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All Journal Substansi: Sumber Artikel Akuntansi Auditing dan Keuangan Vokasi CIVICUS : Pendidikan-Penelitian-Pengabdian Pendidikan Pancasila dan Kewarganegaraan JURNAL PENGABDIAN KEPADA MASYARAKAT Jesya (Jurnal Ekonomi dan Ekonomi Syariah) GANEC SWARA Jurnal Aplikasi Akuntansi Jurnal Riset Akuntansi Aksioma Jurnal Ecoment Global: Kajian Bisnis dan Manajemen Valid Jurnal Ilmiah Journal Ilmiah Rinjani : Media Informasi Ilmiah Universitas Gunung Rinjani BERNAS: Jurnal Pengabdian Kepada Masyarakat GEMA : Jurnal Gentiaras Manajemen dan Akuntansi Akuntansi Bisnis & Manajemen (ABM) juremi: jurnal riset ekonomi Journal of Science Instruction and Technology Jurnal Akuntansi dan Keuangan Syariah - ALIANSI Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Valid Jurnal Pengabdian Jurnal Aplikasi Perpajakan Akuntabel: Jurnal Ilmiah Akuntansi Journal of Management Research and Studies ShariaBiz International Journal of Economics and Business
Yuliati, Ni Nyoman
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ANALISIS FAKTOR-FAKTOR YANG MEMPENGARUHI PENYALURAN KREDIT UMKM (STUDI PADA BANK UMUM KONVENSIONAL YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2018-2022) Dwi Fatmi Hartini; Ni Nyoman Yuliati; Rusli Amrul
Akuntabel: Jurnal Ilmiah Akuntansi Vol. 1 No. 1 (2023): Agustus
Publisher : Lembaga Pengembangan, Penelitian dan Pengabdian Kepada Masyarakat (LP3M) Sekolah Tinggi Ilmu Ekonomi AMM (STIE AMM) Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53512/akuntabel.v1i1.335

Abstract

This study aims to examine the factors that influence MSME lending to conventional commercial banks listed on the Indonesia Stock Exchange for the 2018-2022 period. The research method used in this study is a quantitative method with an associative approach. The research variables consist of 5 independent variables, namely non performing loan, capital adequacy ratio, loan to deposit ratio, third party funds, and interest rates and 1 dependent variable, namely lending. This study uses secondary data in the form of annual financial reports from conventional commercial banks published on the Indonesia Stock Exchange for the 2018-2022 period and interest rate data set by Bank Indonesia for the 2018-2022 period on the Central Bureau of Statistics website. Sampling technique using purposive sampling so that a sample of 23 conventional commercial banks was obtained. The analytical method used is multiple linear regression analysis. The test results show that partially non performing loan, loan to deposit ratio, third party funds, interest rates have a positive and significant effect on lending. Capital adequacy ratio no significant effect on lending.
Pendampingan Pendirian Koperasi Simpan Pinjam Lokasamgraha PHDI Narmada I Nengah Arsana; I Made Suardana; Ni Nyoman Yuliati; Agus Khazin Fauzi; Baiq Desthania Prathama
BERNAS: Jurnal Pengabdian Kepada Masyarakat Vol. 4 No. 3 (2023)
Publisher : Universitas Majalengka

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31949/jb.v4i3.5217

Abstract

Pengabdian kepada masyarakat yang merupakan peran nyata Sekolah Tinggi  Ilmu Ekonomi AMM Mataram bertujuan untuk memberikan pemahaman mengenai persiapan dan langkah-langkah yang harus dilakukan dalam memenuhi persyaratan pengurusan pendirian koperasi simpan pinjam di wilayah binaan Parisada Hindu Dharma Indonesia Kecamatan Narmada Kabupaten Lombok Barat. Pendirian koperasi simpan pinjam ini didirikan untuk membantu masyarakat agar terhindar dari rentenir dengan bunga tinggi. Metode pelaksanaan yang digunakan adalah dengan sosialisasi, penyuluhan dan pendampingan. Hasil dari kegiatan pengabdian kepada masyarakat ini adalah terbentuknya Koperasi Simpan Pinjam Lokasamgraha PHDI Narmada dengan akta pendiriannya disahkan dengan Keputusan Menteri Hukum dan Hak Asasi Manusia Republik Indonesia Nomor AHU-00110836.AH.01.26.Tahun 2021 tanggal 21 Juni 2021. Dengan demikian, terbentuknya koperasi simpan pinjam ini akan mampu untuk memenuhi kebutuhan masyarakat pada umumnya dan umat Hindu di wilayah Kecamatan Narmada pada khususnya yang akan menjadi anggota dan sekaligus akan meningkatkan kesejahteraan mereka
Pengaruh Inovasi Produk, Financial Knowledge, dan Media Sosial terhadap Kinerja UMKM Asosiasi Pengrajin Mutiara Lombok (Pearl NTB) Nyoman Anggri Wedhani; Ni Nyoman Yuliati; Muhammad Wahyullah
Kompeten: Jurnal Ilmiah Ekonomi dan Bisnis Vol. 2 No. 3 (2023): November 2023
Publisher : PT Seval Literindo Kreasi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.57141/kompeten.v2i3.99

Abstract

Penelitian ini merupakan penelitian asosiatif dengan pendekatan kuantitatif. Penelitian ini terdiri dari tiga variabel independen yaitu Inovasi Produk (X1), Financial Knowledge (X2), dan Media Sosial (X3) serta satu variabel dependen yaitu Kinerja UMKM (Y). Populasi dalam penelitian ini adalah Pelaku UMKM di Kota Mataram dengan sampel sebanyak 120 UMKM. Data diperoleh dengan menyebarkan 120 kuesioner kepada pelaku UMKM. Kuesioner yang kembali dan bisa digunakan sebanyak 120 kuesioner. Data dianalisis menggunakan SPSS 23 dengan uji asumsi klasik dan regresi linear berganda. Hasil penelitian ini menunjukkan bahwa inovasi produk, financial knowledge, dan media sosial berpengaruh signifikan terhadap pendapatan UMKM. Hasil penelitian ini juga menunjukkan bahwa inovasi produk, financial knowledge dan media sosial mampu mempengaruhi pendapatan UMKM sebesar 93,1% sedangkan sisanya sebesar 6,9% pendapatan UMKM dipengaruhi variabel-variabel lain di luar model regresi yang digunakan dalam penelitian ini.
LITERASI PAJAK, KUALITAS PELAYANAN, SANKSI PERPAJAKAN DAN KEPATUHAN WAJIB PAJAK UMKM Yuliati, Ni Nyoman; Fauzi, Agus Khazin
Akutansi Bisnis & Manajemen ( ABM ) Vol 27 No 2 (2020): Oktober
Publisher : STIE Malangkucecwara

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (382.717 KB) | DOI: 10.35606/jabm.v27i2.668

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh literasi pajak, kualitas pelayanan, dan sanksi perpajakan terhadap kepatuhan wajib pajak UMKM. Jenis penelitian yang digunakan dalam penelitian ini adalah asosiatif. Data yang digunakan berupa data primer dengan teknik kuesioner. Populasi penelitian ini adalah wajib pajak UMKM di sektor perdagangan yang terdaftar di KPP Pratama Praya. Sampel diambil dengan menggunakan non probability sampling yaitu sampling insidental. Jumlah kuesioner yang bisa dianalisis sebanyak 40 kuesioner. Teknik Analisis data dalam penelitian ini menggunakan analisis deskriptif dan regresi berganda. Hasil penelitian ini menunjukan bahwa literasi pajak dan kualitas pelayanan tidak berpengaruh signifikan terhadap kepatuhan wajib pajak UMKM, sedangkan sanksi perpajakan berpengaruh signifikan terhadap kepatuhan wajib pajak UMKM
Penerapan Model Pembelajaran Project Based Learning Untuk Meningkatkan Hasil Belajar IPS Pada Siswa Kelas IV SDN 6 Cakranegara Tahun Pelajaran 2022/2023 Shaumy, Rizki Lolina; Herawati, Sri; Hariana, Siti Rohana; Yuliati, Ni Nyoman
Journal of Science Instruction and Technology Vol. 3 No. 2 (2023): JSIT
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Samawa

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This classroom action research aims to improve social studies learning outcomes for SDN 6 Cakranegara grade IV students, which is conducted collaboratively through the use of a project-based learning model (project-based learning). The subject of the study was 31 fourth grade students, and the object of the study was the learning outcomes of the students. The results of the study show that there is an increase in social studies learning outcomes among students of class IV SDN 6 Chakranegara through the use of the Project Based Learning model. The data collection method in this study is based on tests and observations. The increase in learning outcomes can be judged by the increase in student learning outcomes, student activity in class and the completeness of student learning outcomes, which increased to 80.65%. Before the start of the action, the graduation rate of students was only 29.03%, increased in Cycle I to 48.39% and continued to increase in Cycle II to 80.65%. Since the completion criteria were achieved with 75% of students achieving a score greater than or equal to KKM (75), this study is considered a success.
DETERMINAN KUALITAS LAPORAN KEUANGAN PEMERINTAH DAERAH KABUPATEN LOMBOK BARAT RUSLI AMRUL; NI NYOMAN YULIATI; I NENGAH ARSANA; ASYSYIFA SAFIA SAWALISARI
GANEC SWARA Vol 18, No 2 (2024): Juni 2024
Publisher : Universitas Mahasaraswati K. Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v18i2.888

Abstract

This study aimed to analyze factors that influence the quality of local government    financial statements (empirical study in OPD’s Lombok Barat regency). The Population of this study is in the scope of the OPD’s Lombok Barat regency that is involved in the financial administration of local. Samples were taken using purposive sampling. The criteria are based on the employess involved in the preparation of financial statements. Each of OPD is taken 5 (five) respondents involved in the preparation of financial satatements consisting of the head and treasurers of sub-section of finance service Lombok Barat regency, staff information system of sub-section of finance agancy and other staff who know related finance in agency Lombok Barat regency. Data obtained by distributing questionnaires to 81 respondents in 21 agency Lombok Barat regency. Based on the result of questionnaire processing using multiple linear regression analyze, t test known partially variable of human resource competence, the application of government accounting standards and, the utilization information technology affect quality of local government financial reporting Lombok Barat regency. Instiead of internal control system has no significant effect on the quality of the financial statements of the Lombok Barat regency
PENGARUH LITERASI KEUANGAN, AKSES PERMODALAN, FINTECH PEER TO PEER LENDING DAN PAYMENT GATEWAY TERHADAP KINERJA KEUANGAN UMKM DI KECAMATAN MATARAM DIANITA ANNISA PUTRI; NI NYOMAN YULIATI; RUSLI AMRUL
GANEC SWARA Vol 18, No 4 (2024): Desember 2024
Publisher : Universitas Mahasaraswati K. Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35327/gara.v18i4.1203

Abstract

This study aims to examine the influence of financial literacy, access to capital, fintech peer to peer lending, and payment gateways on the financial performance of MSMEs. This study uses a quantitative method with an associative approach. The population in this study is all MSMEs in Mataram District. The sample was taken using the purposive sampling method with the criteria of MSME actors in Mataram District, MSME actors registered with the Mataram City Cooperatives & SMEs Office, MSME actors who are Small and Medium Enterprises, and MSME actors who use Payment Gateways so that a sample of 100 MSMEs was obtained. Data was obtained by distributing 100 questionnaires to MSME actors in Mataram District directly and through google forms. The analysis data used SPSS 27 with classical assumption test and multiple linear regression. The results of this study show that independent variables (financial literacy, access to capital, fintech peer to peer lending, and payment gateway) are able to influence the dependent variable (MSME financial performance) by 68.2% while the remaining 31.8% of MSME financial performance is influenced by other variables outside the regression model used in this study.
TINJAUAN GREEN ACCOUNTING, KINERJA LINGKUNGAN, CORPORATE SOCIAL RESPONSIBILITY, BIAYA LINGKUNGAN DAN KINERJA KEUANGAN PERUSAHAAN MANUFAKTUR Dina Salsabila Oktaviana Dinistri; Agus Khazin Fauzi; Ni Nyoman Yuliati
Jurnal Riset Akuntansi Vol 23 No 2 (2024): Jurnal Riset Akuntansi Aksioma, Desember 2024
Publisher : Jurusan Akuntansi Fakultas Ekonomi Dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/aksioma.v23i2.432

Abstract

This research aims to test and analyze the influence of green accounting, environmental performance, corporate social responsibility and environmental costs on the financial performance of manufacturing companies. Annual report data for the 2019-2023 period and PROPER documents are used in this research which are accessed on the pages www.idx.co.id and https://proper.menlhk.go.id. Purposive sampling technique was used to select a sample of companies where the number of samples obtained was 20 companies with a 5 year observation period, resulting in 100 observation data. Data analysis in this study used e-views software version 12. The results of the study found that the green accounting and environmental costs variables did not have a significant effect on financial performance, while the CSR variables and environmental performance had a significant effect on financial performance.
The Effect of Learning Orientation on Business Performance Through Mediation of Innovation Dimensions in UMKM in Mataram City Indonesia I Made Suardana; Ni Nyoman Yuliati; Agus Khazin Fauzi; I Nengah Arsana; Baiq Desthania Prathama
Journal of Management Research and Studies Vol. 2 No. 1: January - June (2024)
Publisher : Optima Science

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61665/jmrs.v2i1.49

Abstract

This research is directed to build a model that can provide predictions of the influence of learning orientation (X1) on the dimensions of innovation (product innovation/Y1; process innovation/Y2; marketing innovation/Y3 and organizational innovation/Y4) as well as the influence of each dimension of innovation on business performance (Z1) of small businesses in Mataram City. Observation data in this study were 78 small business actors, with the criteria of having run their business for at least three years. The analysis tool uses PLS (partial least square) analysis. According to the PLS work procedure, there are two stages of model formation, because the initial model still has indicators with a correlation value of less than 0.70, namely indicators X1.1 and Z1.1. The second model has met the indicator validity and reliability requirements, so there is no indicator removal process. The final model produced meets the predictive relevance requirements (Q2>0). All dimensions of innovation are positively and significantly influenced by learning orientation, but only two dimensions of innovation (product innovation and process innovation) have a positive and significant effect on the business performance of small businesses in Mataram City. This gives an indication of learning orientation as an absolute by the company owner to be made a culture in the organization and should be focused on product aspects and the application of appropriate technology.
Penyuluhan UMKM Go Ekspor (Strategi Jualan Online Di Pasar Internasional) Pada Pelaku UMKM di Desa Gerogol Lombok Barat Rusdi; Armiani; Ni Nyoman Yuliati; Sukma Hidayat Kurnia Abadi; I Made Suardana; Endang Kartini; Baiq Kisnawati; Khaerul Hadi; Surahman Hidayat; Ulfiyani Asdiansyuri; Faizatul Fajariah
Valid Jurnal Pengabdian Vol. 3 No. 2 (2025): Vol. 3 No. 2 Juli 2025
Publisher : Lembaga Pengembangan, Penelitian dan Pengabdian Kepada Masyarakat Sekolah Tinggi Ilmu Ekonomi AMM

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

This community service aims to provide education to MSME actors related to Online Selling Strategies in the International Market so that there is added value and profitability for MSME business actors in Gerogol Village. The target of service is MSME actors who are registered and already have a business license in Gerogol Village. Problems are solved in three stages of activities, namely preparation, implementation and evaluation. Preparations were made by conducting preliminary interviews to find out the conditions in the field regarding the basic problem of non-development of MSMEs in Gerogol Village. The implementation was carried out by providing counseling on how to create added value for the businesses of each MSME actor in Gerogol Village. Evaluation of activities is carried out for each stage by collecting and concluding data from each stage of the activity. The results of the Online Sales Strategy in the International Market counseling activity for MSMEs in Grogol Village, West Lombok, show a high level of enthusiasm from MSME actors because there are new opportunities to increase business scale and profits.
Co-Authors Amrul, Rusli ANGGUN FARADILA Armiani Arsana, I Nengah ASYSYIFA SAFIA SAWALISARI Awalia, Nailul Baiq Desthania Prathama Baiq Widuri Bairizki, Ahmad Decy Wulan Singgih DIANITA ANNISA PUTRI Dina Salsabila Oktaviana Dinistri Dwi Fatmi Hartini Endang Kartini Endang Kartini Faizatul Fajariah Fariantin, Erviva Fauzi, Agus Khazin Hariana, Siti Rohana Hikmah Hikmah Hikmah I Made Suardana I MADE SUARDANA I Nengah Arsana I Nengah Arsana Ida Ayu Nursanty Khaerul Hadi Khotmi, Herawati Kisnawati, Baiq Laksono Trisnantoro Lalu Jamhuri Hidayat M. WAHYULLAH Muhammad Wahyullah mutia, Galuh Ratna Nabila Ambarvia Putri Nadyatun Munawarah Nailul Awalia Nengah Lili Setiawati Ni Kadek Widya Puspa Rina Ni Made Marta Yani Ni Made Marta Yani Nyoman Anggri Wedhani Prathama, Baiq Desthania Putri Julaiha Putri Reno Kemala Sari Raehan Nurbayani Randy Randy Randy Randy Ratna Dewi Rokyal Aini Safitri Rusdi Sania Al Zahra Shaumy, Rizki Lolina Shulhan Naja Sigit Ary Wijayanto Sofiati Wardah Sofiati Wardah Sofiati Wardah Sofiati Sopian Efendi Sri Herawati Sukma Hidayat Kurnia Abadi Surahman Hidayat Topan Siswanto Ulfiyani Asdiansyuri Ulfiyani Asdiansyuri Zara Cahamora Utami