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AKIBAT HUKUM PENUNDAAN PENGIKATAN JAMINAN DALAM PERJANJIAN KREDIT MODAL KERJA PT. BANK NEGARA INDONESIA (PERSERO) TBK Andrea, Jenny; Yaswirman; Rembrandt
Van Java Law Journal Vol 1 No 01 (2024): APRIL
Publisher : Zhata Institut

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.64578/vjlj.v1i01.72

Abstract

Penelitian ini membahas mengenai akibat hukum Keterlambatan Pengikatan Jaminan dalam Perjanjian Kredit Modal Kerja. Pengikatan Jaminan lahir karena adanya suatu perjanjian pokok yaitu Perjanjian Kredit itu sendiri. Berdasarkan Pasal 8 Undang-Undang Nomor 10 Tahun 1998 tentang Perubahan Atas Undang-Undang Nomor 7 Tahun 1992 Tentang Perbankan dalam memberikan kredit bank, bank biasanya menerapkan Prinsip “5C” yang terdiri dari beberapa faktor, salah satunya adalah jaminan. Pengikatan Jaminan dalam suatu perjanjian kredit sangat penting sebagai langkah pengamanan apabila terjadi wanprestasi sehingga terjadi kredit macet maka dapat mengajukan permohonan eksekusi jaminan. Permasalahan yang diangkat dalam penelitian ini adalah mengenai akibat hukum Keterlambatan Pengikatan Jaminan dalam Perjanjian Kredit Modal Kerja BNI menurut Undang-Undang Nomor 10 Tahun 1998 tentang Perubahan atas Undang-Undang Nomor 7 Tahun 1992 tentang Perbankan dan menurut peraturan perundang-undangan yang berlaku di Indonesia. Permasalahan terkait adalah: 1) Apa Dasar Hukum Keterlambatan Pengikatan Jaminan dalam Perjanjian Kredit Modal Kerja BNI, 2) Bagaimana Proses Penundaan Pengikatan Jaminan dalam Perjanjian Kredit Modal Kerja BNI, 3) Bagaimana Akibat Hukum dari Keterlambatan dalam Pengikatan Jaminan dalam Perjanjian Kredit Modal Kerja BNI. Untuk menjawab permasalahan tersebut digunakan metode penelitian yuridis normatif yaitu penyusunan data secara sistematis, kajian selanjutnya menyimpulkan hubungan dengan permasalahan yang diteliti dengan pendekatan Undang-undang. Hasil penelitian menemukan bahwa dasar pertimbangan hukum Bank dalam melakukan penundaan pengikatan jaminan adalah Undang-undang Perbankan, KUH Perdata, POJK, dan dalam proses pemberian kredit serta penundaan pengikatan jaminan BNI melalui prosedur berdasarkan tingkatannya. kewenangannya dimulai dari usulan Staf Analis.
Gender Planning Dalam Hukum Islam: Corak Pemikiran dan Metode Ijtihad Syaikh Ali Jum’ah Aisyah, Sri; Yaswirman; Fitri, Devianty
Ekspose: Jurnal Penelitian Hukum dan Pendidikan Vol. 24 No. 2 (2025): DESEMBER
Publisher : Institut Agama Islam Negeri (IAIN) Bone

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30863/ekspose.v24i2.10498

Abstract

The issue of gender planning, particularly in the form of planning to determine the sex of a fetus, is a contemporary issue arising from the rapid development of medical science and technology. From an Islamic legal perspective, this issue has given rise to differing views among Islamic scholars. This paper aims to analyze and map the characteristics of Shaykh Ali Jum'ah's Islamic legal thought and examine his methods istinbath. The law he used in establishing gender planning law. This study uses a qualitative method with a normative juridical approach, based on a literature study of the works of Sheikh Ali Jum'ah, the opinions of contemporary scholars, maqashid al-syari'ah, and fiqh al-waqi'. The results show that Sheikh Ali Jum'ah displays a moderate style of thinking (wasathiyah).Sheikh Ali Jum'ah is of the opinion that the original law of everything is permissible, so gender planning is permitted as long as it complies with sharia. This permissibility is individualized so as not to cause social imbalance. Sheikh Ali Jum'ah's ijtihad method in this matter is based on istishlahi,namely the preservation of welfare and the prevention of harm.
Penyelesaian Sengketa Perceraian Di Pengadilan Agama Pasca Pemberlakuan Sema Nomor 1 Tahun 2022 (Analisis Putusan Pengadilan Agama Painan Nomor 492/Pdt.G/2023/PA.Pn.) Ilham Azizul Haq, Muhamad; Yasniwati; Yaswirman
UNES Law Review Vol. 6 No. 2 (2023)
Publisher : Universitas Ekasakti

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31933/unesrev.v6i2.1554

Abstract

This study aims to analyze the settlement of divorce disputes in religious courts after the implementation of the Circular Letter of the Supreme Court of the Republic of Indonesia Number 1 of 2022 concerning the Implementation of the Formulation of the Results of the Plenary Meeting of the Supreme Court Chamber in 2022 as Guidelines for the Implementation of Tasks for the Courts dated December 15, 2022. The method used for this research is a normative legal research method that refers to literature research and laws, then data collection and analysis are carried out after which conclusions are drawn using the deductive method of thought. The results showed that, the issuance of the Formulation of the Religious Chamber number 1 letter b point 2) Circular Letter Number 1 of 2022 which stipulates that in an effort to maintain a marriage and fulfill the principle of making divorce difficult, divorce cases on the grounds of continuous disputes and quarrels can be granted if it is proven that the husband / wife is in continuous dispute and quarrel, or has separated the place of residence for at least 6 (six) months does not just appear but goes through a long process. The Supreme Court through the formulation of the Religious Chamber Meeting in Supreme Court Circular Letter 4 of 2014 also provides a number of indicators as a clue to the condition of a broken marriage. This is then refined in Supreme Court Circular Letter 3 of 2018 which provides instructions to judges to consider sufficiently and thoroughly in adjudicating divorce cases. The formulation of the Religious Chamber Meeting in Supreme Court Circular Letter 1 of 2022 emphasizes the provisions of Article 39 paragraph (2) of Law Number 1 of 1974 concerning Marriage which makes it easier for judges to explore the root causes of divorce filed by husband or wife to minimize the reasons for divorce of continuous disputes and quarrels.
Legal Responses to Sexual Orientation Related Marital Breakdown: A Comparative Analysis of Islamic Family Law and Indonesian State Law Danil, Rahmadanil; Yaswirman; Yasniwati; Devianty Fitri; Wan Minto, Deri
AL-ISTINBATH : Jurnal Hukum Islam Vol 10 No 2 (2025)
Publisher : Institut Agama Islam Negeri Curup

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29240/jhi.v10i2.11669

Abstract

Marital breakdown due to sexual orientation is becoming an increasingly visible phenomenon in Indonesian courts, but it remains in a gray area in both Islamic family law and national law. This study aims to analyze how both legal systems respond to this issue, both through written norms and jurisprudential practice, while identifying points of convergence and divergence between the two. Using qualitative research methods with a normative comparative approach, this study examines classical and contemporary fiqh literature and legislation. The findings show that although fiqh and Indonesian positive law depart from different epistemological orientations fiqh is based on ethical-normative principles and state law is based on legal-formalist principles both have important intersections in the form of the principle of preventing harm, recognition of factual disharmony, and psycho-social protection of couples. but there are significant differences in the categories of disgrace, standards of evidence, and the scope of judicial discretion, which lead to disparities in rulings. This research contributes to the development of family law discourse by offering a harmonization framework based on maqāṣid al-sharī'ah and a harm-based reasoning approach, as well as recommending interpretive guidelines that can increase legal certainty and protection of couples' rights in marriage cases involving sexual orientation.