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DAMPAK KEBIJAKAN OJK NOMOR 4 TAHUN 2023 TERHADAP PENGUATAN KEUANGAN SYARIAH NASIONAL Vika Miftahul Jannah; Stevanus Antoni.R; Anne Monika Fristy; Henry Martin Adriansyah
Jurnal Akuntansi Kompetif Vol. 9 No. 1 (2026): Jurnal Akuntansi Kompetif (JAK)
Publisher : Komunitas Manajemen Kompetitif

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35446/akuntansikompetif.v9i1.2645

Abstract

This study aims to examine the impact of the implementation of Financial Services Authority Regulation (POJK) No. 4 of 2023, which amends the provisions on Collective Investment Contracts (CIC), on strengthening the national Islamic finance industry. This research employs a descriptive qualitative approach based on literature review and documentary analysis of regulatory texts and official reports issued by the Financial Services Authority (OJK). The findings indicate that POJK No. 4 of 2023 positively contributes to improving the governance framework of CIC-based investment products through the enhancement of registration procedures, reporting mechanisms, and disclosure requirements. This regulatory strengthening increases the effectiveness of Sharia compliance supervision, promotes transparency in the Islamic capital market, and enhances investor protection. Indirectly, the policy fosters greater confidence among market participants and investors in Islamic financial products, thereby reinforcing the role of the Islamic capital market within the national financial ecosystem. However, the full potential of the regulation remains constrained by challenges such as limited public literacy on Islamic finance, relatively high compliance costs for industry players, and the need for stronger inter-institutional coordination. Therefore, comprehensive supporting policies are essential to sustain the long-term development of the Islamic finance sector
Edukasi Hukum Perlindungan Konsumen bagi Masyarakat Perumahan Kelapa Sawit Marpoyan Damai Pekanbaru Tahun 2026 Ramanitya Dewi Putri; Rani Aulia Rayusda; Nisah Ayu Siregar; Yasti Sari; Yola Putri Anggraini; Kardi Kardi; Vika Vika; Dian Pariska; Stevanus Antoni.R; Ayuthia Ramadhani Herman; Anne Monika Fristy
Faedah: Jurnal Hasil Kegiatan Pengabdian Masyarakat Indonesia Vol. 4 No. 3 (2026): Agustus: Jurnal Hasil Kegiatan Pengabdian Masyarakat Indonesia
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/faedah.v4i3.1985

Abstract

Consumer protection is an essential aspect of a fair and democratic legal system. However, low public awareness, limited access to information, and the increasing complexity of digital transactions remain major challenges in enforcing consumer rights. This community service program aims to improve public legal awareness and practical skills in protecting consumer rights through an integrated legal education approach. The program was implemented through interactive legal counseling, real-case simulations, and digital educational modules that participants could access independently. Participants included members of the community, e-commerce users, secondary school students, and vulnerable groups, including students with special needs. The results showed significant improvements in participants’ understanding of consumer rights and obligations, their ability to recognize unfair business practices, and their skills in preparing consumer complaints. The integration of local and international perspectives, particularly related to digital transactions, enhanced participants’ understanding of global consumer protection standards. Digital media also supported continuous learning and the development of a legally aware consumer community. The program demonstrates that participatory, inclusive, and practice-oriented legal education is effective in strengthening consumer protection in Indonesia.