Claim Missing Document
Check
Articles

Found 3 Documents
Search

PENDAMPINGAN UMKM RUMAH BUMN SIDOARJO MELALUI LITERASI KEUANGAN SYARIAH DIGITAL Hakim, Faris Kurnia; Syarofi, Muhammad; Putra, Allen Pranata; Lukiani, Eunike Rose Mita; Zakia, Arivia Fikratuz; Larasati, Fauziah; Sakapuspa, Brilliani Raras
DEVELOPMENT: Journal of Community Engagement Vol. 4 No. 3 (2025): September
Publisher : LPPM STAI Muhammadiyah Probolinggo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46773/djce.v4i3.2590

Abstract

MSMEs contribute significantly to the national economy, but still face the challenge of low financial literacy, particularly sharia finance. This community service activity aims to improve MSMEs' understanding of digital sharia financial literacy, both regarding digital sharia financial products and the dangers of non-bank online loans and online gambling. Quantitative and qualitative methods were used in this MSME mentoring. In addition to distributing questionnaires using a linkert scale, educational interventions and interactive discussions were conducted to improve MSMEs' understanding of digital sharia financial literacy. The subjects who received mentoring were MSME business owners fostered by Rumah BUMN Sidoarjo. The results of this activity showed a significant increase in MSME understanding, reflected in four indicators after receiving mentoring. These indicators are knowledge of sharia financial products, interest in using sharia financial products, understanding the dangers of non-bank online loans, and understanding the dangers of online gambling. This activity proves that mentoring MSMEs through digital sharia financial literacy can improve MSME financial resilience in the digital era.
The Impact of Sound System Event Implementation and Visit Intensity on the Income of Micro, Small, and Medium Enterprises (MSMEs) Syarofi, Muhammad; Nurhaliza; Hakim, Faris Kurnia; Firdaus, Cecep Bryan
Mabny: Journal of Sharia Management and Business Vol. 5 No. 2 (2025): Mabny : Journal of Sharia Management and Business
Publisher : Faculty of Islamic Economics and Business, Madura Islamic State University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.19105/mabny.v5i2.22151

Abstract

This study aims to analyze the influence of sound system event attendance and visit intensity on the increase in income of Micro, Small, and Medium Enterprises (MSMEs) in Padomasan Village. This research employs a quantitative approach using a survey method, with data analysis conducted through the Structural Equation Modeling–Partial Least Squares (SEM-PLS) technique using SmartPLS software. Data were collected through questionnaires distributed to several MSME respondents in Padomasan Village. The results of this study indicate that both the presence of sound system events and the intensity of visits have a positive and significant influence on the increase in MSME income in Padomasan Village. Sound system events can serve as a major attraction for visitors, increasing the number of buyers and thereby having a positive impact on MSME income. In addition, a high level of visit intensity also contributes to the growth of MSME product sales. The presence of sound system events and the frequency of visits are important factors that need to be considered in efforts to increase the income of MSMEs in Padomasan Village.
The merger of Islamic banks in Indonesia: Do financial ratios and inflation matter? Febriandika, Nur Rizqi; Fahira, Farah Fanda; Hakim, Faris Kurnia
Falah: Jurnal Ekonomi Syariah Vol. 11 No. 1 (2026): FEBRUARY
Publisher : Universitas Muhammadiyah Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22219/jes.v11i1.43485

Abstract

The study aims to investigate the effect of financial ratios and inflation on the stock price of Bank Syariah Indonesia using the Autoregressive Distributed Lag (ARDL) approach. This research was quantitative with variables studied include the Capital Adequacy Ratio (CAR), Return on Assets (ROA), Net Operating Margin (NOM), Operating Costs to Operating Income (BOPO), Financing to Deposit Ratio (FDR), and Inflation. Data were observed from the BSI bank merger in February 2021 to August 2024 by using the Autoregressive Distributed Lag (ARDL) method. The results indicate that in the long term, all variables have no significant effect on stock prices. Meanwhile, in the short term, ROA had a significant positive effect on stock prices, NOM and FDR had a significant negative effect, while CAR, BOPO, and inflation had no significant effect on stock prices, indicating stock price dynamics. Thus, the findings of this study indicate that investors are more responsive to changes in the financial performance of Indonesian Islamic banks in the short term than in the long term. This research contributes theoretically by showing that market responses to firm fundamentals and economic conditions occur through gradual adjustment rather than instant reactions. Practically, the findings assist investors and policymakers in understanding key fundamental and macroeconomic determinants of stock prices for the stability of Islamic banking.