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PENGARUH PENGGUNAAN DEBIT CARD DAN E-MONEY TERHADAP PERILAKU KONSUMTIF MAHASISWA PRODI EKONOMI ISLAM FAKULTAS EKONOMIKA DAN BISNIS UNESA Muhammad Bilal Abdillah Rasyid; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 2 (2022): Agustus
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (919.176 KB) | DOI: 10.26740/jekobi.v5n2.p157-186

Abstract

This research was conducted to analyze whether there is an effect of using debit cards and e-money on the consumptive behavior of students of the Islamic Economics Study Program, Faculty of Economics, State University of Surabaya. The population of this research is students of the Islamic Economics Study Program, Faculty of Economics and Business, UNESA batch 2018, 2019, and 2020, totaling 174 students with the criteria of having taken financial management courses and with an allowance of Rp. 1,000,000. Determination of the sample by purposive sampling and a total of 121 students. Data collection through questionnaires. This research uses linear regression analysis through SPSS 25. From the research conducted, the researchers obtained the results that debit cards and electronic money partially or simultaneously have a positive and simultaneous effect on student consumptive behavior. This is evidenced by the results of the R Square analysis with a value of 67.2%. This means that the variables X1 (debit card) and X2 (e-money) simultaneously have an influence on variable Y (consumptive behavior) as much as 67.2% and at least 32.8% are influenced by variables outside of this research..
Pengaruh Perilaku Konsumsi Mahasiswa Ekonomi Islam Unesa Terhadap Keputusan Pembelian Online di Marketplace Tokopedia Zainardi, Muhammad Daffa Irza; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 5 No 3 (2022): Desember
Publisher : Universitas Negeri Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (856.042 KB) | DOI: 10.26740/jekobi.v5n3.p97-107

Abstract

The growing era was followed by the development of the buying and selling system that existed in the community. Currently, many marketplaces can meet customer needs by offering an online buying and selling system, one of which is Tokopedia. The consumption behavior of each individual can have an impact on purchasing decisions. This study aims to identify the consumption behavior of Islamic Economics Students, at the State University of Surabaya on online purchasing decisions in the Tokopedia marketplace using simple linear regression. This method is used to test variables with quantitative analysis. Questionnaires were distributed via google forms to respondents who were selected using a purposive sampling technique by determining the number of samples using the Slovin formula. Respondents' answers that have been collected are measured using a Likert scale. The findings of this study, it is stated that the consumption behavior of Islamic Economics Students at the State University of Surabaya influences online purchasing decisions in the Tokopedia marketplace.
Implementasi Customer Relationship Management dan Dampaknya Terhadap Citra Lembaga pada Yayasan Nurul Hayat Surabaya Pradany, Adam Adi; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 1 (2020): April
Publisher : Universitas Negeri Surabaya

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Abstract

Lembaga Amil Zakat (Amil Zakat Institution) as a non profit oriented organization in their operation should has a good relationship with its contributors. Customer relationship management is needed to maintain a good relationship with its contributors to keep their loyality and have sense of belonging to the institution. This study aims to determine how the implementation of customer relationship management and its impact on nurul hayat foundation. The result of this study indicate that the implementation of customer relationship management has a good impact on the institution. This study used descriptive qualitative method.
Tinjauan Hukum Islam Terhadap Akad Ijarah Dalam Kepengurusan SIM Melalui Jasa Makelar Ilhamy, Muhammad Fatah; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 1 (2019): April
Publisher : Universitas Negeri Surabaya

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Abstract

One of the muamalah activities that the Islamic religion advocates is the sale and purchase of goods, both directly and indirectly. Humans are social creatures in which in carrying out muamalah activities need other human help. SIM management can be done directly or indirectly or through a SIM broker. The term broker in Muammalah Fiqh is known as samsarah. In Islamic Law itself there is no law specifically discussing SIM brokers, but some scholars and the community still have pros and cons in the law of SIM broker realm. This research is a descriptive qualitative research that aims to find out how Islamic law reviews in SIM broker transactions. The SIM broker transaction implementation uses the Ijarah contract in its implementation. From the results of the study it can be concluded that SIM broker transactions are not in accordance with Islamic law because the transaction object is classified as one of 7 illegitimate transactions not the substance, namely Rishwah.
Hubungan Modal Sendiri dan Total Asset Terhadap Sisa Hasil Usaha Di KSPPS BMT Mandiri Sejahtera Jatim Wahyunita Putri, Indri; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 1 (2020): April
Publisher : Universitas Negeri Surabaya

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Abstract

This study aims to determine the relationship between own capital and total assets with the remaining operations at KSPPS BMT Mandiri Sejahtera Jawa Timur Kantor Pusat Karangcangkring Dukun Gresik. This research uses an associative quantitative approach and the analysis technique used is multiple correlation analysis. The data source used is secondary data with financial statements and the results of the Annual Member Meeting (RAT) in 2004-2018 which was processed using SPSS version 23. The results of this study indicate that own capital and total assets have a strong relationship with the remaining operation at KSPPS BMT Mandiri Sejahtera Jawa Timur Kantor Pusat Karangcangkring Dukun Gresik. The results of the coefficient of determination (R2) show that the variable of equity and total assets have a relationship of 76,5% with the residual variable of operating results.
Pengaruh Dimensi Kualitas Pelayanan Dan Nilai Islami Terhadap Minat Anggota Menggunakan Simpanan Haji Dan Umroh Habibah, Rizki; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 1 (2020): April
Publisher : Universitas Negeri Surabaya

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Abstract

The high interest of the people of Indonesia to carry out hajj has resulted in a large number of persons who use these conditions to seek profits in an illegal way. Therefore this study aims to determine whether there is an influence between the dimensions and Islamic values on the interests of members using Hajj and Umrah savings. This research is a quantitative study using a descriptive approach that is measured with a Likert scale and analyzed by SPSS version 20 application. The results show that the dimensions of service quality and Islamic values have a relationship with the interests of members using Hajj and Umrah savings.
Implementasi Strategi Pemasaran Berbasis Internet Marketing Untuk Meningkatkan Pendapatan Pada LAZNAS Nurul Hayat Surrabaya Khoirudin, Mohamad Hamam; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 3 No 1 (2020): April
Publisher : Universitas Negeri Surabaya

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Abstract

The use of internet marketing such as marketing through social media, websites and digital channel are commonly used. Especially in marketing strategies using an internet marketing. This study aims to determine the implementation of internet marketing-based marketing strategies to revenue at LAZNAS Nurul Hayat Surabaya. This research uses descriptive qualitative research methods and conducts an in-depth interview. The results of this study indicate that the implementation of internet marketing-based marketing strategies is influential on income in a company or institution but still on a constraints on the quality of existing human resources.
Implementasi Pendistribusian Dana Zakat Infaq Dan Shadaqah (ZIS) Pada Bidang Pendidikan Untuk Pemberdayaan Pendidikan Di BAZNAS Sidoarjo Arafat, Syihabuddin; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 3 (2019): December
Publisher : Universitas Negeri Surabaya

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Abstract

Implementing the zakat is obligatory for all Muslims. With it the weak communities zakat can get welfare in terms of the material or spiritual. The function of education is very important for humans because it not only educate the nation but also improve quality of life. BAZNAS Sidoarjo discerning programs have Sidoarjo Smart program has disbursed grants zakat to education with the goal of keeping the public education assistance fund Sidoarjo over her son who are continuing their education. This research uses qualitative descriptive method. The purpose of this research was to learn the system of tithes on education distribution of funds. From the results of the research can be concluded distribution ZIS on education already optimal, only understanding of the people about the education assistance is still lacking.
Peranan Sistem Doku Dalam Meningkatkan Motivasi Menabung Nasabah Pada PT. BPRS Lantabur. Sholahuddin, Muhammad Arif; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 3 (2019): December
Publisher : Universitas Negeri Surabaya

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Abstract

Saving is an activity recommended by Islam, but the motivation to save the community to save at the bank is considered lacking. Doku system is a system from PT. BPRS Lantabur Tebuireng is carried out to motivate customers to save at the bank. This research uses descriptive qualitative method with the aim of knowing the role of the doku system in increasing the motivation to save customers at PT. BPRS Lantabur Tebuireng. The results of this study indicate that the role of the doku system in increasing customer saving motivation plays an important role. Customers claim the convenience offered by the doku system makes customers want to save. These facilities include customers no longer need to go to the bank office and queue up again to save at the bank, and there is no limit on the amount of deposits, regardless of the amount of money to save will be received by the doku system officer.
Pengaruh Kecerdasan Spiritual dan Penerapan Etos Kerja Islam Terhadap Kinerja Karyawan (Studi Kasus pada Distributor Busana Muslimah Madina Collection). Fenda, Madjida Ayu; Fahrullah,
Jurnal Ekonomika dan Bisnis Islam Vol 2 No 3 (2019): December
Publisher : Universitas Negeri Surabaya

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Abstract

This study aims to examine the effect of spiritual intelligence and the application of Islamic work ethic to the performance of Madina Collection Muslim Clothing Distributor employees. This research was conducted using a quantitative approach. The number of samples used as many as 36 respondents, taken from all employees who worked at the Madina Collection Muslim Clothing Distributor using saturated sample techniques. This study uses a questionnaire that was measured using a Likert Scale and analyzed using SPSS 20. Based on the T test and the F test that has been done shows that the variable spitual intelligence and Islamic work ethic variables partially and simultaneously, have a significant effect on the performance variable. The test based on the coefficient of determination R2 shows that the variables of spiritual intelligence and Islamic work ethic variables have an influence of 85.7% on the performance variable.