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All Journal Jurnal Ilmiah Manajemen Kesatuan ULINA: Jurnal Pengabdian kepada Masyarakat
Duma Lasmaria Siagian
Universitas Mandiri Bina Prestasi
Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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Implementasi Program Kampus Merdeka Dalam Kegiatan MSIB7 Studi Independen Pada Yayasan Decoding Indonesia Sembiring, Lismardiana; Duma Lasmaria Siagian; Monang Tarigan; Dede Prabowo Wiguna; Jenheri Rejeki Tarigan
ULINA: Jurnal Pengabdian kepada Masyarakat Vol 3 No 1 (2025): Januari
Publisher : Universitas Mandiri Bina Prestasi (UMBP)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58918/ulina.v3i1.282

Abstract

MBKM (Merdeka Belajar – Kampus Merdeka) is a program provided by the Ministry of Education, Research, and Technology (Kemenristek) to improve the quality of education in Indonesia. One of the most popular MBKM programs is the MSIB Program (Certified Independent Study and Internship Program). Internship based on MBKM (Merdeka Belajar Kampus Merdeka) is an internship/work practice program that can be taken by students who have completed at least semester 5 of their studies. This program is a form of university collaboration with industry to provide independent learning. The purpose of MBKM is to hone hard skills and soft skills to suit the needs of the times and be ready to welcome the world of work. MSIB (Certified Independent Study and Internship), this program allows students to do internships at companies or take learning to increase their knowledge in the world of work. Independent Study Program is a non-degree learning program organized by organizations or industries that provide knowledge and skills with a high level of relevance in the world of work and business in the form of short courses, bootcamps, massive open online courses (MOOCs), and others, which are continued with collaborative activities with fellow participants or partner organization personnel in a project or case study. The following are the characteristics of Independent Study certified by Kampus Merdeka. For MSIB7 as a partner of MBKM Yayasan Decoding Indonesia, the MBKM team is entrusted as a means of certified learning assisted by DPP (Program Supervisor) whose participants are all lecturers throughout Indonesia who have been declared to have passed as DPP by Kampus Merdeka.
Factors Affecting Public Interest In Applying For Loans To Bank: Case Study on Furniture Entrepreneurs in Medan City Lennaria Lusia Tarigan; Erni Dewi Munte; Bertha Nerpy Siahaan; Duma Lasmaria Siagian; Vikarma Jaya Halawa
Jurnal Ilmiah Manajemen Kesatuan Vol. 12 No. 6 (2024): JIMKES Edisi November 2024
Publisher : LPPM Institut Bisnis dan Informatika Kesatuan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37641/jimkes.v12i6.2950

Abstract

In daily life, borrowing through financial institutions such as banks is a common activity. This study aims to examine the influence of perceived ease of use, perceived risk, privacy, trust, and perceived benefits on public interest in applying for bank loans. The study population consisted of 2,785 furniture entrepreneurs in Medan City, with 104 respondents selected through purposive sampling. Primary data were collected via questionnaires, supported by secondary data from relevant literature. Data analysis was conducted using Partial Least Squares (PLS) to assess relationships among variables. The findings reveal that perceived ease of use, privacy, trust, and perceived benefits significantly influence interest in borrowing from banks, while perceived risk does not show a significant effect. These results provide valuable insights for future research and contribute to the understanding of financial behavior, particularly in the context of entrepreneurial financing decisions. Keywords: perceived ease of use, risk, privacy, trust, perceived benefits, borrowing interest
Co-Authors Dede Prabowo Wiguna Erni Dewi Munte Jenheri Rejeki tarigan Lennaria L. Tarigan Monang Tarigan Sembiring, Lismardiana SIAHAAN, BERTHA NERPY Vikarma Jaya Halawa