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All Journal Airlangga International Journal of Islamic Economics and Finance Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Blockchain, Artificial Intelligence, and Future Research
Walid In'am Ahmad
Universitas Islam Negeri Sunan Ampel Surabaya
Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Social Sciences

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Mekanisme dan Implementasi Pengelolaan Dana Pensiun Syariah Terhadap Fatwa DSN-MUI Nomor 88/DSN-MUI/XI/2013 pada Bank Syariah Indonesia Cabang Gresik Walid In'am Ahmad; Muhammad Yazid
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 7 No. 3 (2025): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v7i3.5767

Abstract

This study aims to analyze the mechanism and implementation of sharia pension fund management against the DSN MUI fatwa number 88 DSN MUI XI in 2013 where the object of the study was conducted at Bank Syariah Indonesia, Gresik branch. The study uses a descriptive qualitative research type where this study functions to provide a direct explanation of the phenomenon being studied using data obtained directly from the research object being studied. This study in conducting data analysis uses the Miles and Hubberman method, namely data reduction then continued with data presentation and ended with drawing conclusions. This study was taken using secondary data where the source of information provided came from the official website of Bank Syariah Indonesia and also various journals and references related to the title of the study. The results of this study are intended to determine how the mechanism and implementation of the management of sharia pension funds against the DSN MUI fatwa number 88 DSN MUI XI in 2013 at the BSI Gresik branch where in the management process it avoids gharar, maysir and also usury and remains in accordance with Islamic principles for the mechanism itself is divided into 7 parts including sharia contracts, fundraising, sharia investment, distribution of investment results, risk management, disbursement of pension funds and the last is compliance and supervision of sharia in BSI products that are related to sharia pension funds is BSI berkah where this product is a creation of Bank Syariah Indonesia in assisting customers to prepare pension funds while remaining compliant with sharia principles
OPTIMIZATION OF ZIS FUND COLLECTION AT LAZISMU GRESIK REGENCY, INDONESIA, TO IMPROVE THE NATIONAL ZAKAT INDEX Walid In'am Ahmad; Sirajul Arifin; Mugiyati
Airlangga International Journal of Islamic Economics and Finance Vol. 9 No. 01 (2026): January-June 2026
Publisher : Universitas Airlangga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20473/aijief.v9i01.74363

Abstract

This study aims to analyze the optimization strategy of ZIS fund collection at LAZISMU in Gresik Regency and how it impacts the increase in the national zakat index. The research method uses a qualitative approach based on literature review studies. This study aims to understand individual and group behavior relate to ZIS fund collection within natural institutional setting through a literature review approach. The originality of this study lies in its specific focus on local zakat institutions, particularly LAZISMU Gresik, which has rarely been the subject of in-depth academic study in relation to its contribution to the National Zakat Index. The finding reveals that optimizing ZIS fund collection requires strategic planning, community-based innovation such as the KOMDIG LAZ model, and local engagement to significantly enhance zakat collection outcomes. However, the study is limited by its reliance on secondary data and literature review, which may not fully capture the dynamic practices and challenges in the field. Practically, the findings provide useful insights for zakat institutions, especially local LAZ, to develop effective and scalable fundraising strategies that can contribute more directly to national zakat development indicators.
Mapping Digital-Era Indonesian Character: A Bibliometric Analysis of Research on National Identity, Technology, and Future Governance (2020–2025) Ali Anhar; Aghnia; Abid Nurhuda; Walid In'am Ahmad; Hamdi
Blockchain, Artificial Intelligence, and Future Research Vol. 2 No. 1 (2026): May 2026
Publisher : WISE Pendidikan Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70211/bafr.v2i1.577

Abstract

This study maps research on Indonesian character in the digital era to clarify how national identity, technology, and future governance are connected in the literature. A bibliometric design was applied to Crossref metadata retrieved through Publish or Perish. From 1,000 records published between 2020 and 2025, 402 records met the predefined relevance and metadata criteria. Annual production, document sources, leading contributors, and term co-occurrence were analysed in VOSviewer 1.6.20. Publication output increased from 65 records in 2020 to a peak of 85 in 2023, before declining to 37 in 2025. Scientific journals accounted for 49.3% of the corpus. Term mapping retained 104 terms and identified four connected clusters: moral and personal formation, civic-pedagogical capacity, rights and institutions, and development and welfare. The least dense areas concerned democratic institutions, welfare, human development, health, and regional inequality. The study’s contribution is a future-governance interpretation of character research: digital citizenship, ethical AI use, and human-centred public innovation should be studied as integral, rather than peripheral, dimensions of Indonesian character.
Co-Authors Abid Nurhuda Aghnia Ali Anhar Hamdi Mugiyati Muhammad Yazid Sirajul Arifin