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All Journal Justisia Ekonomika Pena Justisia: Media Komunikasi dan Kajian Hukum Asy-Syariah Jurnal ABDINUS : Jurnal Pengabdian Nusantara Budapest International Research and Critics Institute-Journal (BIRCI-Journal): Humanities and Social Sciences J-ESA (Jurnal Ekonomi Syariah)
Muh. Abdulloh Hafith
Universitas Nahdlatul Ulama Sunan Giri
Religion Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Social Sciences

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Crowdfunding Coordinated Money Waqf Savings as Alternative to Sharia Cooperative Financing Muh. Abdulloh Hafith; Abu Azam Al Hadi; Ah. Ali Arifin
Budapest International Research and Critics Institute (BIRCI-Journal): Humanities and Social Sciences Vol 4, No 3 (2021): Budapest International Research and Critics Institute August
Publisher : Budapest International Research and Critics University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.33258/birci.v4i3.2355

Abstract

Cash waqf is waqf carried out by a person, group, institution or legal entity in the form of money, including in the sense of money is securities, such as shares and checks. The application of cash waqf today has greater advantages than traditional waqf, namely physical objects that do not move. The study aims to answer the question How to explore the potential of cash waqf by crowdfunding coordinated waqf savings and their management so that they become productive as an alternative to financing in sharia cooperatives. The method used is descriptive analytical by using two approaches, namely Sociological and case studies. Data collection techniques used are observation, interviews and documentation. The results of this research with a qualitative descriptive approach indicate that the excavation of cash waqf funds with the coordinated crowdfunding system of cash waqf savings is very effective and to maintain its sustainability, cash waqf must be managed productively by investing in Sharia business sectors with low risk.
Legislasi infisakh akad: Studi konversi akad shirkah dengan akad bai’ di BSI Cabang Bojonegoro Robbani, Shofa; Ridlwan Hambali, M.; Abdulloh Hafith, Muh.; Hidayat, Wahyu
Asy-Syari’ah : Jurnal Hukum Islam Vol. 10 No. 2 (2024): Asy-Syari'ah: Jurnal Hukum Islam, Juni 2024
Publisher : LP3M Universitas Islam Zainul Hasan Genggong

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55210/assyariah.v10i2.1718

Abstract

Legislation on contract infisakh in muamalah transactions is an urgent thing to know in order to avoid it. The problem of discrepancies between contracts and practices often occurs in Sharia financial institutions, especially Sharia banks. There are several factors behind the emergence of this case, including the relatively few quality human resources who understand well the implementation of the muamalah contract. Contemporary problems with modern transactions trigger contract incompatibility, such as the conversion of a shirkah contract to a bai' contract which occurred at Bank Syariah Indonesia Bojonegoro Branch. This research aims to explain and describe the legal legislation for annulment (infisakh) of contracts in fiqh muamalah transactions, and the law for converting shirkah (meant Musharakah Mutanaqishah) contracts with bai' (meant Bai’ ‘Inah) contracts at BSI Bojonegoro Branch. This research methodology is field research with a qualitative approach. The research location is Bank Syariah Indonesia Bojonegoro Branch. Data collection techniques were obtained from observation and interviews. Meanwhile, data analysis techniques use data reduction, data presentation, and conclusion. The research results show that eliminating contracts that are not following practice and replacing them with appropriate contracts is an action that must be taken to realize the supremacy of Islamic law in muamalah transactions. Then the conversion of the shirkah contract to bai' carried out by BSI Bojonegoro Branch was the right action, and by the substance of the National Sharia Council Fatwa No. 49/DSN-MUI/II/2005 concerning Contract Conversion and Bank Indonesia Regulation No. 10/18/PBI/2008 concerning Restructuring.
ONLINE BUYING AND SELLING SYSTEM OF DROPSHIPPING AND RESELLING IN THE PERSPECTIVE OF STATUTORY REGULATIONS AND ISLAMIC ECONOMIC FATWAS Candrawati, Iin; Hafith , Muh. Abdulloh; Robbani , Shofa; Huda , Nurul
Jurnal Justisia Ekonomika: Magister Hukum Ekonomi Syariah Vol 9 No 2 (2025): Desember 2025
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/justeko.v9i2.28543

Abstract

The rapid growth of digital commerce in Indonesia has encouraged the emergence of innovative business models such as dropshipping and reselling. This study aims to analyze the legal status of dropshipping and reselling systems under both Indonesian statutory regulations and Islamic economic fatwas. Using a qualitative normative legal research approach, the study applies statute, conceptual, and comparative analyses of the Consumer Protection Law, Electronic Transaction Law, and related DSN-MUI Fatwas. The findings show that Indonesian positive law recognizes dropshipping and reselling as lawful business activities when they adhere to transparency, accountability, and consumer protection principles. The study concludes that harmonization between national regulations and Islamic economic fatwas is essential to ensure that digital trade operates within a framework of both legal enforceability and moral ethics. An integrative approach combining statutory compliance and Sharia principles can strengthen justice, fairness, and transparency in Indonesia’s digital economy. This study contributes to the development of digital commerce law by offering an integrative model between statutory enforceability and Islamic ethical legitimacy.
ANALISIS HUKUM ZAKAT ATAS PENGHASILAN AFFILIATOR MARKETPLACE PERSPEKTIF FIKIH ZAKAT KONTEMPORER DAN FATWA EKONOMI SYARIAH Agil Mutiara Nurjanah; Muh. Abdulloh Hafith
J-ESA (Jurnal Ekonomi Syariah) Vol. 9 No. 1 (2026): Juni
Publisher : Program Studi Ekonomi Syariah IAI Muhammadiyah Bima

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52266/jesa.v9i1.7121

Abstract

Penelitian ini bertujuan untuk menganalisis kedudukan hukum penghasilan affiliator marketplace dalam perspektif fikih muamalah, mengkaji kewajiban zakat atas penghasilan tersebut menurut fikih zakat kontemporer, serta merumuskan konstruksi hukum zakat yang sesuai dengan karakteristik profesi affiliator. Penelitian ini menggunakan metode penelitian hukum normatif dengan pendekatan konseptual dan pendekatan fikih. Data diperoleh melalui studi kepustakaan terhadap literatur fikih muamalah, fikih zakat kontemporer, fatwa ekonomi syariah, serta berbagai penelitian yang relevan. Hasil penelitian menunjukkan bahwa penghasilan affiliator marketplace dapat dikategorikan sebagai penghasilan yang sah melalui akad samsarah dan ijarah. Penghasilan tersebut lebih tepat diklasifikasikan sebagai objek zakat penghasilan (zakat profesi) dibandingkan zakat perdagangan karena berasal dari jasa promosi dan bukan aktivitas jual beli barang. Kewajiban zakat dikenakan apabila penghasilan berasal dari sumber yang halal, mencapai nisab setara 85 gram emas, dan dimiliki secara penuh. Adapun komisi yang berasal dari promosi produk yang bertentangan dengan prinsip syariah tidak dapat menjadi objek zakat. Dengan demikian, penghasilan affiliator marketplace yang halal dan memenuhi syarat syariah dapat dikenakan zakat penghasilan sebesar 2,5% sesuai pendekatan fikih zakat kontemporer 
Penguatan Tata Kelola HIPAM berbasis Masyarakat untuk Kemandirian Air Bersih di Desa Mayangkawis Shofa Robbani; Muh. Abdulloh Hafith; M. Musa Syarof; Dinda Oktavia Bulan Fitriani; Ana Mar'atus Safitri
Jurnal ABDINUS : Jurnal Pengabdian Nusantara Vol 10 No 2 (2026): Volume 10 Nomor 2 Tahun 2026
Publisher : Universitas Nusantara PGRI Kediri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29407/ja.v10i2.27296

Abstract

Program pengabdian masyarakat ini dilaksanakan untuk mengatasi rendahnya akses air bersih (63% KK), ketiadaan kelembagaan HIPAM desa, dan kualitas air buruk (25 NTU, nitrat 12 mg/L) di desa Mayangkawis, kecamatan Balen, kabupaten Bojonegoro. Tujuan utamanya adalah membentuk struktur HIPAM desa dengan AD/ART dan SOP, menerapkan sistem filtrasi bertingkat, booster pump, jaringan pipa HDPE 1,2 km, serta membangun kapasitas warga melalui pelatihan teknis dan administrasi digital, sehingga cakupan layanan naik menjadi 85% KK, dan kualitas air sesuai standar. Metode meliputi: sosialisasi dan musyawarah desa, pelatihan hard & soft skills, instalasi infrastruktur—filter, pump, meter, tangki komunal, monitoring kualitas air dan audit SOP, dan regenerasi kader lokal dan integrasi HIPAM desa. Hasil kegiatan menunjukkan terbentuknya HIPAM desa yang terstruktur dengan forum melibatkan 255 KK dan 15 kader terlatih, terwujudnya sistem pengolahan air dan administrasi digital, terpasangnya 130 water meter, dan 92% pengguna puas dengan kualitas air, hal ini dapat menjadi model yang siap direplikasi di desa lain.
Legal Arrangements on Waqf Money in the Context of Sharia Economics in Indonesia H.M. Ridlwan Hambali; Anwar Saleh Hasibuan; Fathonah K. Daud; Farida Isroani; Muh. Abdulloh Hafith
Pena Justisia: Media Komunikasi dan Kajian Hukum Vol. 23 No. 2 (2024): Pena Justisia
Publisher : Faculty of Law, Universitas Pekalongan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31941/pj.v23i2.5800

Abstract

Money waqf, a form of charitable giving in cash, is an emerging financial instrument in Indonesia's Islamic economy, complementing traditional in-kind wakaf such as land and buildings. While legal frameworks for its implementation exist through Law No. 41/2004 on Wakaf and Government Regulation No. 25/2018, challenges in its realization persist. These include limited public understanding of wakaf uang, influenced by the dominance of the Syafi'i school of thought, which traditionally focuses on immovable assets. Furthermore, insufficient socialization, institutional capacity, and government support hinder the effective mobilization of wakaf funds. Despite these challenges, the potential for wakaf uang to contribute to economic empowerment remains significant, especially with the rise of digital platforms facilitating easier participation. However, obstacles like low technological literacy and inadequate human resources within managing institutions need addressing. This research aims to evaluate the regulatory framework, challenges in implementation, and the role of wakaf uang in promoting socio-economic development in Indonesia. Findings emphasize the need for enhanced public education, stronger institutional management, and collaborative efforts between government, institutions, and the community to optimize the utilization of wakaf uang for greater economic impact.
Co-Authors Abu Azam Al Hadi Agil Mutiara Nurjanah Ah. Ali Arifin Ana Mar'atus Safitri Anwar Saleh Hasibuan Candrawati, Iin Dinda Oktavia Bulan Fitriani Fathonah K. Daud M. Musa Syarof M. Ridlwan Hambali Nurul Huda Shofa Robbani Wahyu Hidayat