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THE JOURNEY OF ISLAMIC MICROFINANCE IN INDONESIA: A SOCIAL MOVEMENT'S THEORETICAL APPROACH Mubarrok, Ujang Syahrul; Idris, Zera Zuryana; Ulfi, Izzani
EL DINAR: Jurnal Keuangan dan Perbankan Syariah Vol 11, No 2 (2023): El Dinar
Publisher : Faculty of Economics Universitas Islam Negeri Maulana Malik Ibrahim Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18860/ed.v11i2.20599

Abstract

Although Islamic Microfinance Institutions (IMFIs) have become a new and developing financial industry, the Indonesian community has not explored this organization's journey. Therefore, this study analyzes how the IMFI journey in Indonesia gained public trust and the development to date. A library research approach based on archival records and previous studies was used, and the social movement theory framework was employed to identify factors that influence society's trust in this institution. This paper shows three factors that affect the societal acceptance of IMFIs, which were, first the differences in the roles and functions of other Islamic finance organizations. Second, the passion of IMFI activists for the development and lastly, strengthening legitimacy for IMFIs is significantly needed to establish regulatory legislation. Hence, the findings in this study can become a reference for policymakers towards IMFI development in Indonesia, particularly on the uniformity of legal umbrellas applying to all types of this institution. This paper adds to the literature on IMFIs and contributes new research by employing a social movement approach in the development analysis of the organization, particularly in Indonesia.
Implementation of Human Resource Development Strategies in Improving Employee Motivation and Work Effectiveness Ainur, Emilia; Mubarrok, Ujang Syahrul
Almana : Jurnal Manajemen dan Bisnis Vol 8 No 3 (2024): December
Publisher : Bandung: Prodi Manajemen FE Universitas Langlangbuana

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36555/almana.v8i3.2740

Abstract

In the face of increasingly intense competition in the business world, quality human resources (HR) are the main factor for companies to survive and compete. In this case, the workforce is an important asset owned by the company and has a big role in determining the company's success. Human resource development (HRD) is a crucial element for companies in improving the skills of each employee so that the work done can be more effective and efficient. This study aims to analyze the implementation of human resource development strategies in increasing work motivation and employee work effectiveness at CV Medali Mas Kota Kediri. The background of this research is related to the importance of human resource development in the ikat weaving industry to increase the competitiveness of the company. The method used is descriptive qualitative with interviews, observation, and documentation as data collection techniques. The results showed that the human resource development strategies implemented by CV Medali Mas, such as technical training, soft skills development, and performance awards succeeded in increasing employee motivation. Motivation contributes to increased work effectiveness which is reflected in increased productivity, work quality, and timeliness of employees in completing tasks.
Fasilitasi peningkatan kompetensi wirausaha kuliner di era pandemi Mubarrok, Ujang Syahrul; Fajariah, Nuraidya; Yani, Ahmad
Jurnal Inovasi Hasil Pengabdian Masyarakat (JIPEMAS) Vol 4 No 2 (2021)
Publisher : University of Islam Malang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33474/jipemas.v4i2.9249

Abstract

The Covid-19 pandemic has an impact on the sustainability of micro, small and medium enterprises, including the businesses of Ngasem residents which have been running so far. Also, businesses owned by residents of Ngasem Village have problems related to entrepreneurial motivation, business management, and limited knowledge about business bookkeeping. The purpose of this service is so that the training participants have a strong motivation to continue doing business, have knowledge of business management, and can manage and make simple business bookkeeping. This method of implementing this service uses lectures, discussions, and cooking practices. During the activity, the participants were very enthusiastic about participating in the training and several participants asked questions. The results of this service activity can increase motivation to continue to work hard, increase the ability of participants to make financial records, and deepen their skills in food processing.
ANALISIS QSPM UNTUK MENENTUKAN STRATEGI PENGEMBANGAN EKONOMI SYARIAH KOTA KEDIRI Mubarrok, Ujang Syahrul; Kurniawati, Endah; Akbar, Taufik
An-Nisbah: Jurnal Ekonomi Syariah Vol 5 No 1 (2018): An-Nisbah
Publisher : UIN Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/an.2018.5.1.358-380

Abstract

Perkembangan ekonomi Islam di Indonesia mengalami kemajuan yang positif. Hal ini juga terjadi di Kota Kediri yang ditandai dengan berdirinya kantor cabang bank syariah, asuransi syariah dan institusi pendidikan yang membuka jurusan ekonomi Islam. Namun demikian, perkembangan ekonomi Islam di Kota Kediri seperti jalan di tempat. Oleh karena itu, dibutuhkan strategi pengembangan sistem ekonomi Islam di Kota Kediri. Berdasarkan  latar belakang masalah di atas, penelitian ini difokuskan pada pencarian strategi pengembangan ekonomi Islam di Kota Kediri. Teknik pengumpulan data pada penelitian ini menggunakan observasi, interview, dokumentasi, dan studi pustaka. Sumber data tidak ditentukan jumlahnya melainkan berdasarkan snowbal sampling. Pemilihan sumber data atau subjek-subjek penelitian akan berlangsung secara bergulir sesuai kebutuhan hingga mencapai kejenuhan. Analisis data dalam penelitian ini menggunakan analisis SWOT (Strength, Weakness, Opportunities, Threaths) untuk menentukan stratetegi-strategi pengembangan sistem ekonomi dan bisnis Islam di Kota Kediri berdasarkan kekuatan, kelemahan, peluang dan ancaman yang ada di Kota Kediri. Penentuan strategi terbaik dilakukan dengan analisis quantitative strategic planning matrix (QSPM). Strategi yang dihasilkan dari pnelitian ini adalah memperkuat peran stakeholder ekonomi syariah Kota Kediri, sosialisasi dan edukasi, regulasi dan kebijakan Pemkot Kediri dan pengembangan produk ekonomi syariah.
Commemorating the 10th Anniversary of Al-Iqtishad Journal of Islamic Economics: A Bibliometric Analysis Mubarrok, Ujang Syahrul; Sukmana, Raditya; Ratnasari, Ririn Tri
Al-Iqtishad: Jurnal Ilmu Ekonomi Syariah Vol. 12 No. 2 (2020)
Publisher : UNIVERSITAS ISLAM NEGERI SYARIF HIDAYATULLAH JAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15408/aiq.v12i2.18247

Abstract

This study bibliometrically evaluates and analyzes the articles published by Al-Iqtishad Journal in the last ten years. Data were obtained from the website of Al-Iqtishad Journal and further edited in Mendeley. The results show that the Al-Iqtishad journal had published 215 articles in the last ten years, mostly in English and Indonesian languages, with the majority of the topics on Islamic banking. These findings tend to be useful for the editorial board of Al-Iqtishad journal to evaluate and improve the publication of their articles. AbstrakStudi ini menganalisis dan mengevaluasi secara bibliometrik artikelartikel yang diterbitkan oleh Jurnal Al-Iqtishad dalam 10 tahun terakhir. Data diperoleh dari situs web dan selanjutnya diedit di Mendeley. Hasil penelitian menunjukkan bahwa jurnal Al-Iqtishad telah menerbitkan 215 artikel dalam sepuluh tahun terakhir yang sebagian besar berbahasa Inggris dan Indonesia, dengan mayoritas topik tentang perbankan syariah. Temuan ini cenderung bermanfaat bagi dewan redaksi Iqtishad untuk mengevaluasi dan meningkatkan publikasi artikel mereka. 
PENGARUH RETURN ON ASSET (ROA), RETURN ON EQUITY (ROE), DAN NET PROFIT MARGIN (NPM) TERHADAP PERTUMBUHAN LABA PADA PERUSAHAAN SUB SEKTOR BATUBARA YANG TERDAFTAR DI BEI PERIODE 2021–2023 Aurelia, Adinda eka Devi; Mubarrok, Ujang Syahrul
Bisnis-Net Vol 8, No 2: DESEMBER 2025
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/bn.v8i2.7022

Abstract

Penelitian ini bertujuan untuk menguji pengaruh Return on Assets (ROA), Return on Equity (ROE), dan Net Profit Margin (NPM) terhadap pertumbuhan laba pada perusahaan sub sektor batubara yang terdaftar di Bursa Efek Indonesia (BEI) periode 2021-2023. Penelitian ini menggunakan pendekatan kuantitatif asosiatif dengan analisis regresi data panel dan sampel sebanyak 10 perusahaan yang dipilih melalui teknik purposive sampling. Hasil penelitian menunjukkan bahwa ROA, ROE, dan NPM secara parsial maupun simultan tidak berpengaruh signifikan terhadap pertumbuhan laba. Hal ini mengindikasikan bahwa pertumbuhan laba pada sektor ini lebih dipengaruhi oleh faktor eksternal seperti harga komoditas, regulasi, dan kebijakan pasar energi.
Optimalisasi Digital Marketing Guna Meningkatkan Kualitas dan Kuantitas Pengunjung Media Sosial Tugu Park Tulungagung Mubarrok, Ujang Syahrul; Rahmawati, Zulfia; Aura Syifa Rahma Hadi, Amellia
Setia Mengabdi: Jurnal Pengabdian kepada Masyarakat Vol. 6 No. 2 (2025): Desember 2025
Publisher : Politeknik STIA LAN Bandung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31113/setiamengabdi.v6i2.93

Abstract

Pengelolaan media sosial merupakan aspek penting dalam meningkatkan daya tarik destinasi wisata di era digital. Namun, akun Instagram Tugu Park Tulungagung masih dikelola secara sederhana sehingga berdampak pada rendahnya jumlah pengunjung media sosial dan tingkat interaksi audiens. Kegiatan pengabdian ini bertujuan untuk mengoptimalkan digital marketing guna meningkatkan kualitas dan kuantitas pengunjung media sosial Tugu Park Tulungagung.Pengabdian dilaksanakan di Tugu Park Tulungagung pada tahun 2025 dengan sasaran pengelola wisata dan komunitas lokal. Metode yang digunakan meliputi observasi awal, pelatihan digital marketing, pendampingan produksi konten, implementasi uji coba, serta monitoring dan evaluasi berbasis data Instagram Insights.Hasil pengabdian menunjukkan adanya peningkatan performa media sosial, ditandai dengan kenaikan jumlah pengikut sebesar 25,6%, peningkatan rata-rata tayangan sebesar 60,9%, serta peningkatan engagement rate hingga 71,4% dalam periode dua bulan. Selain itu, kemampuan pengelola dalam menyusun kalender konten, desain visual, dan teknik bercerita juga mengalami peningkatan. Kegiatan ini disarankan untuk dilanjutkan secara berkelanjutan dengan pendampingan berkala agar optimalisasi digital marketing dapat memberikan dampak jangka panjang bagi pengembangan destinasi wisata lokal.
Performance Measurement of the National Amil Zakat Agency (BAZNAS) Kediri Regency Using the Maslahah Performa (MaP) Approach Nurflorenza, Bilqis Tata; Mubarrok, Ujang Syahrul
EKOMBIS REVIEW: Jurnal Ilmiah Ekonomi dan Bisnis Vol 14 No 2 (2026): April
Publisher : UNIVED Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37676/ekombis.v14i2.9813

Abstract

This study aims to analyze and assess BAZNAS's operations performance in Kediri Regency, using the Maslahah Performa (MaP) framework. The main issue addressed in this research is the importance of examining not only financial and management efficiency but also how well the objectives of maqasid shariah are achieved in zakat management. Using a qualitative descriptive approach with a normative-sociological viewpoint, the research gathered information through observations, interviews, and document reviews. The results indicate that BAZNAS Kediri shows a strong level of Maslahah Performa (MaP), achieving a performance score of 0.941, indicating significant success in meeting the welfare needs of stakeholders across six critical areas: worship, internal processes, human resources, learning, customer relations, and asset management. On the other hand, the process-oriented score of 0.550 indicates that although the execution of the Maslahah Scorecard (MaSC) stages is satisfactory, further improvements are needed to achieve optimal results. In summary, the Maslahah Performa method is an effective assessment tool for evaluating zakat institutions by combining financial and spiritual elements, thereby enhancing overall accountability and promoting sustainable performance.
Fear of Missing Out (FOMO), Literasi Keuangan, dan Intensitas Media Sosial Terhadap Keputusan Investasi Mahasiswa Manajemen Keuangan Universitas Islam Kadiri Kota Kediri Shalumita, Nurshawa Fitri; Mubarrok, Ujang Syahrul
JURNAL MANAJEMEN MOTIVASI Vol 22 No 1 (2026): Jurnal Manajemen Motivasi
Publisher : Universitas Muhammadiyah Pontianak

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29406/jmm.v22i1.8407

Abstract

This study aims to examine the influence of psychological factors Fear of Missing Out (FOMO), financial literacy, and social media usage on stock investment decisions among Financial Management students at the Islamic University of Kadiri (UNISKA), Kediri. Using a quantitative survey method, data from 60 students were analyzed through multiple linear regression. Results indicate that FOMO and financial literacy have a positive and significant impact on investment decisions, while social media intensity does not show a significant partial effect. The findings highlight the importance of psychological motivation and financial knowledge in investment behavior, with social media having an indirect influence.
Financial Performance Assessment of PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk Using The Early Warning System (Ews) And Risk-Based Capital (Rbc) Methods For The 2021–2024 Period Adinda Eka Devi Aurelia; Ujang Syahrul Mubarrok
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 4 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v7i4.8312

Abstract

This study aims to evaluate the financial performance of PT Asuransi Jiwa Syariah Jasa Mitra Abadi Tbk during the 2021–2024 period using a financial ratio approach based on the Early Warning System (EWS) and Risk-Based Capital (RBC). This research used a descriptive, quantitative method, utilizing secondary data. The ratios analyzed in this study include the Solvency Ratio, Profitability Ratio, Liquidity Ratio, Premium Income Ratio, and Technical Ratio. The analysis results show that the company’s overall financial performance is in fairly good condition, particularly in terms of capital and solvency, although several ratios still require improvement, especially in the aspects of profitability and premium growth.