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All Journal Jurnal Locus Penelitian dan Pengabdian JSEHT JISE
Ahoen, Bahori
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Aerospace Engineering Automotive Engineering Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Mathematics

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Pengaruh E-Wom dan Brand Image terhadap Repurchase Intention pada Pengguna Aplikasi Dana Susanto, Edy; Ahoen, Bahori; Handayani, Agustia
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 4 No 2 (2024): Journal of Interdisciplinary Science And Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v4i2.265

Abstract

Repurchase Intention can be interpreted as the intention to repurchase is a transaction made on a product or service that has been purchased and then makes a repeat purchase. The focus of the research, namely Repurchase Intention, is intended as a customer's decision to reuse the Dana e-wallet. The purpose of the study was to determine the influence of e-wom and brand image on Repurchase Intention on the Dana e-wallet application. The use of quantitative research methods with a sample of 72 respondents obtained from the reach of the questionnaire from Google Form. The data analysis technique is multiple linear regression with SPSS. In terms of percentage, E-WOM has a positive effect on Repurchase Intention. The more customers talk about the Dana application product, the more customers will use it repeatedly and eventually become a habit or even dependent because of its benefits and convenience. The conclusion of the study is that Brand Image has a positive effect on Repurchase Intention. The more famous and has a good brand image, the more customers will reuse the Dana application. A well-known brand will make customers comfortable and safe in using the Dana e-wallet. Suggestions for further research are that researchers can add Artificial Intelligence (AI) factors as research developments.
Analisis Kekuatan, Kerentanan, dan Tantangan Pembuktian Sertifikat Tanah Elektronik di Indonesia Ahoen, Bahori
Jurnal Locus Penelitian dan Pengabdian Vol. 4 No. 9 (2025): : JURNAL LOCUS: Penelitian dan Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v4i9.4784

Abstract

Artikel ini menyajikan analisis komprehensif mengenai transisi Indonesia menuju sistem sertifikasi tanah digital, sebuah landasan agenda e-governance yang bertujuan untuk menyelesaikan sengketa pertanahan yang merajalela. Melalui metodologi yuridis normatif yang dilengkapi dengan analisis komparatif, studi ini mengkaji kerangka hukum yang kompleks yang menopang sertifikat elektronik (Sertipikat-el), mulai dari Undang-Undang Pokok Agraria (UUPA) yang fundamental hingga Undang-Undang Informasi dan Transaksi Elektronik (UU ITE) yang krusial serta peraturan menteri terbaru. Artikel ini menyajikan penilaian dikotomis, merinci manfaat besar digitalisasi—seperti peningkatan efisiensi dan keamanan terhadap kehilangan fisik—sekaligus menyoroti bahaya signifikan, termasuk kerentanan keamanan siber yang akut, kesenjangan digital perkotaan-perdesaan yang persisten, dan risiko sistemik dari digitalisasi data warisan yang cacat. Inti analisis menginvestigasi kekuatan pembuktian Sertipikat-el di pengadilan perdata dan tata usaha negara, mengidentifikasi adanya disjungsi kritis antara pengakuan substantifnya sebagai bukti hak yang sah dan kekosongan prosedural dalam Kitab Undang-Undang Hukum Acara Perdata (HIR/RBg) warisan kolonial untuk autentikasi dan penanganannya. Celah prosedural ini, menurut argumen kami, menciptakan ketidakpastian hukum dan mengalihkan beban yang tidak semestinya kepada diskresi yudisial dan forensik digital. Dengan membandingkan model internasional dari Singapura dan Malaysia serta mengeksplorasi teknologi baru seperti blockchain, artikel ini diakhiri dengan kerangka strategis multi-cabang untuk implementasi yang tangguh. Artikel ini mengadvokasi reformasi hukum acara yang mendesak, adopsi standar keamanan siber yang kuat (ISO 27001), dan kampanye literasi digital nasional untuk memastikan transisi ini tidak hanya berhasil secara teknologi, tetapi juga pasti secara hukum dan adil secara sosial.
Analisis Pengaruh Pendapatan Ijaroh Muntahiyyah Bit Tamlik dan Murabahah Terhadap Tingkat Profitabilitas Pada PT Bank Syariah Indonesia Periode 2021-2023 Efendi, Agus; Ahoen, Bahori; Handayani, Agustia
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 3 No 1 (2024): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v3i1.175

Abstract

This research aims to determine the effect of IMBT and Murabahah on the level of profitability of Islamic banks. Sharia Commercial Bank is a sharia bank which in its activities provides services in payment traffic. In Islamic banks there are several contracts used in transactions, namely: Mudharabah, Murabahah, Salam, Istisna, Ijaroh, Wadiah and so on. One of the things done in the banking business is to gain profit/profitability. Profitability is the bank's ability to obtain profits, one of the basic tools is using ROA (Return On Assets). This research is quantitative descriptive research, based on secondary data taken from PT Bank Syariah Indonesia publication reports for 2021-2023, then data analysis techniques were processed using the SPSS application by carrying out classic assumption tests and multiple regression tests. The research results show that IMBT does not have a significant influence on profitability, whereas on the other hand, murabahah has a significant influence on the level of profitability of Bank Syariah Indonesia in 2021-2023.
The Broken Promise of Eco-Cities: A Socio-Legal Analysis of Institutional Decoupling in Indonesian Real Estate Projects Ahoen, Bahori
Jurnal Locus Penelitian dan Pengabdian Vol. 5 No. 2 (2026): JURNAL LOCUS: Penelitian dan Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v5i2.5636

Abstract

While global regulatory scrutiny of greenwashing has intensified in the energy sector, the real estate industry in emerging markets remains a critical “blind spot.” This study investigates the systemic phenomenon of Institutional Decoupling in Indonesia, where property developers aggressively signal environmental virtues (Eco?Cities) to justify premium pricing, yet legally sever these promises from contractual obligations. Adopting a socio?legal multi?case study approach, this research analyzes three high?profile conflicts: Meikarta (Visionary Decoupling), Sentul City (Operational Decoupling), and the Pluit Commercial Area (Functional Decoupling). The findings reveal a Legal–Marketing Gap, in which developers exploit standard contracts (Perjanjian Baku) and exoneration clauses to render marketing signals non?binding. The study argues that without legal enforceability, green branding becomes a predatory mechanism that transfers business risk to consumers. The paper concludes by proposing a Binding Green Clause framework, recommending that environmental amenities be elevated from marketing illustrations to material contractual terms to restore trust and strategic legitimacy in the sector.
Co-Authors Agus Efendi edy susanto Handayani, Agustia