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All Journal Jurnal Penelitian Manajemen Terapan (Penataran) Journal of Economics and Social Sciences APLIKATIF: Journal of Research Trends in Social Sciences and Humanities
Dewi , Hasna
Unknown Affiliation
Agriculture, Biological Sciences & Forestry Arts Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Social Sciences

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DAMPAK KEBERADAAN INDOMARET TERHADAP PEREKONOMIAN TOKO KELONTONG Wijaya, Sukma; Musthofa, M. Arif; Dewi , Hasna
Jurnal Penelitian Manajemen Terapan (PENATARAN) Vol. 10 No. 1 (2025)
Publisher : Program Studi Manajemen STIE Kesuma Negara Blitar

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Abstract

Penelitian ini bertujuan untuk menilai dampak kehadiran Indomaret terhadap pendapatan para pedagang kelontong di Desa Bangun Karya. Menggunakan metode kualitatif dengan desain naratif, hasil penelitian menunjukkan bahwa pendapatan pedagang kelontong mengalami penurunan yang signifikan sejak berdirinya minimarket Indomaret, terutama bagi mereka yang berlokasi dalam radius 100 meter dari minimarket tersebut. Temuan ini menyoroti tantangan persaingan yang dihadapi pedagang kecil dan menekankan pentingnya inovasi serta strategi adaptif untuk mempertahankan minat pelanggan dan kelangsungan usaha di tengah ekspansi ritel modern
Analysis of Community Digital Literacy Levels in the Use of Mobile Banking at Islamic Banks Ramadhan Asmara, Rizky; Dewi , Hasna; Edi Saputra, Ahmad; Kartika Devi, Erwina; Haeran
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.906

Abstract

This study explores the level of knowledge and understanding of mobile banking services offered by Bank Syariah Indonesia among the community of Kelurahan Mendahara Ilir. Utilizing a qualitative descriptive approach, data were collected through interviews, observations, and document reviews to analyze community experiences and perceptions. Findings reveal that knowledge about mobile banking varies significantly, with younger and more educated individuals demonstrating greater awareness and usage. Major barriers include insufficient socialization and training, unstable internet connectivity, limited data availability, and concerns over digital transaction security. These challenges contribute to the continued reliance on conventional banking methods among certain groups. The study highlights the necessity for intensified and inclusive educational programs, improved digital infrastructure, and user-friendly guidance to enhance digital literacy. Addressing these issues will facilitate broader adoption of mobile banking services and support the advancement of sharia-compliant financial inclusion in the digital age
The Firewood-Fried Shrimp Crackers MSME: A Model for Sustainable Local Economic Empowerment Prameswari, Nanda; Pitri, Alisyah; Khoiratun Nisak, Sayida; Nisak Munamah, Anatun; Dewi , Hasna; Kartika Devi, Erwina; Edi Saputra, Ahmad
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.913

Abstract

This study aims to examine the role of the Firewood-Fried Shrimp Cracker Micro, Small, and Medium Enterprise (MSME) in Mendahara Ilir Village, East Tanjung Jabung Regency, in enhancing the income of coastal communities. Employing a qualitative approach with a descriptive method, data were collected through direct observation, in-depth interviews, and documentation, and were subsequently analyzed inductively using data reduction, data display, and conclusion-drawing techniques. The findings indicate that this MSME makes a significant contribution to the local economy by creating employment opportunities for low-educated workers, increasing household income, and improving quality of life in areas such as education, health, and housing. The enterprise’s main strengths lie in production skills inherited across generations and the use of traditional methods that preserve its distinctive flavor. Nonetheless, it faces challenges including limited capital, unstructured management, a shortage of skilled labor, and dependence on raw material supplies affected by weather and environmental conditions. Government support in the form of training, financial assistance, and marketing facilitation has helped expand market reach. The study concludes that, with strengthened managerial capacity, improved access to financing, and the development of adaptive marketing strategies, the Firewood-Fried Shrimp Cracker MSME has the potential to serve as a sustainable model of local wisdom-based economic development
Perceptions and Preferences of Traditional Market Traders toward Islamic Banking M. Fahrurrozi; Abidin, Zaenal; Sarwono; Khoiratun Nisak, Sayida; Dewi , Hasna; Musthofa , M. Arif; Kartika Devi, Erwina
Journal of Economics and Social Sciences (JESS) Vol. 4 No. 2 (2025): Journal of Economics and Social Sciences (JESS)
Publisher : CV. Civiliza Publishing

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59525/jess.v4i2.914

Abstract

This study explores the perceptions of traders at Pasar Sabtu, Mendahara Ilir, towards Islamic banking, focusing on factors influencing their acceptance and utilization of Sharia-compliant financial services. Employing a qualitative descriptive approach through interviews, observations, and document analysis, the research uncovers that while traders exhibit a positive inclination toward Islamic banking grounded in spiritual values and trust, their understanding of fundamental Sharia principles remains limited. Barriers such as restricted physical access to Islamic banking branches, inadequate financial and digital literacy, and reliance on informal information networks hinder broader adoption. The study highlights the critical role of spirituality as social capital, alongside geographic, educational, and socio-cultural factors, in shaping perceptions and behaviors. Findings suggest that for Islamic banking to expand inclusively within traditional markets, strategic emphasis must be placed on comprehensive literacy enhancement, improved accessibility, and community engagement. This research contributes novel insights by holistically integrating spiritual, educational, and socio-economic dimensions, providing a foundation for tailored educational and marketing strategies that support sustainable financial inclusion
Contractual Justice in Traditional Market Leasing: An Ijārah-Based Analysis at Pasar Kalangan Okta priansa, Rizki; Kurniawan; Fatimah, Siti; kadarsih, Sri; Dewi , Hasna
APLIKATIF: Journal of Research Trends in Social Sciences and Humanities Vol. 4 No. 3 (2025): APLIKATIF: Journal of Research Trends in Social Sciences and Humanities
Publisher : Lembaga Junal dan Publikasi, Universitas Muhammadiyah Buton

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59110/aplikatif.v4i3.698

Abstract

This study analyzes the practice of kiosk rental (ijārah) in Kalangan Market, Mendahara Subdistrict, Tanjung Jabung Timur Regency, from the perspectives of Islamic law and positive legal regulations. Field observations show that rental transactions are conducted verbally without written contracts, with monthly cash payments of IDR 30,000. Most traders (approximately 70%) fail to pay on time, and the absence of strict sanctions indicates a weak commitment to the agreed contract. In Islamic law, a valid ijārah contract requires clarity regarding the rental object, the benefit obtained, the agreed compensation (ujrah), and a valid offer and acceptance (ijab and qabul). The current practice poses risks of injustice and imbalances in the rights and obligations between tenants and market managers. Therefore, reforming the rental system based on the principles of justice, clarity, and accountability, as mandated in Islamic commercial jurisprudence (muʿāmalah) and positive law, is essential for establishing a professional, transparent, and sustainable market governance framework.
Co-Authors Edi Saputra, Ahmad Haeran Kadarsih, Sri Kartika Devi, Erwina Khoiratun Nisak, Sayida Kurniawan M. Arif Musthofa M. Fahrurrozi Musthofa , M. Arif Nisak Munamah, Anatun Okta priansa, Rizki Pitri, Alisyah Prameswari, Nanda Ramadhan Asmara, Rizky Sarwono Siti Fatimah Wijaya, Sukma Zaenal Abidin