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All Journal Journal of Central Banking Law and Institutions Al-Ibnor : Jurnal Kependidikan
Mawar Ardiansyah
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Generosity From The Quranic Perspective: Inspiration For Philanthropy-Based Start Ups Mawar Ardiansyah; Taufik Warman Mahfuzh; Syamhudian Noor
AL-IBNOR Vol. 3 No. 1 (2025): Al-Ibnor : Jurnal Kependidikan
Publisher : STAI Kuala Kapuas

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63849/alibnor-vol3-no1-2025-id162

Abstract

This study aims to explore generosity from the perspective of the Qur'an as an inspiration for the development of philanthropic start-ups. By integrating Islamic philanthropic values, this study seeks to demonstrate the relevance of the teachings of the Qur'an in creating a business model that not only prioritizes financial profit, but also social welfare. The method used is qualitative descriptive research with literature analysis. Data were collected from secondary sources, including books and academic articles, as well as related publications that explore the verses of the Qur'an on generosity. The findings of the study indicate that the principles contained in verses such as Surah Al-Imran 3:92 and Surah Al-Baqarah 2:261-262 underline the importance of goodwill, social responsibility, and wealth sharing to create a positive impact. Philanthropic start-ups, inspired by these teachings, can distribute profits to those in need and make social contributions an integral part of their business model. Thus, this study concludes that the implementation of the values ​​of generosity in the Qur'an can contribute significantly to the creation of better social and economic justice in Indonesia..
ATM Accessibility and Artificial Intelligence in Indonesian Banks Toward Financial Inclusion for All Modes of Disability Mawar Ardiansyah; Mutmainah Mutmainah; Wahyu Akbar; Akhmad Kamil Rizani; Ma Tin Cho Mar; Mawar Ardiansyah; Mutmainah Mutmainah; Wahyu Akbar; Akhmad Kamil Rizani; Ma Tin Cho Mar
Journal of Central Banking Law and Institutions Vol. 5 No. 3 (2026)
Publisher : Bank Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21098/jcli.v5i3.341

Abstract

For persons with disabilities, access to ATMs in Indonesia remains far from friendly both physically and technologically, keeping essential financial services out of reach for many. In addition, the use of accessibility technology and Artificial Intelligence (AI) in the banking sector is far from optimal and unable to adequately provide financial inclusion for persons with disabilities. Bank Indonesia plays a leading role in promoting financial inclusion through its policies and regulations. The purpose of this study is to analyse the urgency of implementing accessibility technology for ATMs to support financial inclusion for persons with disabilities in Indonesia, and to explore the role of policy in encouraging its implementation. The research method is qualitative, using a descriptive-analytical approach, and secondary data are collected from relevant literature and analysed using thematic analysis. The results indicate that ATM accessibility, as a prerequisite for financial inclusion, requires a multidimensional approach including regulation, physical access, AI-based technology, services, and collaboration. This study also highlights the need for stricter, mandatory regulatory reform and recommends establishing national technical standards, strengthening inclusive banking services, and collaborating with persons with disabilities.
Co-Authors Akhmad Kamil Rizani Akhmad Kamil Rizani Ma Tin Cho Mar Ma Tin Cho Mar Mawar Ardiansyah Mutmainah Mutmainah Mutmainah Mutmainah Noor, Syamhudian Taufik Warman Mahfuzh Wahyu Akbar Wahyu Akbar