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Legal Certainty of Land Sale with Buyback Right as an Alternative Financing Option for Real Estate Companies in Legal Reform Efforts Ahoen, Bahori
Interdiciplinary Journal and Hummanity (INJURITY) Vol. 4 No. 4 (2025): INJURITY: Journal of Interdisciplinary Studies.
Publisher : Pusat Publikasi Nusantara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58631/injurity.v4i4.1429

Abstract

The buy-sell transaction with the right of repurchase is a practice commonly found in society. However, from a legal perspective, there is much debate surrounding the validity of this type of transaction. Therefore, in this dissertation, the author raises several issues: How is the legal certainty of buy-sell transactions with the right of repurchase as an alternative financing method? How is the legal protection for the parties involved in such agreements? And what is the future legal reform perspective regarding buy-sell transactions with the right of repurchase? The research method used in this study is normative-empirical juridical, supported by interviews. The data sources are obtained from literature-based research documents. The results of the study show that legal certainty regarding buy-sell transactions with the right of repurchase in Indonesian law has not yet been well established. This is because the provisions previously regulated under Articles 1519 and 1532 of the Indonesian Civil Code are no longer applicable following the enactment of Law No. 5 of 1960. In addition, inconsistent rulings by the Supreme Court have further contributed to legal uncertainty in this matter. As for legal protection, there is no specific regulation that protects the parties involved in buy-sell transactions with the right of repurchase. Consequently, many issues related to the rights and obligations of the parties are brought to court. It is crucial for the parties to fully understand their respective rights and obligations, create clear and detailed agreements, and consider all legal and financial aspects before entering into such transactions. Legal reform regarding buy-sell transactions with the right of repurchase is an urgent necessity to ensure that this scheme can function optimally as a legal, safe, and efficient alternative financing method. Regulatory frameworks governing buy-sell transactions with the right of repurchase are needed, as well as the establishment of dispute resolution institutions specifically for financing schemes based on such transactions.
Pengaruh E-Wom dan Brand Image terhadap Repurchase Intention pada Pengguna Aplikasi Dana Susanto, Edy; Ahoen, Bahori; Handayani, Agustia
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 4 No 2 (2024): Journal of Interdisciplinary Science And Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v4i2.265

Abstract

Repurchase Intention can be interpreted as the intention to repurchase is a transaction made on a product or service that has been purchased and then makes a repeat purchase. The focus of the research, namely Repurchase Intention, is intended as a customer's decision to reuse the Dana e-wallet. The purpose of the study was to determine the influence of e-wom and brand image on Repurchase Intention on the Dana e-wallet application. The use of quantitative research methods with a sample of 72 respondents obtained from the reach of the questionnaire from Google Form. The data analysis technique is multiple linear regression with SPSS. In terms of percentage, E-WOM has a positive effect on Repurchase Intention. The more customers talk about the Dana application product, the more customers will use it repeatedly and eventually become a habit or even dependent because of its benefits and convenience. The conclusion of the study is that Brand Image has a positive effect on Repurchase Intention. The more famous and has a good brand image, the more customers will reuse the Dana application. A well-known brand will make customers comfortable and safe in using the Dana e-wallet. Suggestions for further research are that researchers can add Artificial Intelligence (AI) factors as research developments.
Analisis Kekuatan, Kerentanan, dan Tantangan Pembuktian Sertifikat Tanah Elektronik di Indonesia Ahoen, Bahori
Jurnal Locus Penelitian dan Pengabdian Vol. 4 No. 9 (2025): : JURNAL LOCUS: Penelitian dan Pengabdian
Publisher : Riviera Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58344/locus.v4i9.4784

Abstract

Artikel ini menyajikan analisis komprehensif mengenai transisi Indonesia menuju sistem sertifikasi tanah digital, sebuah landasan agenda e-governance yang bertujuan untuk menyelesaikan sengketa pertanahan yang merajalela. Melalui metodologi yuridis normatif yang dilengkapi dengan analisis komparatif, studi ini mengkaji kerangka hukum yang kompleks yang menopang sertifikat elektronik (Sertipikat-el), mulai dari Undang-Undang Pokok Agraria (UUPA) yang fundamental hingga Undang-Undang Informasi dan Transaksi Elektronik (UU ITE) yang krusial serta peraturan menteri terbaru. Artikel ini menyajikan penilaian dikotomis, merinci manfaat besar digitalisasi—seperti peningkatan efisiensi dan keamanan terhadap kehilangan fisik—sekaligus menyoroti bahaya signifikan, termasuk kerentanan keamanan siber yang akut, kesenjangan digital perkotaan-perdesaan yang persisten, dan risiko sistemik dari digitalisasi data warisan yang cacat. Inti analisis menginvestigasi kekuatan pembuktian Sertipikat-el di pengadilan perdata dan tata usaha negara, mengidentifikasi adanya disjungsi kritis antara pengakuan substantifnya sebagai bukti hak yang sah dan kekosongan prosedural dalam Kitab Undang-Undang Hukum Acara Perdata (HIR/RBg) warisan kolonial untuk autentikasi dan penanganannya. Celah prosedural ini, menurut argumen kami, menciptakan ketidakpastian hukum dan mengalihkan beban yang tidak semestinya kepada diskresi yudisial dan forensik digital. Dengan membandingkan model internasional dari Singapura dan Malaysia serta mengeksplorasi teknologi baru seperti blockchain, artikel ini diakhiri dengan kerangka strategis multi-cabang untuk implementasi yang tangguh. Artikel ini mengadvokasi reformasi hukum acara yang mendesak, adopsi standar keamanan siber yang kuat (ISO 27001), dan kampanye literasi digital nasional untuk memastikan transisi ini tidak hanya berhasil secara teknologi, tetapi juga pasti secara hukum dan adil secara sosial.
Discourse on Justice in the Era of Digital Determinism: A Critical Analysis of Legal Certainty and Business Risk in the Implementation of Indonesia's Core Tax System Ahoen, Bahori
Eduvest - Journal of Universal Studies Vol. 5 No. 9 (2025): Eduvest - Journal of Universal Studies
Publisher : Green Publisher Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59188/eduvest.v5i9.52146

Abstract

Global public administration is currently gripped by a techno-solutionism narrative, in which digitalization is seen as a panacea for bureaucratic inefficiency. This article presents a critical analysis of one of the most ambitious manifestations of this narrative in a developing country: Indonesia's Core Tax Administration System (PSIAP). Through the lens of critical legal theory and procedural justice, we centrally argue that the top-down, technology-driven implementation of PSIAP creates a juridical dissonance—a fundamental friction between the deterministic logic of algorithmic efficiency and the dialogic, certainty-based principles of business law. Using a juridical-empirical approach, this research unpacks how this dissonance manifests in three critical arenas: (1) the diffusion of accountability within an integrated data ecosystem that obscures legal accountability; (2) the erosion of due process through automated, "black-box" audits; and (3) the contestation between corporate data privacy regimes and increasingly expansive state fiscal prerogatives. Rather than simply identifying risks, this article examines the root causes and proposes a normative model for equitable digital tax governance. Its primary contribution is a critical deconstruction of claims of technological neutrality in tax reform and a reformulation of the discourse from technocratic efficiency to procedural justice in the digital age.
Analisis Pengaruh Pendapatan Ijaroh Muntahiyyah Bit Tamlik dan Murabahah Terhadap Tingkat Profitabilitas Pada PT Bank Syariah Indonesia Periode 2021-2023 Efendi, Agus; Ahoen, Bahori; Handayani, Agustia
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 3 No 1 (2024): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v3i1.175

Abstract

This research aims to determine the effect of IMBT and Murabahah on the level of profitability of Islamic banks. Sharia Commercial Bank is a sharia bank which in its activities provides services in payment traffic. In Islamic banks there are several contracts used in transactions, namely: Mudharabah, Murabahah, Salam, Istisna, Ijaroh, Wadiah and so on. One of the things done in the banking business is to gain profit/profitability. Profitability is the bank's ability to obtain profits, one of the basic tools is using ROA (Return On Assets). This research is quantitative descriptive research, based on secondary data taken from PT Bank Syariah Indonesia publication reports for 2021-2023, then data analysis techniques were processed using the SPSS application by carrying out classic assumption tests and multiple regression tests. The research results show that IMBT does not have a significant influence on profitability, whereas on the other hand, murabahah has a significant influence on the level of profitability of Bank Syariah Indonesia in 2021-2023.