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All Journal Jurnal Ilmiah Al-Tsarwah Jurnal Ekonomika dan Bisnis Islam Islamic Economic and Business Journal Digital Bisnis: Jurnal Publikasi Ilmu Manajemen Dan E-commerce Maliki Islamic Economics Journal West Science Journal Economic and Entrepreneurship Journal of Modern Islamic Studies and Civilization Journal of Business Management and Economic Development Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan West Science Social and Humanities Studies Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Management Studies and Business Journal Jurnal Ilmiah Ekonomi, Akuntansi dan Pajak Jurnal Semesta Ilmu Manajemen dan Ekonomi Jurnal Ekonomi, Bisnis, Manajemen dan Akuntansi (JEBIMAN)
Dedi Mardianto
Universitas Sipatokkong Mambo
Religion Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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PERAN PENGHEMATAN DALAM DIMENSI TERSEMBUNYI MEREK HALAL PADA ADOPSI PRODUK HALAL BERKELANJUTAN Mardianto, Dedi; Siradjuddin, Siradjuddin; Muin, Rahmawati
Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Vol. 2 No. 4 (2025): Juni
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jakpt.v2i4.2379

Abstract

Penelitian ini bertujuan untuk menganalisis peran penghematan sebagai bagian dari dimensi tersembunyi merek halal dalam mendorong adopsi produk halal berkelanjutan. Dalam situasi meningkatnya kesadaran terhadap kehalalan dan keberlanjutan, konsumen sering mengalami dilema antara nilai religius dan pertimbangan harga. Meskipun niat untuk memilih produk halal berkelanjutan tinggi, realisasinya sering terhambat oleh persepsi bahwa produk tersebut mahal. Penelitian ini menggunakan pendekatan Systematic Literature Review (SLR), dengan tahapan klasifikasi, identifikasi, pengumpulan, dan analisis artikel ilmiah yang relevan. Hasil penelitian menunjukkan bahwa Penghematan berperan penting dalam dimensi tersembunyi merek halal karena mampu menghubungkan nilai ekonomi dan spiritual dalam keputusan konsumen. Dalam konteks adopsi produk halal berkelanjutan, penghematan tidak hanya dimaknai sebagai harga murah, tetapi sebagai efisiensi dan manfaat jangka Panjang seperti daya tahan produk, kesehatan, dan pengurangan pemborosan. Penghematan ini memiliki makna religius, sejalan dengan ajaran Islam seperti qana’ah (merasa cukup), i‘tidāl (kesederhanaan), dan larangan israf (pemborosan). Karena itu, ketika konsumen Muslim melihat produk halal sebagai pilihan yang hemat sekaligus bernilai ibadah, mereka cenderung lebih terdorong untuk mengadopsinya secara konsisten. Sehingga produsen perlu menekankan narasi penghematan dan kebermanfaatan jangka panjang dalam strategi merek halal, agar produk dipersepsikan tidak hanya religius, tapi juga rasional dan ekonomis.   Kata Kunci: Penghematan, Merek halal, Keberlanjutan, Spiritualitas
ANALISIS PERAN TATA KELOLA BERBASIS KELEMBAGAAN WAKAF DALAM KERANGKA EKONOMI ISLAM Amirudin, Amirudin; misbach, Irwan; Mardianto, Dedi
Jurnal Akuntansi, Keuangan, Perpajakan dan Tata Kelola Perusahaan Vol. 2 No. 4 (2025): Juni
Publisher : Yayasan Nuraini Ibrahim Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70248/jakpt.v2i4.2408

Abstract

Wakaf merupakan institusi ekonomi Islam yang memiliki potensi besar dalam mendukung pembangunan sosial dan ekonomi umat. Artikel ini menganalisis peran kelembagaan wakaf dalam kerangka ekonomi Islam dengan menekankan transformasi dari fungsi filantropis ke arah investasi sosial yang produktif dan berkelanjutan. Melalui pendekatan kualitatif berbasis studi kepustakaan, penelitian ini mengeksplorasi bagaimana optimalisasi wakaf baik dalam bentuk aset tetap maupun wakaf tunai dapat memperkuat layanan publik di bidang pendidikan, kesehatan, dan pemberdayaan ekonomi masyarakat. Studi ini juga menyoroti tantangan kelembagaan yang menghambat produktivitas aset wakaf, seperti lemahnya tata kelola, kurangnya transparansi, dan minimnya inovasi teknologi. Hasil kajian menunjukkan bahwa digitalisasi, integrasi wakaf dengan sistem keuangan syariah, serta kemitraan lintas sektor dapat menjadi strategi kunci dalam mengakselerasi peran wakaf sebagai pilar ekonomi Islam yang inklusif dan berkelanjutan. Oleh karena itu, diperlukan penguatan kelembagaan dan regulasi yang adaptif guna memastikan kontribusi wakaf terhadap keadilan sosial dan pencapaian tujuan pembangunan berkelanjutan (SDGs).
Konsumsi dalam Metafora Maqāṣid Al-Syarī‘ah Dedi Mardianto; Irwan Misbach
Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah Vol. 3 No. 2 (2025): Mei : Jurnal Penelitian Ilmu Ekonomi dan Keuangan Syariah
Publisher : STAI YPIQ BAUBAU, SULAWESI TENGGARA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59059/jupiekes.v3i2.2389

Abstract

This study discusses the phenomenon of increasing consumptive behavior among Muslim communities due to the influence of social media, technology, and e-commerce. This behavior is considered contrary to Islamic teachings that emphasize balance, simplicity, and social responsibility. Therefore, this research aims to formulate the concept of Islamic consumption that not only fulfills physical needs, but also considers spiritual values, ethics, and social justice. Using a qualitative approach through literature study, this research examines consumption principles in Islam such as halal-thayyib, maqāṣid al-syarī'ah, and ethical rationality as an alternative to conventional consumption that is materialistic. The results show that consumption in Islam is part of worship that includes spiritual, social, and environmental dimensions. Islamic consumption encourages frugal, selective, and responsible behavior, and strengthens social solidarity through zakat and alms. This research produces an integrated Islamic consumption framework that can serve as a guideline for Muslim consumers, policy makers, and da'wah institutions in building a more ethical, sustainable, and Islamic-compliant consumption lifestyle in the modern era.
The Effect of Trust, Transparency, and Security on the Success of Blockchain-Based Decentralized Crowdfunding Judijanto, Loso; Mardianto, Dedi; Said, Saida
West Science Journal Economic and Entrepreneurship Vol. 3 No. 01 (2025): West Science Journal Economic and Entrepreneurship
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsjee.v3i01.1670

Abstract

This study examines the effect of trust, transparency, and security on the success of blockchain-based decentralized crowdfunding platforms in Indonesia. Using a quantitative approach, data were collected from 143 participants through a structured questionnaire with a Likert scale ranging from 1 to 5. The collected data were analyzed using Structural Equation Modeling - Partial Least Squares (SEM-PLS 3). The results show that security and transparency have a significant positive impact on the success of blockchain crowdfunding, while trust also exerts a positive but relatively weaker effect. The findings suggest that ensuring a secure and transparent environment is essential to fostering trust and enhancing the likelihood of success for decentralized crowdfunding platforms. The study contributes to the understanding of critical factors for blockchain crowdfunding success and offers practical implications for platform developers and investors.
Peran Sertifikat Halal dalam Meningkatkan Kepercayaan Konsumen pada Produk Industri Pangan di Indonesia Dedi Mardianto; Idris Parakkasi; Cut Muthiadin
Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak Vol. 2 No. 2 (2025): Jurnal Ilmiah Ekonomi, Akuntansi, dan Pajak (JIEAP)
Publisher : Asosiasi Riset Ekonomi dan Akuntansi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61132/jieap.v2i2.1192

Abstract

This study explores the role of halal certificates in increasing consumer confidence in food industry products in Indonesia. In a Muslim society and a global market that is increasingly aware of religious ethics and values, halal certificates are not only proof of halalness, but also serve as a signal of quality, safety and integrity of the producer. This research uses a qualitative approach through a literature study, by reviewing scientific articles, books, official reports, and relevant documents related to halal and consumer behavior. The results of the analysis show that halal certificates have three main roles: (1) as a credibility signal to reduce information asymmetry between producers and consumers; (2) as an instrument to reduce risk perceptions of ingredients, processes, and production ethics; and (3) as a brand communication medium that builds emotional attachment and social value. Consumers, especially millennials and Gen Z, demand halalness accompanied by transparency and education in the certification process. Halal certificates also strengthen product competitiveness in the global market, reflecting a religious lifestyle while being modern and sustainable. Therefore, industry players need to make halal certification a comprehensive brand strategy, while regulators such as BPJPH must continue to improve the transparency and effectiveness of the system.
Concept of Human Development Index on the Qur'an Perspective Mardianto, Dedi
Journal of Modern Islamic Studies and Civilization Том 3 № 02 (2025): Journal of Modern Islamic Studies and Civilization
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jmisc.v3i02.1629

Abstract

This research focuses on the reinterpretation of the concept of the Human Development Index in the perspective of the Qur'an, especially through the study of Surah An-Nahl verse 97, so that the main purpose of this research is to reformulate the conceptual framework of the Human Development Index by basing the indicators of education, health, and decent living standards according to the Qur'anic values which are analyzed through qualitative methods with a library research approach and tafsir methods thematic (maudhu'i) to analyze the verses of the Qur'an that are relevant to human development. The results of the study show that the main values in HDI education, health, and welfare have normative reinforcement in the Qur'an, including in Q.S. Al-Mujādilah verse 11 (education), Q.S. Al-Baqarah verse 195 (health), and Q.S. Al-Hasyr verse 7 (distribution of welfare). These three dimensions are contained in the concept of ḥayātan ṭayyibah which is interpreted as a quality life, balanced between this world and the hereafter, and based on faith and righteous deeds. Therefore, it is necessary to integrate modern development policies with ethical and spiritual principles in Islam.
MACRO STABILITY AND FINANCIAL STRUCTURE AS THE ROOT CAUSES OF PROBLEMATIC FINANCING OF PROFIT-SHARING PRODUCTS OF ISLAMIC BANKS Mardianto, Dedi; Sumarlin, Sumarlin; Abdullah, Wahyuddin
Management Studies and Business Journal (PRODUCTIVITY) Vol. 2 No. 6 (2025): Management Studies and Business Journal (PRODUCTIVITY)
Publisher : Penelitian dan Pengembangan Ilmu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62207/hephgg96

Abstract

This study aims to analyze the effect of inflation, capital adequacy and third party funds on problematic financing of production sharing contract products using time series data from January 2015 to December 2021 sourced from the financial services authority (OJK). The research method uses a quantitative approach assisted by the statistical software JASP (Jeffrey's Amazing Statistics Program). The results show that inflation does not have a significant effect, but the capital adequacy variable has a significant negative effect while third party funds have a significant positive effect on problem financing of profit sharing contract products at Islamic banks in Indonesia.
Fair Metaphors in Mudharabah Contracts in the Sharia Finance Sector Mardianto, Dedi; Safitri, Ina
Journal of Modern Islamic Studies and Civilization Том 3 № 03 (2025): Journal of Modern Islamic Studies and Civilization
Publisher : PT. Riset Press International

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59653/jmisc.v3i03.1942

Abstract

This research focuses on the application of the principle of justice in mudharabah contracts in the Islamic financial sector, using the metaphor of “justice as a balanced scale” to describe the proportional relationship between the capital owner (shahibul maal) and the business manager (mudharib). The purpose of this study is to analyze the elements of justice in mudharabah practice and its impact on social relations and economic empowerment. The method used is a literature study with a normative and socio-empirical approach, through a review of relevant literature and justice theory. The results show that although normatively mudharabah upholds justice, its practice still faces challenges in the form of information inequality, low financial literacy, and weak contract transparency. This research implies the importance of fair and participatory contract design, as well as strengthening financial literacy for micro business actors to support an inclusive, ethical and sustainable Islamic financial system.
The Effect of Zakat Transparency and Government Support on Public Trust and Poverty Alleviation in West Java Mansyuri, Ahmad Ari; Lasmiatun, KMT; Mardianto, Dedi; Ariyadi, Ariyadi
West Science Social and Humanities Studies Vol. 3 No. 01 (2025): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v3i01.1589

Abstract

This study examines the effects of zakat transparency and government support on community trust and poverty alleviation in West Java. Using a quantitative approach, data were collected from 120 respondents through a structured questionnaire employing a Likert scale (1-5). The data were analyzed using Structural Equation Modeling with Partial Least Squares (SEM-PLS 3). The results reveal that both zakat transparency and government support positively influence community trust, which acts as a mediator between zakat transparency, government support, and poverty alleviation. The findings indicate that when zakat institutions are transparent and the government provides adequate support, community trust is fostered, leading to more effective poverty alleviation efforts. This study underscores the importance of transparency and government involvement in poverty reduction programs, offering valuable implications for policymakers and zakat institutions.
Maqashid Sharia as a Pillar of Inclusive Development: Moderation in Economic Growth Towards Poverty Mardianto, Dedi; Khaerullah, Jawziyah; Ulvah, Samihah; Karmila, Karmila
Maliki Islamic Economics Journal Vol 5, No 2 (2025): Maliki Islamic Economics Journal
Publisher : Faculty of Economics UIN Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/miec.v5i2.37557

Abstract

This study examines the moderating role of Maqashid Sharia in the relationship between economic growth and poverty in selected OIC countries in Asia. It focuses on three dimensions: education (Hifz al-‘Aql), health (Hifz al-Nafs), and distributive justice (Hifz al-Mal). The sample includes Bangladesh, Indonesia, Pakistan, and Uzbekistan over the period 2014–2023. Panel data were analyzed using the Random Effect Model. The findings reveal that economic growth has a negative but statistically insignificant effect on poverty, indicating that growth has not been sufficiently inclusive. Although higher growth is associated with declining poverty, the magnitude of the effect is weak and unevenly distributed among low-income groups. Education, health, and distributive justice significantly reduce poverty directly. However, these variables do not significantly strengthen the impact of growth on poverty reduction. This reflects the limited relevance of education to labor market demands, the predominantly long-term effects of health improvements, and short-term efficiency–equity trade-offs in redistribution policies. The study underscores the need to promote inclusive growth through labor-oriented education reform, strengthened health services, and optimization of zakat and waqf instruments. Limitations include the small country sample, restricted Maqashid dimensions, and limited institutional coverage.
Co-Authors Abdul Wahab Abdullah, Wahyuddin Afriliya Tri Putri Ahmad Ari Mansyuri Amirudin Amirudin Ariyadi Ariyadi, Ariyadi Cut Muthiadin Dyah Ayu Suryaningrum Hamzah Haeriyah Hertini , Etty Sri Idris Parakkasi Irwan Misbach Irwan Misbach Judijanto, Loso karmila karmila Khaerullah, Jawziyah KMT Lasmiatun Lasmiatun, KMT Mansyuri, Ahmad Ari Muin, Rahmawati Muslimin Kara Putri, Afriliya Tri S Sumarlin Safitri, Ina Said, Saida Siradjuddin Siradjuddin, Siradjuddin Ulvah, Samihah