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All Journal Jurnal Ilmiah Ekonomi Islam LAN TABUR: JURNAL EKONOMI SYARIAH
Rudy Rifalgi
Universitas Islam Negeri Sumatera Utara
Economics, Econometrics & Finance Social Sciences

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Faktor-Faktor yang Mempengaruhi Keputusan Wisudawan Muslim menggunakan X-Banner Kelulusan (Studi Kasus Wisudawan FEBI UINSU) Rudy Rifalgi; Andri Soemitra
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.7816

Abstract

Purchasing decisions from consumers to buy a product are an integral part of a company's products and various factors can determine the existence of a decision on the purchase, such as quality, price, motivation, and interest. Through the application of multiple linear regression analysis methods, this study aims for analyzing and knowing the effect of the variables of quality, price, motivation, and interest on consumer decisions to use the X-Banner Graduation. The object of research analysis was carried out on FEBI UINSU graduates. The results of the analysis show that the variables of interest, motivation, quality, and price have a significant effect on the decision variables. This is stated through the probability value that is owned by the interest and quality variables of 0,000, then the price variable of 0,004 which is smaller than the significance level of 0,01 (1%), while the motivational variable is 0.015, which is smaller than the significance level of 0,05 (5%). On another side, the variables of interest, motivation, quality, and price have a correlation or relationship to the influence of the decision variables that have a positive correlation. This proves that a consumer's decision to consume a product is influenced by several factors that do not only come from internal factors (within the consumer) such as interest and motivation, but there are also external factors from the product to be consumed as well, such as the price and quality of the product as well can influence consumer decisions.
Cash Waqf and Religious Moderation: A New Path To Strengthen Pancasila Values Among Indonesian Muslim Youth Muhammad Syukri Albani Nasution; Budi Harianto; Fauzi Arif Lubis; Wulan Dayu; Imam El Islamy; Bambang Lesmono; Malkan Yahya Abdillah; Rudy Rifalgi
Lan Tabur: JURNAL EKONOMI SYARIAH Vol. 8 No. 1 (2026): September
Publisher : LAN TABUR: Jurnal Ekonomi Syariah The Islamic University of KH. Achmad Muzakki Syah Jember, East Java. Jember Jln. Manggar Gebang Poreng 139A Patrang Jember Jawa Timur

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53515/lt.v8i1.251

Abstract

Introduction: Cash waqf has developed as an important instrument in Islamic social finance that connects religious commitment with socioeconomic empowerment. However, previous studies have mainly focused on cash waqf as a philanthropic and financial mechanism, while its role in strengthening civic values and social cohesion among Muslim youth remains limited. This study aims to examine how cash waqf management contributes to religious moderation and strengthens Pancasila values among Indonesian Muslim youth. Methods: This research employs a qualitative approach using in-depth interviews involving 68 participants from North Sumatra, Jakarta, Yogyakarta, and South Sulawesi. Data were analyzed through thematic analysis to identify patterns related to cash waqf practices, religious moderation, and civic values. Results: The findings reveal that cash waqf functions not only as a charitable instrument but also as a form of faith-based civic engagement that transforms religious values into socioeconomic actions. Religious moderation plays an important role in ensuring inclusive, transparent, and socially responsible waqf management. Furthermore, this study introduces the Faith-Based Civic Economy model, explaining how cash waqf can strengthen civic identity and social solidarity among Muslim youth. Conclusion and suggestion: The study concludes that productive cash waqf provides a strategic pathway for integrating Islamic social finance with Pancasila values through justice, welfare, and collective responsibility. Therefore, waqf institutions and policymakers should strengthen youth-oriented waqf programs, improve professional governance, and develop innovative cash waqf management strategies to achieve sustainable social empowerment.
Co-Authors Andri Soemitra Arifin Fauzi Lubis Bambang Lesmono Budi Harianto Imam El Islamy Malkan Yahya Abdillah Muhammad Syukri Albani Nasution Wulan Dayu