Behuku, Jitro Gianfranco
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The Judge’s Role in the Effectiveness of Anti-Corruption Enforcement in Indonesia: A Juridical Analysis Behuku, Jitro Gianfranco; Kusuma, Jevine Ilonesia; Chasanah, Nabila Uswatun; Sugianto, Fajar; Indradewi, Astrid Athina
SIGn Jurnal Hukum Vol 7 No 1: April - September 2025
Publisher : CV. Social Politic Genius (SIGn)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37276/sjh.v7i1.464

Abstract

The effectiveness of anti-corruption law enforcement in Indonesia is facing a severe legitimacy crisis. This condition is characterized by a paradox between a robust legal framework on paper and its inadequate implementation in practice, thereby eroding public trust. This research aims to critically analyze the central role of judges in determining this effectiveness, with an analytical focus on the problematic interpretation of legal norms and the systemic challenges that impede judicial performance. Through a normative legal approach fortified by a case study, this research employs qualitative content analysis to dissect the legal reasoning in two key 2024 decisions from the Corruption Crimes Court. The findings reveal a diametrically different legal treatment of defendants. On one hand, the court was capable of convicting an individual defendant (a rogue judge) through a procedural application of the law. On the other hand, the court acquitted five large corporations of all legal charges in a corruption case that resulted in significant state economic losses. This acquittal was based on the legalistic argument that the proven act did not constitute a criminal offense. This dualism confirms that law enforcement effectiveness remains sporadic, undermined by a disparity in the professional capacity of judges to interpret the element of “unlawful act,” particularly in complex corporate crimes. It is concluded that without systemic judicial reform to standardize legal interpretation and strengthen accountability, anti-corruption law enforcement will remain blunted when confronting powerful economic actors.
Membangun Kesadaran Literasi Digital: Keamanan Siber pada Layanan Tabungan Emas Pegadaian Manado Pontorondo, Immanuel; Sinaga, Floren Agnesia; Walangitan, Misael Aldo; Behuku, Jitro
JURNAL PARADIGMA : Journal of Sociology Research and Education Vol. 6 No. 2 (2025): JURNAL PARADIGMA: Journal of Sociology Research and Education
Publisher : Labor Program Studi Pendidikan Sosiologi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53682/94dwzg12

Abstract

Transformasi digital dalam sektor jasa keuangan telah membawa perubahan signifikan terhadap pola pelayanan dan interaksi antara lembaga keuangan dengan nasabah. Dalam konteks tersebut, urgensi perlindungan data pribadi menjadi semakin penting, terutama pada layanan Tabungan Emas Pegadaian Manado yang berbasis teknologi digital. Penelitian ini bertujuan untuk menganalisis bentuk perlindungan data pribadi nasabah serta telaah peran literasi digital sebagai upaya preventif dalam mewujudkan keamanan informasi. Metode yang digunakan adalah yuridis empiris dengan pendekatan kualitatif, melalui wawancara dengan pihak Pegadaian dan nasabah aktif guna memperoleh data mengenai kebijakan, implementasi, serta persepsi masyarakat terhadap pengelolaan data pribadi. Hasil penelitian menunjukkan bahwa ancaman terhadap keamanan data tidak hanya bersumber dari kelemahan teknis sistem, tetapi juga dari rendahnya tingkat kesadaran digital nasabah. Oleh karena itu, Pegadaian perlu memperkuat tata kelola internal melalui penerapan prosedur layanan literasi digital, pembentukan petugas literasi siber, dan pengawasan rutin terhadap praktik perlindungan data di setiap wilayah kerja. Upaya ini bukan hanya berfungsi sebagai langkah hukum preventif, tetapi juga sebagai bentuk pemberdayaan hukum masyarakat digital. Dengan demikian, perlindungan data pribadi nasabah harus dipandang sebagai tanggung jawab bersama antara lembaga dan pengguna layanan, guna menciptakan sistem yang transparan, akuntabel, dan berkeadilan di tengah percepatan transformasi digital sektor keuangan.
ANALISIS PERBANDINGAN TINGKAT KESEHATAN BANK DIGITAL DAN BANK KONVENSIONAL BERTRANSFORMASI DIGITAL DI INDONESIA: PENDEKATAN RGEC PERIODE 2021–2025 Behuku, Jitro G.; Pangemanan, Kevin; Makinggung, Juliet P. T.; Tiwatu, Irvans R. C.
MANAJEMEN ADMINISTRASI BISNIS DAN PEMASARAN Vol. 8 No. 1 (2026): MANAJEMEN, ADMINISTRASI BISNIS DAN PEMASARAN
Publisher : Jurusan Administrasi Bisnis Politeknik Negeri Manado

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Abstract

This study examines the comparative financial soundness of digital banks and conventionallytransforming banks in Indonesia using the RGEC (Risk Profile, Good Corporate Governance, Earnings, Capital) framework over the period 2021–2025. Employing a quantitative-comparative design with purposive sampling, the study analyzes 50 observations from 10 banks—five digital banks(ARTO, AGRO, BBHI, BBYB, AMAR) and five conventionally-transforming banks (BMRI, BBRI, BBTN, BNGA, NISP). After conducting Shapiro-Wilk normality tests confirming non-normal distributions across most variables, Mann-Whitney U tests were applied. Results indicate nostatistically significant differences in NPL (p = 0.655), LDR (p = 0.073), and ROA (p = 0.079).Significant differences were found in GCG (p < 0.001; r = 0.517), NIM (p < 0.001; r = 0.594), and CAR (p < 0.001; r = 0.808). Digital banks demonstrate superior NIM and CAR but substantially weaker GCG and ROA, reflecting the institutional immaturity and high investment phase characteristic of nascent digital banking models. Conventionally-transforming banks show stronger governance, profitability, and intermediation balance. These findings underscore a fundamental trade-off between digital agility and institutional maturity in Indonesian banking