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All Journal Neo Journal of economy and social humanities KENDALI: Economics and Social Humanities Priviet Social Sciences Journal
Safira, Isti
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Humanities Economics, Econometrics & Finance Education Environmental Science Law, Crime, Criminology & Criminal Justice Social Sciences

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Ontological approach in improving Islamic economic literacy Wiraputra, Jhody; Andriani, Yulia; Pratiwi, Palupi; Safira, Isti; Madnasir, Madnasir; Ghofur, Ruslan Abdul
Priviet Social Sciences Journal Vol. 5 No. 12 (2025): December 2025
Publisher : Privietlab

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55942/pssj.v5i12.1137

Abstract

This study examines the role of the ontology approach in enhancing Islamic economic literacy in Indonesia, a strategic effort given the country's low national Sharia Financial Literacy Index, which stood at 43.42% in 2025. Ontology, as a philosophical study of the nature of existence, became the foundation for defining Islamic economics not only as a social science but also as an integral part of Tawheed, in which all economic activity is seen as a mandate from Allah and aims to achieve Falah. This ontological approach is vital because the nature of Islamic Economics is derived from divine revelation, in contrast to conventional economics, which is derived from human thought. Without a deep understanding of this ontological nature, such as the fundamental difference between usury and profit sharing, people tend to equate Shariah products with conventional ones, differing only in their labels. Using a literature study and philosophical content analysis, the study concludes that ontological understanding serves as an epistemological filter that encourages critical thinking, allowing literate individuals to distinguish between renaming and changing the essence. Therefore, ontological integration transforms literacy from surface normative compliance into an authentic systemic and philosophical understanding, which is essential for constructing a just and sustainable Islamic economic system.
ANALISIS MASLAHAH MURSALAH DALAM IMPLEMENTASI MEKANISME PASAR Safira, Isti; Bahrudin, Moh.; Hilal, Syamsul
KENDALI: Economics and Social Humanities Vol. 4 No. 2 (2025): KENDALI: Economics and Social Sciences Humanities, November 2025
Publisher : ASIAN PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58738/kendali.v4i2.1021

Abstract

Penelitian ini bertujuan untuk menghasilkan kerangka evaluatif sistematis yang mengintegrasikan analisis kegagalan pasar dari teori ekonomi konvensional dengan prinsip normatif Syariah, khususnya Maslahah Mursalah dalam implementasi mekanisme pasar. Metode penelitian yang digunakan adalah pendekatan kualitatif dengan jenis kajian pustaka dan analisis konten dari berbagai sumber terpercaya untuk menganalisis penerapan Maslahah Mursalah dalam regulasi pasar. Hasil analisis menunjukkan bahwa Maslahah Mursalah berfungsi sebagai instrumen ijtihadi yang vital dan memberikan legitimasi filosofis bagi intervensi negara yang melampaui efisiensi belaka, membenarkan regulasi pasar untuk menolak kezaliman (zulm) dan melindungi Maqasid Syariah khususnya Hifz al-Mal dan Hifz al-Nafs sekaligus mengatasi market failure kontemporer.
Implementation of Good Corporate Governance (GCG) Sharia in Maintaining the Sustainability of Commercial Banks in Indonesia Maulida, Reska; Safira, Isti; Fuadi, Fatih; Iqbal, Muhammad
Neo Journal of economy and social humanities Vol 4 No 4 (2025): Neo Journal of Economy and Social Humanities
Publisher : International Publisher (YAPENBI)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56403/nejesh.v4i4.375

Abstract

This study aims to analyze the causal relationship between the implementation of Sharia good Corporate Governance and the long-term operational resilience of Sharia commercial banks, as well as integrating Islamic ethical concepts such as Ihsan and Maqashid Sharia into GCG performance measurement models. This study uses a normative-juridical-qualitative approach that is reinforced by quantitative-descriptive content analysis. The normative approach focused on the evaluation of the regulatory framework and the theological foundation, while the empirical analysis referred to the data of Sharia commercial banks operating in Indonesia for the period 2014-2023. Research shows that effective implementation of Sharia GCG contributes significantly to profitability (ROA) and operational resilience. The Sharia Supervisory Board (DPS) serves as a pillar of integrity with strict legal accountability. Banks that apply the Ihsan principle perform voluntary disclosure, which creates superior Trust Capital. However, the main challenge lies in the substantive implementation due to personal involvement and cultural challenges such as mental corruption. Good Sharia Corporate Governance is a non-negotiable prerequisite for the sustainability of Sharia commercial banks in the financial, ethical, and social dimensions. The effectiveness of Sharia Good Corporate Governance positions the bank to meet the dual objectives of mundane and ukhrawi accountability, with ethical transparency and Islamic Social Reporting (ISR) reporting as an important instrument in maintaining stakeholder trust.
Co-Authors Bahrudin, Moh. Fuadi, Fatih Madnasir Madnasir Maulida, Reska Muhammad Iqbal Pratiwi, Palupi Ruslan Abdul Ghofur Syamsul Hilal Wiraputra, Jhody Yulia Andriani, Yulia