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Dampak Kenaikan Harga BBM Terhadap Biaya Operasional UMKM: Studi Kasus Mendalo Darat Hermalia Putri; Febrina Noviyanti; Nia Ramadhani; Rifki, Ahmad; Rizal Iskandar; Elvrida Davita Tamba; Chandra Putra Nur Fajar
Jurnal Pendidikan Ekonomi Vol 4 No 2 (2025): Desember
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jeec.v4i2.49995

Abstract

This study aims to analyze the impact of the fuel price increase, triggered by the surge in global oil prices and subsidy reduction policies, on the production, distribution, and transportation costs of MSMEs. The methodology employed is a qualitative approach using semi-structured interviews and field observations. The results indicate that the rise in fuel prices led to increased operational costs, decreased purchasing power of the community, and reduced sales and profitability of MSMEs. MSME operators responded with various adaptation strategies, such as reducing the portion or quality of materials, holding prices steady, and seeking alternative suppliers. Although fuel prices have stabilized, the residual effects of the previous price increases are still felt, with cost structures remaining high. This research emphasizes the importance of the government's role in providing support and protection for MSMEs, as well as the need for national energy policies that consider local realities to create better social and economic justice.
Persepsi dan Dampak BLT Terhadap Ekonomi Rumah Tangga di Desa Keranggan Mahdavikia; Tiara Nabila; Orwita Andesta; Rifki, Ahmad; Rizal Iskandar; Muhammad Fauzi Aditya; Dedi Chandra
Jurnal Pendidikan Ekonomi Vol 4 No 2 (2025): Desember
Publisher : Fakultas Keguruan dan Ilmu Pendidikan Universitas Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22437/jeec.v4i2.49996

Abstract

This study explores the perceptions of residents in Keranggan Village regarding the Village Fund Direct Cash Assistance (BLT-DD) program and its impact on household economic conditions. The research is driven by the need to evaluate the effectiveness of social assistance policies amid persistent economic vulnerabilities, particularly in the aftermath of the COVID-19 pandemic. The main objective is to understand how beneficiaries perceive the BLT-DD program and to assess its role in supporting their economic well-being. A qualitative descriptive approach was employed, involving in-depth interviews and field observations with four beneficiaries and one village official. The findings reveal that the BLT-DD program is widely perceived as beneficial, especially in meeting daily basic needs among low-income families and elderly individuals. Some recipients also used the funds as capital for small-scale businesses. Although the assistance is seen as well-targeted and transparently administered, concerns remain about its sustainability in promoting long-term economic welfare. Beneficiaries expressed the need for complementary economic empowerment programs to reduce dependency on aid. Overall, the study suggests that while BLT-DD serves as a valuable short-term social protection mechanism, its long-term impact could be significantly enhanced through integrated and sustainable policy support.
Banjar Economic Platform (BEP) Model: Integrating Local Wisdom into Digital Economic Literacy in Economic Learning Muhammad Rahmatullah; Edy Suryanto; Ananda Setiawan; Dwi Atmono; Alfi Fadhilah Hakim Hrp; Rizal Iskandar; Okta Selik Ramadhan; Hafid Febriansyah
Gawi: Journal of Action Research Vol. 6 No. 1 (2026)
Publisher : Borneo Research and Education Center

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59329/gawi.v6i1.287

Abstract

Economic literacy among high school students remains critically low, as evidenced by test scores falling far below national and regional expectations in South Kalimantan. This issue stems from abstract, non-contextual learning models and globalization, which gradually erodes traditional local economic wisdom. This study aims to develop and describe the design of the Banjar Economic Platform (BEP), an integrated digital platform that documents the Banjar economic lexicon and serves as a culturally responsive economics learning resource. Adopting a Research and Development (R&D) methodology guided by the ADDIE model, this study involved 35 purposively selected participants, including native Banjar speakers (N=3), media and subject matter experts (N=4), and high school economics teachers (N=28). Data were collected via semi-structured interviews and structured questionnaires, then analyzed using a sequential mixed-methods approach. The needs analysis revealed that incorporating the Banjar economic lexicon (e.g., bajajak, basawah, maadati, baulah, basambat, and maulah) is highly relevant for making abstract economic concepts meaningful. Expert media validation yielded an overall Aiken’s V coefficient of 0.89, falling into the "Very High" validity category. Furthermore, functional evaluation through black-box testing demonstrated a 100% success rate across all critical system features and operational workflows. The BEP offers a practical, culturally responsive framework that bridges modern economic theory with traditional practices. It serves as a novel educational model that operationalizes ethnolinguistic preservation to foster sustainable economic literacy and safeguard cultural identity in the digital era.