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The Effect of Financial literacy and Attitudes on Financial management behavior through Community behavioral intentions denytasari, Rizma; Khoiriawati, Novi
Enrichment : Journal of Management Vol. 13 No. 5 (2023): December
Publisher : Institute of Computer Science (IOCS)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35335/enrichment.v13i5.1673

Abstract

This study aims to examine the direct and indirect effects of financial literacy and financial attitudes on community financial management behavior through behavioral intention as a mediating variable. The population in this study were the people of Boyolangu District totaling 85,840 people using probability sampling techniques and determining the sample using the cluster sampling method using the Slovin formula so that 100 respondents were selected. This data analysis technique was carried out using the path analysis method using the SmartPLS application. The results of this study indicate that financial literacy has no effect on behavioral intention, financial attitudes have a positive and significant effect on behavioral intention, financial literacy and financial attitudes have a positive and significant effect on financial management behavior, behavioral intention does not mediate the effect of financial literacy on financial management behavior, behavioral intention mediates the effect of financial attitudes on financial management behavior, behavioral intention has a positive and significant effect on financial management behavior. The implication is that in managing finances, strong behavioral intentions are also needed so that individuals can manage their finances more effectively and wisely
Implementation of Shopeee E-Commerce Business Ethics Based on Maqashid Al-Syari'ah: Abu Ishaq Asy-Syathibi's Thoughts Denytasari, Rizma; Subagiyo, Rokhmat; Adlan, M. Aqim
Interdisciplinary Journal of Advanced Research and Innovation Vol. 2 No. 2 (2024): Interdisciplinary Journal of Advanced Research and Innovation
Publisher : Ravine Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58860/ijari.v2i1.45

Abstract

The concept of Maqashid al-Syari’ah is very important to apply in the context of e-commerce business ethics because the concept of Maqashid al-Syari’ah directs business actions not only to focus on gaining profits but also to pay attention to sustainability and balance in important aspects of life. This research aims to examine the application of Shopee's e-commerce business ethics based on Maqashid al-Syari’ah according to Ash-Syathibi's thought. This research uses a qualitative approach using library research methods. Namely, data is collected by reviewing books and journals that are appropriate to this research, using the phenomenological method, namely data mining that discusses the specifics of this research, and also relies on critical analysis of primary and secondary sources related to this research. The results of this research are that business ethics based on Maqashid al-Syari’ah, according to Asy-Syathibi's thoughts, has a good impact on the sustainability of Shopee's business. By maintaining customer trust and implementing rules in accordance with Maqashid al-Syari’ah, Shopee is increasingly developing and being trusted by the public as a safe and trustworthy e-commerce platform. Apart from that, by maintaining a professional attitude and implementing five basic things that must be adhered to by all sellers, Shopee also provides a good example of running a business based on business ethics that are in accordance with Maqashid al-Syari’ah.