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All Journal Pendas : Jurnah Ilmiah Pendidikan Dasar JURNAL RUMPUN MANAJEMEN DAN EKONOMI
Sri Wahyuni Nengsi
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Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Mathematics Social Sciences Other

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ANALISIS PERILAKU KONSUMTIF DAN PENGELOLAAN KEUANGAN MAHASISWA GEN Z UNIVERSITAS DI MAKASSAR Romansyah Sahabuddin; Azlan Azhari; Jessica Evanjelista Samba; Sri Wahyuni Nengsi; Rezki Amalia Putri; Muh Alqadri
JURNAL RUMPUN MANAJEMEN DAN EKONOMI Vol. 2 No. 3 (2025): Mei
Publisher : CV. KAMPUS AKADEMIK PUBLISHING

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61722/jrme.v2i3.4535

Abstract

Penelitian ini mengkaji pengaruh faktor sosial dan kebiasaan konsumtif terhadap pengelolaan keuangan mahasiswa Gen Z di Makassar. Hasil analisis model struktural menunjukkan bahwa Pengaruh Sosial (PS) memiliki dampak langsung paling signifikan terhadap Pengelolaan Keuangan (PK), sesuai dengan teori Social Influence Theory yang menyatakan bahwa norma lingkungan membentuk perilaku keuangan. Sementara itu, Kebiasaan Konsumtif (KK) berpengaruh lebih rendah, mengindikasikan bahwa meskipun mahasiswa rentan terhadap impuls belanja, pengaruhnya tidak sekuat faktor sosial. Indikator PK terkuat adalah perencanaan anggaran, sementara aspek lain seperti pengendalian utang kurang signifikan. Temuan ini menegaskan bahwa literasi keuangan Gen Z sangat dipengaruhi oleh ekosistem sosial, termasuk teman sebaya dan media. Oleh karena itu, intervensi edukasi keuangan disarankan untuk memanfaatkan pendekatan berbasis komunitas dan platform digital, serta memperkuat kemampuan manajemen diri (mental accounting) untuk mengurangi dampak negatif konsumerisme.
PERBANDINGAN MODEL COOPERATIVE, INTEGRATED, READING AND COMPOSITION (CIRC) DENGAN MODEL AUDITORY, INTELECTUALLY AND REPETITION (AIR) DITINJAU DARI AKTIVITAS DAN HASIL BELAJAR MEMBACA SISWA KELAS V SD GUGUS I KEC. BONTONOMPO KAB. GOWA Sri Wahyuni Nengsi; Tarman; Andi Paida
Pendas : Jurnal Ilmiah Pendidikan Dasar Vol. 9 No. 4 (2024): Volume 09 No. 04 Desember 2024 In Press
Publisher : Program Studi Pendidikan Guru Sekolah Dasar FKIP Universitas Pasundan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23969/jp.v9i4.19126

Abstract

This research is quantitative research with a quasi-experimental design type of research with the Nonequivalent Multiple-Group Design type which aims to find out whether there are differences in student activities and learning outcomes through the CIRC learning model and the AIR learning model. The population in this study were all students of class V, Cluster 1, Bontonompo District, which consists of four schools with a total of 72. The research sample chosen was 25 class V students of SDN Rappokaleleng and SDN Kalaserena, totaling 25 people using a purposive sampling technique. The data collection technique in the research was carried out through observation and test techniques. Observation was used to observe students through 6 indicators for assessing student activities with the results in the CIRC model being worth 71.22 and the AIR model being worth 74.22. The research results based on descriptive analysis showed that the average value of the CIRC learning model was 80.00. Meanwhile, when applying the AIR learning model, an average score of 86.80 was obtained, meaning that the AIR model improved more than the CIRC learning model, while the results of the inferential analysis showed that the AIR learning model had a more significant effect compared to the CIRC learning model on the reading learning outcomes of fifth grade elementary school students. Rappokaleleng and Kalaserena Elementary School. This is based on the results of the independent sample t test obtained, namely the sig value. 0.025 < 0.05.
Co-Authors ANDI PAIDA Azlan Azhari Jessica Evanjelista Samba Muh Alqadri Rezki Amalia Putri Romansyah Sahabuddin Tarman