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Permana, Kurnia
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Building Smart Village Governance Beyond Technology: Evidence From a Participatory Action Research on OpenSID Implementation in Indonesia Saadah, Mar Atun; Yanti, Ovie; Setiawan, Wahyu Juari; Syeftiani, Try; Permana, Kurnia; Hendriyaldi, Hendriyaldi; Muhammad Haris
Jurnal Pengabdian UNDIKMA Vol. 7 No. 1 (2026): February
Publisher : LPPM Universitas Pendidikan Mandalika (UNDIKMA)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33394/jpu.v7i1.18877

Abstract

This community service program aims to strengthen village governance capacity through mentoring and assistance in implementing the digital Village Information System (OpenSID) as part of Indonesia’s Smart Village agenda. The program focuses on improving administrative services, data management, and community participation at the village level. Using a Participatory Action Research (PAR) approach, the program was conducted in Jujun Village and involved village officials, community members, local government representatives, and digital platform developers. The intervention consisted of sequential stages, including policy socialization on the role of the Village Information System in smart governance, capacity-building workshops for village officials, hands-on technical assistance in operating OpenSID, and community outreach to promote SID-based public services. Evaluation was conducted two weeks after implementation using qualitative indicators encompassing knowledge, attitudes, skills, partnership dynamics, and follow-up commitment. The findings indicate improvements in digital literacy and operational capacity among village officials, as well as increased community awareness of digital public services. However, the program also revealed limitations in sustaining digital transformation, particularly related to managerial commitment, leadership-driven institutionalization, and resource ownership. Stakeholder participation was evident but often remained normative rather than transformative. Overall, this community service initiative contributes to ongoing discussions on digital governance and rural development by demonstrating that technology adoption alone is insufficient to achieve smart governance outcomes. Instead, sustained impact depends on participatory capacity building and the development of dynamic managerial capabilities that enable villages to institutionalize digital governance practices over time.
Pengaruh Good Corporate Governance, Return on Assets (RoA) dan ESG Score terhadap Harga Saham di Perusahaan Manufaktur di Bursa Efek Indonesia (BEI) Sunaldi, Marpin; Ihsan, Moh.; Permana, Kurnia
Surplus: Jurnal Ekonomi dan Bisnis Vol. 4 No. 2 (2026): Januari-Juni 2026
Publisher : Yayasan Pendidikan Tanggui Baimbaian

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.71456/sur.v4i2.1759

Abstract

Harga saham perusahaan manufaktur dipengaruhi oleh kualitas tata kelola internal, kinerja keuangan, dan praktik keberlanjutan. Namun, penelitian sebelumnya menunjukkan hasil yang belum konsisten terkait pengaruh Good Corporate Governance (GCG), Return on Assets (ROA), dan kinerja Environmental, Social, and Governance (ESG). Penelitian ini bertujuan menganalisis pengaruh parsial dan simultan proporsi dewan komisaris independen, kepemilikan manajerial, kepemilikan institusional, ROA, dan skor ESG terhadap harga saham perusahaan manufaktur big-cap yang terdaftar di Bursa Efek Indonesia periode 2021–2024. Penelitian menggunakan desain kuantitatif eksplanatori dengan data panel sekunder dari 10 perusahaan yang dipilih secara purposive, sehingga diperoleh 40 observasi. Data diperoleh dari laporan tahunan, laporan keberlanjutan, dan basis data resmi pasar modal, kemudian dianalisis menggunakan statistik deskriptif, uji asumsi klasik, dan regresi linear berganda. Hasil penelitian menunjukkan bahwa seluruh variabel independen secara simultan berpengaruh signifikan terhadap harga saham (F = 3,492; p = 0,012), dengan adjusted R² sebesar 24,2%. Secara parsial, hanya kepemilikan manajerial yang berpengaruh negatif signifikan (β = -9208,341; p = 0,015), sedangkan proporsi dewan komisaris, kepemilikan institusional, ROA, dan skor ESG tidak signifikan secara statistik. Temuan ini menunjukkan bahwa valuasi saham perusahaan manufaktur di Indonesia lebih dipengaruhi oleh interaksi gabungan faktor tata kelola, struktur kepemilikan, profitabilitas, dan keberlanjutan dibandingkan indikator tunggal. Penelitian ini berkontribusi pada literatur keuangan perusahaan serta memberikan implikasi praktis bagi investor dan manajemen perusahaan.
Pengaruh Financial Technology terhadap Akses Pembiayaan UMKM dengan Literasi Keuangan sebagai Variabel Moderasi di Kota Jambi Haris Saputra, Muhammad; Permana, Kurnia
Manajemen Keuangan Syariah Vol 6 No 1 (2026): Journal of Islamic Financial Management
Publisher : Program Studi Manajemen Keuangan Syariah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/makesya.v6i1.5907

Abstract

The current study explores how fintech influences financing access for MSMEs and considers financial literacy as a moderating variable. The problem statement in the current research includes the limited financing access that represents a significant challenge for MSMEs and is especially common in regional settings. The methodology applied in this study is quantitative, with an explanatory research design adopted. The primary data collection technique used was the questionnaire distributed among 120 respondents who represented MSMEs located in Jambi City. To measure the constructs, a Likert scale was employed, while PLS-SEM analysis was conducted. The results showed that fintech significantly and positively impacts MSME financing access. In addition, financial literacy is proved to be significantly and positively associated with financing access. Additionally, financial literacy is established as a moderator that amplifies the effect of fintech on financing access. The coefficient of determination shows that the proposed model explains a considerable amount of the explained variance in financing access. Hence, it can be concluded that successful MSME financing access depends on both the use of fintech and the financial literacy of entrepreneurs. From the standpoint of policy implications, promoting financial literacy programs and developing a fintech ecosystem would contribute to the development of MSMEs.
Co-Authors Hendriyaldi Mar Atun Saadah Moh. Ihsan Muhammad Haris Saputra Setiawan, Wahyu Juari Siswahyudianto Sunaldi, Marpin Yanti, Ovie