Article Per Year (5 Year)
p-Index From 2020 - 2025
1.463
P-Index
This Author published in this journals
All Journal JSEHT JISE
Handayani, Agustia
Unknown Affiliation
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education

Published : 8 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 8 Documents
Search

 1 
Diversifikasi Pemasukan Dunia Perbankan Syariah Indonesia : Resiko Dan Kinerja Aprilia, Cindy Ayu; Harris, Allan; Handayani, Agustia
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 3 No 2 (2024): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v3i2.188

Abstract

The aim of this research is to examine the impact of income diversification on the risk and performance of state-owned banks due to structural changes in the banking sector in Indonesia. In Indonesia, there has been a transition from traditional intermediaries (loans financed by deposits) to offering interest-free income. Income diversification has a negative impact on the performance of state-owned banks. These state-owned banks often do not pursue strategies outside their core business, because owners see fluctuations in profits as a threat to their ability to control. Company size and debt ratio are used as control variables. The results of this research show that the larger the company size, the lower the ROA will generally be. This suggests that large banks may have difficulty achieving high ROA due to more complex operations. The higher the ratio of Loans to Total Assets (LTA), usually the ROA is also higher. This may indicate that banks that are more aggressive in distributing credit are relatively more efficient in generating income. 
Bagaimana Budaya Organisasi dan Kompetensi Profesional Mempengaruhi Kinerja Guru? Handayani, Agustia; Harris, Allan; Astuti, Sri Yuli
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 1 No 2 (2021): Journal of Interdisciplinary Science and Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v1i2.12

Abstract

Banyak faktor yang mempengaruhi kinerja guru, diantaranya adalah faktor kompetensi profesional dan faktor budaya organisasi.Dalam penelitian ini ingin melihat bagaimana faktor budaya organisasi mempengaruhi kinerja guru dan faktor kompetensi professional mempengaruhi kinerja guru serta bagaimana kedua faktor tersebut secara bersama-sama mempengaruhi kinerja guru. Pendekatan penelitian yang digunakan adalah penelitian kuantitatif.Penelitian inimenggunakan 32 responden penelitian. Ada tiga variabel dalam penelitian ini yaitu: 2 (dua) Variabel bebas (X1 dan X2) dan 1 (satu) variabel terikat (Y) dimana budaya organisasi (X1) dan kompetensi profesional (X2) sebagai variabel bebas dan kinerja guru (Y) sebagai variabel terikat. Berdasarkan analisis data telah ditemukan jawaban hipotesis yaitu; faktor budaya organisasi mempengaruhi kinerja guru dengan tingkat pengaruh sebesar 33.9%, adapun faktor kompetensi profesional mempengaruhi kinerja guru dengan tingkat pengaruh sebesar 30,8%, sedangkan kedua faktor mempengaruhi kinerja guru dengan tingkat pengaruh sebesar 35,1%.
Pengaruh Quick Response Indonesian Standard (Qris) dan Brand Awareness terhadap Loyalitas Pelanggan (Customer Loyalty) pada Chandra Superstore Lampung Destiana; Handayani, Agustia; Wati, Ida
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 3 No 2 (2023): Journal Of Interdisciplinary Science And Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v3i2.191

Abstract

ABSTRACT This study aims to test the effect of Qris and Brand Awareness on Customer Loyalty at Chandra Super Store Lampung. Loyalty is important for the running of a retail business. In order to fulfill customer desires, Chandra Super Store always does things that are competitive, creative, innovative and fast. Quantitative descriptive is the type of research used, through a survey method to obtain primary data sources and provide questionnaires for Super Store visitors. All Chandra Super Store customers are the population used in the study. The sample obtained was 92 respondents during the 3-day survey. The data analysis tool used is SPSS. The result is a Sign value.0.023 <0.05, meaning that Qris (X1) has a positive and sign effect on Customer Loyalty (Y). The easier Qris is to use in transactions, the more loyal customers will be to shop at Chandra Super Store. The Sign value.0.004 <0.05, meaning that Brand Awareness (X2) has a positive and sign effect on Customer Loyalty (Y). This means that the stronger and more people know about Chandra Super Store, the higher the level of customer loyalty. Keywords: Customer Loyalty, QRIS, Brand Awareness
Peran DPRD Lampung Selatan dalam Menunjang Sustainability Development Goals Pada Objek Wisata Di Lampung Selatan Irawan, Bambang; Handayani, Agustia; Thahir, Andi
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 2 No 1 (2023): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v2i1.68

Abstract

This research was conducted to determine the role of the South Lampung DPRD in supporting Sustainable Development Goals at tourist attractions in South Lampung. This research is classified as a qualitative research type with a case study design. Case studies are carried out for The aim is to investigate how these events occur systematically over a longer period of time. A case study is a type of qualitative research conducted in a specific context, referring to a particular program, activity, event, or group. The general goal of sustainable development or sustainable development goals (SDGs) is development to always improve the economic welfare of the community continuously without interruption, this development continues continuously to maintain the social life of the community, development that continues to maintain the quality of the environment and development in ensuring justice and continue to manage improving the quality of life from one generation to another. The Regional People's Representative Council (DPRD) is an integral part of regional government in the context of a unitary state. This is due to the absence of a special legislative body for the regional level in the unitary state structure. Therefore, the DPRD is integrated into the regional government structure.
Pengaruh Literasi Keuangan Terhadap Minat Pemilihan Produk Perbankan Syariah Di Kalangan Mahasiswa Minando, Haris; Handayani, Agustia; Ekawati, Farida
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 2 No 2 (2023): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v2i2.90

Abstract

The choice of Islamic banking products among students is becoming an increasingly interesting issue in the development of the Islamic banking sector. The younger generation, including students, has a crucial role in shaping the future direction of Islamic banking. An important factor that is believed to influence the decision to choose Islamic banking products by students is the level of financial literacy. This study aims to investigate the effect of financial literacy on the interest in choosing Islamic banking products among university students. The survey method through questionnaires was used on 68 respondents of Islamic banking study program students. The results showed that the thitung value was 25.181 > ttabel 2.000 and it was found that the fhitung value exceeded the ftabel value, which was 634.100 > 3.986, with a significance value of 0.000, which is smaller than the significance value of 0.05. From these results, Islamic financial literacy has a significant influence on the interest in choosing Islamic banking products among students. The coefficient of determination reached 90.4%, indicating a strong influence. Support from religious aspects is also important in the selection of Islamic banking products, by Islamic principles that emphasize fairness and understanding in transactions. This study is consistent with previous findings by Nahla Zamharira et al. (2021), which also shows that Islamic financial literacy has a significant impact on students' decisions to utilize Islamic banking services. In conclusion, the higher the Islamic financial literacy, the more interest in choosing Islamic banking products in college students.
Analisis Media Social Marketing terhadap Loyalitas Pelanggan dalam Menggunakan Produk Kecantikan Benings Handori; Handayani, Agustia; Wimbawani, Wiwik
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 4 No 1 (2024): Journal of Interdisciplinary Science And Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v4i1.256

Abstract

This study aims to analyze the influence of social media marketing on customer loyalty in using Bening's beauty products. The increasing use of social media in marketing strategies has become a significant concern, especially in the highly competitive beauty industry. The social media marketing variables examined include electronic word of mouth (e-WOM), social media marketing activities, and popular content. This research employed a quantitative associative method with a survey approach by distributing questionnaires to 310 respondents who are users of Benings products across Indonesia. The sampling technique used was simple random sampling. The results show that all three independent variables—e-WOM, social media marketing activities, and popular content—have a positive and significant influence on customer loyalty. These findings indicate that social media plays a crucial role in building and maintaining customer loyalty toward Bening's beauty products
Pengaruh E-Wom dan Brand Image terhadap Repurchase Intention pada Pengguna Aplikasi Dana Susanto, Edy; Ahoen, Bahori; Handayani, Agustia
JOURNAL OF INTERDISCIPLINARY SCIENCE AND EDUCATION Vol 4 No 2 (2024): Journal of Interdisciplinary Science And Education
Publisher : STIES ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jise.v4i2.265

Abstract

Repurchase Intention can be interpreted as the intention to repurchase is a transaction made on a product or service that has been purchased and then makes a repeat purchase. The focus of the research, namely Repurchase Intention, is intended as a customer's decision to reuse the Dana e-wallet. The purpose of the study was to determine the influence of e-wom and brand image on Repurchase Intention on the Dana e-wallet application. The use of quantitative research methods with a sample of 72 respondents obtained from the reach of the questionnaire from Google Form. The data analysis technique is multiple linear regression with SPSS. In terms of percentage, E-WOM has a positive effect on Repurchase Intention. The more customers talk about the Dana application product, the more customers will use it repeatedly and eventually become a habit or even dependent because of its benefits and convenience. The conclusion of the study is that Brand Image has a positive effect on Repurchase Intention. The more famous and has a good brand image, the more customers will reuse the Dana application. A well-known brand will make customers comfortable and safe in using the Dana e-wallet. Suggestions for further research are that researchers can add Artificial Intelligence (AI) factors as research developments.
Islamic Social Reporting Disclosure (ISRD) : Analisis Pengaruh Ukuran Perusahaan dan Usia Direksi terhadap Profitabilitas Sebagai Variabel Moderasi pada Perusahaan Teknologi Periode 2019-2022 Zakaria, Ahmad; Sumarno, Ari Pitoyo; Handayani, Agustia
Jurnal Ekonomi Syariah dan Pariwisata Halal Vol 4 No 1 (2025): Journal of Syariah Economic and Halal Tourism (JSEHT)
Publisher : Sekolah Tinggi Ilmu Ekonomi Syariah (STIES) ALIFA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70371/jseht.v4i1.252

Abstract

This study aims to examine the influence of firm size and board of directors' age on ISRD. Islamic Social Reporting (ISR) is a social reporting standard applied to Sharia-compliant companies, including those with Sharia securities. ISRD is not only intended for stakeholders but, most importantly, for Allah SWT, customers, employees, and the environment, as a form of social responsibility. This study was conducted on technology companies listed in the Sharia Securities List (DES) for the 2019-2022 period, with a total population of 38 companies. The research sample was selected using purposive sampling, resulting in 19 companies that met the criteria. Given the five-year research period, the total number of observational samples used in this study is 120. Data analysis was performed using EVIEWS software for hypothesis testing and Moderated Regression Analysis (MRA). The results indicate that firm size does not affect ISRD, whereas the board of directors' age has a positive influence on ISRD. Additionally, profitability is proven to strengthen the impact of firm size and board of directors' age on ISRD.
Co-Authors Ahmad Zakaria Ahoen, Bahori Andi Thahir Aprilia, Cindy Ayu Astuti, Sri Yuli Destiana edy susanto Ekawati, Farida Handori Harris, Allan Ida wati Minando, Haris RR. Ella Evrita Hestiandari Sumarno, Ari Pitoyo Wimbawani, Wiwik