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All Journal Jurnal Manajemen Jurnal Ilmu Sosial dan Humaniora
Wahyu Wibowo
Universitas Islam Negeri Sunan Kalijaga Yogyakarta
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance

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Analysis of Productive Zakat and GDP on Poverty Levels and Governance of Zakat Institutions in West Sumatra Herdian Mainaki; Anton Bawono; Wahyu Wibowo
MAMEN: Jurnal Manajemen Vol. 5 No. 1 (2026): Januari 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/mamen.v5i1.7118

Abstract

This study investigates the effects of Gross Regional Domestic Product (GRDP/PDRB), productive zakat, and zakat governance on poverty in West Sumatra, using a Moderated Regression Analysis (MRA) approach based on panel data from 19 districts/cities for the period 2020–2024. The findings reveal that PDRB has a significant negative effect on poverty, indicating that higher regional economic output contributes to lower poverty rates. A 1% increase in PDRB reduces poverty by –5.59E-05%, consistent with economic growth trends and declining poverty levels in West Sumatra in recent years. Conversely, productive zakat shows a negative but statistically insignificant effect on poverty, suggesting that its contribution remains limited at the provincial scale due to the relatively small allocation of productive zakat compared to consumptive distribution. The study also documents that zakat governance significantly strengthens the impact of PDRB on poverty reduction, but does not moderate the effect of productive zakat on poverty. These results emphasize the importance of improving zakat management, increasing productive distribution ratios, and strengthening empowerment-based programs to enhance zakat’s role in poverty alleviation. Future research is recommended to incorporate mediating variables such as employment and investment, and apply causal analysis methods to deepen the understanding of zakat’s economic impact.
Perempuan dan Literasi Finansial dalam Rumah Tangga: Sintesis Literatur Gender dan Ekonomi Wahyu Wibowo; Alda Fildza Amima; Mega Rahmawati; Ahmad Wildan Raikhana; Najma Arum S Lessy
SOSMANIORA: Jurnal Ilmu Sosial dan Humaniora Vol. 5 No. 1 (2026): Maret 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/sosmaniora.v5i1.7354

Abstract

This study examines women’s financial literacy in the household context, highlighting women’s role as key economic agents in managing family finances. Financial literacy is viewed not just as a technical skill but as a social practice shaped by gender relations, cultural norms, and power structures within the household. Women often manage daily budgets, regulate routine expenses, and plan long-term needs, although strategic financial decisions such as investments are still dominated by men. The study finds that women’s financial literacy plays a critical role in enhancing household economic resilience, particularly in the face of economic shocks such as inflation and financial crises. Furthermore, good financial literacy enables women to manage family resources more efficiently, improving the family’s economic welfare and reducing social inequalities. The study also emphasizes the importance of policies that support women’s empowerment through inclusive financial education, to achieve gender equality in household financial management and encourage women’s economic participation in society.
Co-Authors Ahmad Wildan Raikhana Alda Fildza Amima Anton Bawono Herdian Mainaki Mega Rahmawati Najma Arum S Lessy