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All Journal Gunung Djati Conference Series Jurnal Ekonomi Manajemen Dan Bisnis (JEMB)
Putri Utari, Diana
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Green Asset Digital Development through a Pentahelix Approach in Green Waqf: Tackling Poverty and Improving Prosperity Putri Utari, Diana; Wardatul Umah, Lia; Dhafa Irvani, Anggia; Andani, Listia; Zaki Ibrahim, Hilmi
Gunung Djati Conference Series Vol. 60 (2025): The 10th Conference Series Learning Class: Religious and Social Humaniora
Publisher : UIN Sunan Gunung Djati Bandung

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Abstract

This research aims to analyze the strategy of developing digital green assets in green waqf with a pentahelix approach. Through this strategy, poverty and challenging environmental issues can be addressed by ensuring a balance between economic development and environmental preservation. This research uses descriptive-qualitative analysis method and literature study to explore in-depth understanding of the strategy of developing green digital assets in green waqf, and identify how the pentahelix approach is able to develop the strategy. The results and discussion identify that the pentahelix model is able to play a key role in developing green digital assets in green waqf, where the pentahelix model relates to cooperation between government, academia, business, community and media. Green waqf can be started by raising funds through a crowdfunding mechanism, then channeled to empower damaged forests with the aim of restoring them to green forests to have ecological value, which will then be endowed for the benefit of the community. The conclusion of this research is that the strategy of developing digital green assets in green waqf using the pentahelix approach can be a solution to alleviate poverty and improve welfare. However, there are still some challenges faced regarding the potential of waqf in Indonesia, such as the lack of professionalism of nazirs, low public waqf literacy, and not optimal education and socialization of green waqf.
Tinjauan Konseptual Proses Dokumentasi dalam Penghimpun Dana Pada Perbankan Syariah Putri Utari, Diana; Anabilla Alma Widyaningtias; Tsuwaebatul Aslamiyah; Joni
Jurnal Ekonomi Manajemen Dan Bisnis (JEMB) Vol. 3 No. 4 (2026): Maret
Publisher : Publikasi Inspirasi Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62017/jemb.v3i4.7186

Abstract

Perkembangan pesat perbankan syariah dalam sistem keuangan modern mendorong peningkatan aktivitas penghimpunan dana melalui produk seperti tabungan, giro, dan deposito yang berbasis syariah. Penelitian ini bertujuan untuk meninjau secara konseptual proses dokumentasi transaksi penghimpunan dana yang didasarkan pada akad wadiah dan mudharabah. Penelitian ini menggunakan pendekatan kualitatif deskriptif untuk mengkaji prosedur dokumentasi di perbankan syariah. Dokumentasi transaksi memiliki peran kursial sebagai bukti sah perjanjian antara bank dan nasabah serta menjadi dasar pencatatatan sistematis dalam sistem informasi akuntansi perbankan. Peninjauan ini menekankan pentingnya dokumentasi untuk memastikan kepatuhan terhadap prinsip syariah dengan menghadiri unsur riba, gharar, maysir. Selain itu, tantangan digitalisasi perbankan menuntun sistem dokumentasi yang terintegrasi antara dokumen fisik dan elektronik. Hasil tinjauan menunjukan bahwa dokumentasi yang akurat berfungsi sebagai penghubung vital antara pelaksanaan akad secara syar’i dan efisiensi oprasional administrasi bank, yang pada akhirnya meningkatkan transparansi dan akuntabilitas lembaga keuangan syariah.
Co-Authors Anabilla Alma Widyaningtias Andani, Listia Dhafa Irvani, Anggia Joni Tsuwaebatul Aslamiyah Wardatul Umah, Lia Zaki Ibrahim, Hilmi