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All Journal Journal of Indonesian Applied Economics Journal Economic and Strategy (JES) Salam (Islamic Economics Journal)
Aulia Puja Ilham
Faculty Of Economics And Business, Universitas Brawijaya
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Environmental Science Social Sciences

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The Effect of Natural Disaster on Regional Economic Growth, Unemployment, Poverty, and Human Development Index in Thirty Indonesian Provinces Aulia Puja Ilham; Sri Muljaningsih; Sasongko Sasongko
Journal of Indonesian Applied Economics Vol. 11 No. 1 (2023): February 2023
Publisher : Department of Economics, Faculty of Economics and Business, Universitas Brawijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21776/ub.jiae.2023.011.01.4

Abstract

Purpose The objective of this research is to identify the effects of natural disasters on several variables. The impacts were analyzed both directly and indirectly. Design/methodology/approach Using Partial Least Squares, natural disaster, regional economic growth, poverty, unemployment, and human development index as the variables with their own indicators. Findings This study finds that the direct effects of natural disasters are a significant reduction in regional economic growth, an insignificant increase in poverty, and a significant increase in unemployment. Furthermore, natural disaster have varying results in indirect effects. Research limitations/implications                                                                                                                                                                                   The limitation of this research is the use of natural disasters which only involves three types of natural disasters, as well as thirty provinces in Indonesia. Originality/value This study uses regional economic growth, unemployment, and poverty variables as intervening variables to determine the effect of natural disasters on the human development index which there are still not many similar studies on the disaster economics approach.
Pengaruh Fleksibiltas Layanan Digital Payment, Perilaku Konsumtif dan FoMo (Fear Of Missing Out) terhadap Hedonic Lifestyle Gen Z Kota Padang Ikhsanti, Nurul; Ilham, Aulia Puja; Syukri, Sarah; Sari, Rossy Endah Permata
JOURNAL ECONOMICS AND STRATEGY Vol 6 No 1 (2025): Januari - Juni 2025
Publisher : Fakultas Ekonomi Dan Bisnis Universitas Tjut Nyak Dhien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36490/jes.v6i1.1797

Abstract

Penelitian ini bertujuan untuk menganalisis pengaruh Fleksibilitas Layanan Digital Payment, Perilaku Konsumtif, dan FoMO (Fear of Missing Out) terhadap Hedonic Lifestyle pada generasi Z di Kota Padang. Penelitian ini menggunakan pendekatan kuantitatif dengan metode Ordinary Least Squares (OLS). Penelitian ini melibatkan 100 responden berusia 15-26 tahun di Kota Padang yang aktif menggunakan digital payment. Hasil penelitian menunjukkan bahwa variabel Perilaku Konsumtif dan FoMO berpengaruh positif dan signifikan terhadap Hedonic Lifestyle. Sementara itu, Fleksibilitas Layanan Digital Payment tidak memiliki pengaruh yang signifikan. Temuan ini mengindikasikan bahwa gaya hidup hedonis pada generasi Z lebih dipengaruhi oleh faktor psikologis dan perilaku konsumsi dibandingkan aspek fungsional teknologi.
The Effect of User Interface, User Experience, and Service Quality on Customer Satisfaction of Generation Z Using Ollin Mobile Banking by Bank Nagari in Padang City Ilham, Aulia Puja
Salam (Islamic Economics Journal) Vol. 6 No. 2 (2025): Desember 2025
Publisher : Universitas Islam Negeri Raden Intan Lampung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/vb47cw42

Abstract

This study explores the factors influencing customer satisfaction among Generation Z users of the Ollin mobile banking service by Bank Nagari in Padang City. The research focuses on three key variables: User Interface/UI, User Experience/UX, and Service Quality. Using a quantitative approach with Ordinary Least Squares (OLS), the study involved 100 respondents aged 15–26 years in Padang City. The findings reveal that, individually, User Interface and Service Quality have a positive and significant impact on customer satisfaction, highlighting their critical role in enhancing user experience. In contrast, User Experience shows a positive but statistically insignificant effect. When examined simultaneously, all three variables, UI, UX, and Service Quality, positively influence customer satisfaction, indicating that their combined effect can improve overall satisfaction among Generation Z users. These results underscore the importance of a well-designed interface and high-quality service in meeting the expectations of digital banking customers.
Co-Authors Ikhsanti, Nurul Sari, Rossy Endah Permata Sasongko Sasongko Sri Muljaningsih Syukri, Sarah