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All Journal Swakarya: Jurnal Penelitian Sosial dan Pemberdayaan Masyarakat Zabags International Journal of Islamic Studies
Triyana Wulandari
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Religion Economics, Econometrics & Finance Education Social Sciences Other

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Analisis Perencanaan Penganggaran Keuangan Pada Dinas Pekerjaan Umum dan Penataan Ruang Di Kabupaten Tanjung Jabung Timur Rizky Ramadhan Asmara; Triyana Wulandari; Pini Susanti
Swakarya: Jurnal Penelitian Sosial dan Pengabdian Masyarakat Vol. 3 No. 1 (2025): Swakarya: Jurnal Penelitian Sosial dan Pengabdian Masyarakat
Publisher : Pusat Studi Penelitian dan Evaluasi Pembelajaran

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59698/swakarya.v3i1.347

Abstract

Penelitian ini bertujuan untuk menganalisis perencanaan penganggaran keuangan di Dinas Pekerjaan Umum dan Penataan Ruang (PUPR) Kabupaten Tanjung Jabung Timur, dengan fokus pada efisiensi, transparansi, dan akuntabilitas. Masalah utama yang diangkat dalam penelitian ini adalah keterbatasan sumber daya manusia (SDM) yang kompeten dan belum optimalnya integrasi sistem penganggaran berbasis elektronik (e-budgeting). Data diperoleh melalui wawancara, observasi, dan analisis dokumen terkait anggaran. Hasil penelitian menunjukkan bahwa hanya 30% staf yang memiliki sertifikasi khusus dalam pengelolaan keuangan, yang menghambat proses perencanaan anggaran yang akurat. Selain itu, sistem e-budgeting yang belum terintegrasi dengan baik menyebabkan kurangnya monitoring real-time dan kesulitan dalam memastikan transparansi anggaran. Realisasi proyek infrastruktur, seperti pembangunan jalan dan jembatan, juga mengalami keterlambatan karena perhitungan anggaran yang kurang tepat. Kesimpulan dari penelitian ini adalah bahwa peningkatan kompetensi SDM dan implementasi e-budgeting yang lebih baik sangat diperlukan untuk meningkatkan efisiensi dan akuntabilitas pengelolaan anggaran. Hipotesis yang diajukan, yaitu bahwa keterbatasan SDM dan sistem e-budgeting yang tidak optimal berkontribusi terhadap inefisiensi anggaran, terbukti dalam penelitian ini.
An Islamic Legal Review of Profit-Sharing Practices in Shrimp Fishing Erlangga, Erlangga; Haeran; Triyana Wulandari
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.21

Abstract

This study explores the practice of profit-sharing between boat owners (juragan) and shrimp fishermen in Kampung Laut, Kuala Jambi District, through the lens of Islamic law. Rooted in a traditional system based on verbal agreements and mutual trust, this cooperation reflects a localized adaptation of the mudharabah contract, wherein the juragan provides the capital and the fishermen supply labor. Employing a qualitative descriptive approach, data were collected through interviews, observation, and documentation involving key actors in the shrimp fishing sector. The findings reveal that while the operational model broadly aligns with the principles of mudharabah, several key aspects such as the absence of written agreements, the burden of loss occasionally falling on fishermen, and moral risks like dishonesty diverge from Islamic legal norms. These deviations highlight a gap between local economic practices and the doctrinal requirements of Sharia, particularly regarding justice, transparency, and equitable risk-sharing. Despite these shortcomings, the model remains effective and culturally resilient. This study contributes to the scholarly discourse by bridging empirical field insights with normative Islamic economic thought, offering a critical yet context-sensitive perspective on how Islamic principles are negotiated in real-world fishing economies.
A Review of Sharia Economic Law on Excavator Leasing in Oil Palm Plantations Elian Nur Syafaat; Zaenal Abidin; Triyana Wulandari; Hairul Hapzi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.43

Abstract

This study examines the practice of excavator leasing within oil palm plantation operations at Pondok Modern Darussalam Gontor Campus 10 Jambi from the perspective of Sharia economic law. The study is motivated by the growing demand for heavy equipment in agrarian sectors, which necessitates leasing arrangements that align with the Islamic ijarah contract. The primary objectives are to describe on-site excavator leasing practices and to evaluate their conformity with Islamic legal principles particularly regarding usufruct (benefit), clarity of compensation, rental duration, and maintenance responsibility. A qualitative field research design was employed, using in-depth interviews, participant observation, and document review involving operators, lessees, and equipment managers. Findings indicate that current practices generally adhere to core ijarah principles: agreements are entered into voluntarily, payments commonly include a fair down payment, and active on-site supervision supports contractual transparency. No explicit indications of riba, severe gharar, or systematic injustice were observed. The study contributes theoretically by extending contemporary ijarah applications to heavy-equipment leasing in agrarian contexts and offers practical guidance for drafting Sharia-compliant leasing contracts to enhance operational efficiency and legal conformity in plantation management.
An Islamic Legal Review of Fixed-Tariff Fishing at Kasdi Fishing in Rano Village Rini Indriyani; Nilfatri; Siti Fatimah; Kurniawan; Triyana Wulandari; Hasna Dewi
Zabags International Journal of Islamic Studies Vol. 2 No. 2 (2025): Islamic Studies
Publisher : Zabags Qu Publish

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61233/zijis.v2i2.44

Abstract

This study examines the practice of fixed-tariff recreational fishing at Kasdi Fishing in Rano Village from the perspective of Islamic law, focusing on the applicability of the ijarah contract and the prohibitions against gharar and maisir. The phenomenon where anglers pay an upfront fee without prior knowledge of catch outcomes raises questions about fairness and contractual certainty. The primary aims are to describe the tariff system in place and to assess its conformity with muamalah principles. A qualitative field approach was employed, using semi-structured interviews, direct observation, and documentation involving the owner, visitors, community leaders, and religious authorities. Findings indicate that the upfront fee functions as a payment for the right to use facilities and time (a service-oriented ujrah), rather than as a wager on catch results; the uncertainty inherent in possible zero catch is considered a normal, light degree of risk and does not amount to major gharar or to maisir when transactions are transparent and consented. The study contributes to contemporary fiqh muamalah by extending the practical application of ijarah to recreational fisheries and by offering a service-contract model that aligns commercial practice with Islamic contractual ethics.
Co-Authors Elian Nur Syafaat Erlangga Erlangga Haeran Hairul Hapzi Hasna Dewi Kurniawan Nilfatri Pini Susanti Rini Indriyani Rizky Ramadhan Asmara SITI FATIMAH Zaenal Abidin