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All Journal EduMatika: Jurnal MIPA Journal of Constitutional, Law and Human Rights
Amelia Putri
Universitas Negeri Medan
Religion Humanities Chemistry Education Law, Crime, Criminology & Criminal Justice Mathematics Physics Social Sciences

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Peran Pendidikan Agama Islam Dalam Mencegah Pergaulan Bebas di Kalangan Remaja Aisya Nabila Putri; Amelia Putri; Devina Zuhra Utami; Dwi Anggraini; Hapni Laila Siregar
Journal of Constitutional, Law and Human Rights Vol 1, No 2 (2025): September 2025
Publisher : CV. Rayyan Dwi Bharata

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57235/jclhr.v1i2.5752

Abstract

Pergaulan bebas menjadi isu yang mengkhawatirkan di kalangan remaja akibat pengaruh globalisasi dan perkembangan teknologi. Pendidikan Agama Islam (PAI) berperan penting dalam membentuk karakter serta moral remaja agar terhindar dari perilaku menyimpang. Penelitian ini menggunakan metode survei dengan 30 responden berusia 12-20 tahun untuk menganalisis peran PAI dalam mencegah pergaulan bebas. Hasil penelitian menunjukkan bahwa 70% responden menganggap pergaulan bebas sebagai masalah serius, dengan bentuk paling umum meliputi pacaran (83,3%), pergaulan tanpa batas antara laki-laki dan perempuan (76,7%), serta konsumsi alkohol dan narkoba (73,3%). Selain itu, 60% responden menyatakan bahwa pelajaran agama Islam sangat membantu mereka dalam menghindari pergaulan bebas. PAI berkontribusi melalui penguatan akidah, pembiasaan ibadah, dan penerapan nilai-nilai Islam dalam kehidupan sehari-hari. Faktor pendukung utama dalam efektivitas PAI meliputi keimanan yang kuat, lingkungan keluarga yang baik, serta peran sekolah dan masyarakat. Implikasi dari penelitian ini menunjukkan bahwa PAI dapat menjadi solusi strategis dalam membentuk kesadaran remaja agar menjaga pergaulan sesuai ajaran Islam.
Analysis of Indonesian population mortality based on life table for estimating net premiums for term life insurance Amelia Putri; Dinie Triana; Sandi Dwi Payana
EduMatika: Jurnal MIPA Vol. 6 No. 2 (2026): EduMatika: Jurnal MIPA
Publisher : Lembaga Riset Mutiara Akbar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56495/emju.v6i2.1579

Abstract

Accurate determination of life insurance premiums requires mortality data that is representative of the characteristics of the insured population. This study aims to analyze the mortality patterns of the Indonesian population based on ASDR data from the SP2020 of the Central Statistics Agency, and apply it in estimating net premiums for term life insurance. The methods used include converting ASDR to probability of death (qx), reconstructing a 5-year abridged life table for productive ages 25–60 years, calculating the actuarial present value (APV) of death benefits, life annuity due, and net premiums based on the actuarial equivalence principle. The discount rate used is 5% with a sum insured of Rp100,000,000 and a policy term of 10 years. The results show that the qx value is relatively constant at 0.00264 in the age range of 25–46 years, then increases significantly to 0.02610 at age 60. The annual net premium for ages 25–46 years is recorded as stable at Rp251,428.57 and increases sharply to Rp467,838.75 at age 49. This study contributes to providing the first publicly accessible proxy life table from the 2020 Population Census aggregate data as an alternative to the Indonesian Mortality Table (TMI).
Co-Authors Aisya Nabila Putri Devina Zuhra Utami Dinie Triana Dwi Anggraini Hapni Laila Siregar Sandi Dwi Payana