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Sistem Ekonomi Sosial Campuran (Konsep, Bentuk, dan Variasi di Negara Berkembang) Helmayanti; Naila, Eva; Setyanoor, Erwan
Surplus: Jurnal Ekonomi dan Bisnis Vol. 4 No. 2 (2026): Januari-Juni 2026
Publisher : Yayasan Pendidikan Tanggui Baimbaian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71456/sur.v4i2.1610

Abstract

Sistem ekonomi sosial campuran merupakan sistem perekonomian yang mengombinasikan unsur-unsur positif dari sistem ekonomi kapitalis dan sosialis dengan tujuan meminimalkan kelemahan masing-masing sistem. Artikel ini bertujuan untuk mengkaji konsep, bentuk, serta variasi penerapan sistem ekonomi sosial campuran di negara-negara berkembang. Metode penelitian yang digunakan adalah studi kepustakaan dengan menganalisis berbagai literatur, buku, dan jurnal ilmiah yang relevan. Hasil kajian menunjukkan bahwa sistem ekonomi sosial campuran menempatkan mekanisme pasar sebagai penggerak utama kegiatan ekonomi, namun tetap memberikan peran penting kepada pemerintah dalam regulasi, distribusi kekayaan, penyediaan layanan publik, serta pengelolaan sektor-sektor strategis. Variasi penerapan sistem ini di negara berkembang dipengaruhi oleh kondisi sosial, politik, dan tingkat pembangunan ekonomi masing-masing negara, sebagaimana terlihat pada kasus negara-negara Nordik, Tiongkok, dan Vietnam. Sistem ekonomi sosial campuran dinilai mampu mendorong pertumbuhan ekonomi sekaligus menjaga stabilitas sosial, meskipun masih menghadapi berbagai tantangan seperti keterbatasan efisiensi, potensi penyalahgunaan kebijakan, dan ketidakjelasan batas peran antara pemerintah dan swasta. Dengan demikian, sistem ekonomi sosial campuran menjadi alternatif yang relevan bagi negara berkembang dalam mencapai kesejahteraan masyarakat secara berkelanjutan.
Riba dan Bunga Bank Budiman, Muhammad Fajar Aditya Putra; Rezki, Muhammad; Setyanoor, Erwan
Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory Vol. 4 No. 1 (2026)
Publisher : Sharia Journal and Education Center Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62976/ijijel.v4i1.1698

Abstract

This study aims to examine the concept of riba and bank interest and to analyze their similarities and differences from the perspective of Islamic economics. Riba refers to an additional charge stipulated in lending transactions and is strictly prohibited in Islam because it is considered unjust and harmful to society. Meanwhile, bank interest is a compensation system applied in conventional financial institutions as a return for the use of funds. This research employs a qualitative method with a literature review approach by analyzing books, scientific journals, and credible sources related to riba and bank interest. The results of the study indicate that the majority of Islamic scholars equate bank interest with riba due to the existence of predetermined additional payments that may lead to economic inequality. Therefore, Islamic banking emerges as an alternative financial system that applies profit-sharing principles and contracts in accordance with Islamic law. The conclusion of this study is that riba and bank interest are fundamentally similar in practice from the Islamic perspective, making Islamic financial systems a more ethical and just solution.
E-Commerce dan Dropshipping dalam Perspektif Fiqih Muamalah Miranti, Lily; Maulida, Nurannisa; Setyanoor, Erwan
Indonesian Journal of Islamic Jurisprudence, Economic and Legal Theory Vol. 4 No. 1 (2026)
Publisher : Sharia Journal and Education Center Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62976/ijijel.v4i1.1699

Abstract

The development of digital technology has driven significant transformations in the global trade system, particularly through e-commerce. One rapidly growing business model in the e-commerce ecosystem is the dropshipping system, a buying and selling mechanism in which sellers do not keep inventory but instead forward orders to suppliers. While offering convenience and efficiency, this practice raises various legal issues from a muamalah (Islamic jurisprudence) perspective, particularly regarding ownership of goods, clarity of contracts, and the potential for elements of gharar and tadlis. This study aims to analyze the concepts of e-commerce and dropshipping based on the principles of muamalah (Islamic jurisprudence) and to explain the forms of contracts that can be used to ensure compliance with Islamic law. The research method used is qualitative research with a normative approach through a literature review of classical and contemporary fiqh literature. The results indicate that e-commerce is fundamentally permissible in Islam as long as it meets the pillars and requirements of the contract. Dropshipping is also permissible provided that an appropriate contract is used, such as wakalah (a contract of sale), salam (a contract of sale), or samsarah (a contract of sale), and the application of the principles of honesty, transparency, and responsibility towards consumers.