrak.v14i4.34734

Abstract

Purpose: This research aims to investigate the relationship between FinTech Lending and Financial Literacy on Crime (fraud, embezzlement, and corruption). This research provides knowledge about the impact of FinTech Lending which can increase crime and financial literacy which can reduce crime. Methodology/approach: This study employs panel data consisting of 34 provinces in Indonesia with observations in 2019 and 2022 due to data availability. The secondary data used was collected from official Indonesian government institutions (OJK and BPS). To achieve the purpose, a quantitative approach and panel data regression analysis methods are applied. Panel data provides more variability, less collinearity among variables, and more degrees of freedom. This can lead to more efficient estimators and more precise inference of model parameters. Based on the Hausman test, the estimated model is Random Effects (RE). Findings: The results of this research show that FinTech Lending has a significant positive impact on the growth of crime, while Financial Literacy has a negative impact on the growth of crime. This indicates that as the use of FinTech Lending increases, crime rates also increase, and higher levels of Financial Literacy help reduce the growth of crime. Practical implications: The results of this research can be used as material for consideration by the government in creating a comprehensive legal framework through the establishment of a Law on FinTech. Originality/value: To the best of the researcher's knowledge, this research is the first research to investigate the influence of FinTech Lending and Financial Literacy on Crime Rates in Indonesia using a quantitative approach, whereas previous research used a qualitative approach.
Edukasi potensi kerugian ekonomi keluarga dengan balita stunting di Desa Mancasan, Sukoharjo Fatmarizka, Tiara; Rahman, Farid; Susilo, Taufik Eko; Fitriyah, Qonitah Faizatul; Putriani, Santi; Mutiara, Farrah Rizky
Hasil Karya 'Aisyiyah untuk Indonesia Vol. 4 No. 1 (2024): Oktober
Publisher : Universitas 'Aisyiyah Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31101/hayina.3704

Abstract

Stunting menjadi salah satu prioritas permasalahan utama pada ruang lingkup wilayah kerja pemerintah Kabupaten Sukoharjo tahun 2021-2026. Terdapat potensi kerugian ekonomi akibat dari penurunan produktivitas keluarga yang memiliki balita stunting dengan asumsi tidak adanya perbaikan gizi yang dapat dilihat dari resiko yang ditimbulkan sejak balita sampai dewasa. Pada tahun 2022, Kabupaten Sukoharjo berada pada angka 8% dengan peningkatan tren pada tahun 2021 sebesar 7.11%. Daerah Sukoharjo merupakan daerah yang menjadi kabupaten prioritas untuk perluasan lokus stunting di Provinsi Jawa Tengah. Kegiatan ini dilakukan di Desa Mancasan Kecamatan Baki, Kabupaten Sukoharjo dengan bentuk pengabdian masyarakat dengan sasaran ibu kader posyandu, orang tua balita, Bidan desa, ibu hamil, guru PAUD dan TK serta perangkat Desa Mancasan dengan memberikan pelatihan, edukasi, dan evaluasi dengan menggunakan kuisioner yang dibagikan kepada masyarakat. Hasil edukasi dan pelatihan maka terjadi kenaikan pengetahuan masyarakat yang di tunjukkan dengan peningkatan dari masyarakat menjawab kuisioner dengan benar.
The Effect Of Profitability, Company Size, Socail Responsibility, And Capital Structure On Firm Value In Companies In The Consumer Goods Industry Sector Indonesia Muhid, Abdul; Mujiyati; Putriani, Santi
Jurnal Economic Resource Vol. 7 No. 2 (2024): September - February
Publisher : Fakultas Ekonomi & Bisnis Universitas Muslim Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57178/jer.v7i2.1054

Abstract

The consumer goods industry in Indonesia constitutes a significant component of the national economy. The sector is confronted with significant challenges posed by the forces of globalization and digital disruption, which necessitate a continuous process of adaptation and innovation on the part of companies. The objective of this study is to examine the impact of profitability, company size, social responsibility (CSR), and capital structure on firm value. This study employs descriptive statistical analysis and multiple regression analysis to assess the interrelationships between the independent and dependent variables. The results demonstrate that profitability exerts a positive influence on firm value, while company size and social responsibility exert negative influences on firm value. Capital structure, on the other hand, exerts a positive influence on firm value. Collectively, these variables account for 93.8% of the variation in firm value, indicating a significant interdependence among them. The study concludes with practical implications for stakeholders in the consumer goods sector, suggesting that increasing profitability and reviewing capital structure can improve firm valuation
INOVASI PRODUK ECOENZYM DAN PENCIPTAAN ALTERNATIF PRODUK TURUNANNYA UNTUK MENINGKATKAN PEMBERDAYAAN MASYARAKAT MELALUI STRATEGI MEDIA SOSIAL MARKETING: IMPLEMENTASI KEGIATAN KKN MUHAMMADIYAH AISIYAH Anggraini, Viona; Nugraha, Handy; Putriani, Santi
Jubaedah : Jurnal Pengabdian dan Edukasi Sekolah (Indonesian Journal of Community Services and School Education) Vol. 5 No. 1 (2025): Jurnal Pengabdian dan Edukasi Sekolah (Jubaedah)
Publisher : LPPM Universitas Bina Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46306/jub.v5i1.288

Abstract

The Suboptimal waste management in Bakipandeyan Village, Sukoharjo, poses significant challenges to the environment and public health. The community’s tendency to dispose of waste without considering its potential benefits is one of the primary causes. This community service program aims to empower residents by converting organic waste into economically valuable products such as ecoenzym and soap bars, while enhancing digital marketing skills. The methods employed include socialization and training on ecoenzym production from fruit peels, soap-making workshops, and the introduction of social media marketing strategies. The program outcomes indicated improved understanding and skills among the community in processing organic waste into high-value products. Additionally, digital marketing training encouraged residents to utilize social media as a promotional tool, enabling their products to reach wider markets. This program successfully motivated the community to independently and sustainably manage waste, contributing to increased economic welfare and environmental sustainability. In conclusion, community empowerment through training, product innovation, and digital marketing proved effective in raising environmental awareness, fostering better waste management practices, and creating new business opportunities for the community
Manajemen Keuangan Berbasis Investasi Pasar Modal Atlet Judo di Wonogiri Kuncoro, Trian Gigih; Santi Putriani; Handy Nugraha; Firdaus Kurniawan
Abdi Psikonomi Vol 5, No 1 (2024): Juni 2024
Publisher : Universitas Muhammadiyah Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23917/psikonomi.v5i1.5720

Abstract

During their productive years, athletes can earn incomes above the per capita average of a country or region. However, upon retirement, athletes often face financial problems, as many professional athletes lack the skills to effectively manage personal finances. Their occupation, which heavily relies on physical strength, makes their finances vulnerable. Additionally, professional athletes are prone to mental health issues and excessive anxiety or depression. Some athletes even commit suicide after retiring. The presence of these risks forces many athletes to retire at a relatively young age, around their 30s, and they may struggle to find suitable post- athletic careers. Hence, athletes need to plan their finances for a longer period compared to most people. Unstable incomes during their sports careers, often dependent on sponsorships, prizes, and awards, make them vulnerable to income declines after retirement. Moreover, high expenses during their careers, especially for training and medical care, might not have allowed them to build substantial savings. Researchers argue that financial literacy and security enable athletes to ensure their financial well-being, particularly in their post-athletic lives. Financial literacy can help athletes achieve sustainable financial well-being. Financial planning before retirement is crucial for individuals or families to achieve stable and prosperous financial conditions. Interviews we conducted found that all athletes at Dojo Judo Gajah Mungkur have goals for the money earned from competitions. However, only a few, especially the younger ones, use their income productively. This is evidenced by initial interviews showing that most of them, or 50-70 percent, spend their income on purchasing motor vehicles, and 80 percent of athletes do not have businesses or investments (both in the real and non-real sectors) that can generate additional income outside their profession.
Co-Authors Abdul Muhid, Abdul Anggraini, Viona Bella Ananda Chairunnisa Fajar Kholillulloh Farid Rahman Febriani, Hanifah Firdaus Kurniawan Ghoida, Hasna Gustinanda, Mega Mustika Handy Nugraha Handy Nugraha Hilma Tsani Amanati Inda Fresti Puspitasari Khoirul Fuad Kurniawan, Firdaus Laila Oshiana Fitria A’zizah Madaniyah, Serilda 'Alya' Makarim, Zaki Anwar Mega Wahyu Widawati Muhammad Anas Mujiyati Mujiyati Mujiyati Mutiara, Farrah Rizky Nandya Octanti Pusparini Nugraha , Handy Nugraha, Handy Nur Prasetyo Aji Ovi Itsnaini Ulynnuha Putri, Nafisa Destriana Putriana, Sinta Qonitah Faizatul Fitriyah Rika Apriani Rinna Ainul Maghfiroh Sinta Putriana Sinta Putriana Taufik Eko Susilo Tiara Fatmarizka Trian Gigih Kuncoro Ulum, Halwa Qubailah Shobah