Article Per Year (5 Year)
p-Index From 2021 - 2026
0.408
P-Index
This Author published in this journals
All Journal Journal of Innovative and Creativity
Kuswanto Kuswanto
Institut Islam Al-Mujaddid Sabak
Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

Published : 2 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 2 Documents
Search

 1 
Persepsi dan Pengetahuan Pelaku UMKM Desa Rantau Rasau II dalam Bertransaksi di Bank Syariah Indonesia Andre Maulana; Haeran Haeran; Kuswanto Kuswanto; Alisyah Pitri Pitri; Ahmad Edi Saputra; Erwina Kartika Devi
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2782

Abstract

This study aims to determine the perceptions and level of knowledge of Micro, Small, and Medium Enterprises (MSMEs) in Rantau Rasau II Village regarding Islamic banking services, particularly in conducting transactions at Bank Syariah Indonesia (BSI). The background of this study is based on the importance of Islamic financial literacy among MSMEs to support economic growth based on Islamic principles. The method used in this study is descriptive quantitative with data collection through questionnaires distributed to MSMEs in the village. The results show that most MSMEs have limited basic knowledge regarding Islamic banking principles and products. Nevertheless, perceptions of Bank Syariah Indonesia are generally quite positive, especially related to aspects of halal transactions and fairness of the profit-sharing system. Factors such as education level, business experience, and access to information are variables that influence the level of knowledge and perceptions of MSMEs. These findings imply the need for more intensive education and socialization regarding Islamic banking so that MSMEs can have more trust and actively utilize BSI services optimally.
Praktik Wakaf Produktif Kelapa Sawit untuk Pembangunan Musholla Al-Hidayah Perspektif Hukum Islam di Desa Pandan Lagan Nurul Lailil Munawarah; Nilfatri Nilfatri; Kuswanto Kuswanto; Alisya Pitri; Kurniawan Kurniawan; Haeran Haeran
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2798

Abstract

Waqf is one of the philanthropic instruments in Islam that holds great potential in supporting social and religious development. This study discusses the practice of productive waqf in the form of an oil palm plantation, where the proceeds are utilized for the construction of the Al-Hidayah prayer room. The purpose of this research is to examine this practice from the perspective of Islamic law and to analyze its implementation within the social context of the community. This study employs an empirical sociological approach by collecting data through field observations and interviews with waqf administrators (nadzir), religious leaders, and local community members. The findings reveal that the productive waqf of oil palm, when managed with trustworthiness and transparency, is considered valid under Islamic law and receives positive support from the community. However, in practice, the negligence of a waqif (donor) who reclaimed the palm trees before the construction was completed constitutes a breach of contract and violates Islamic legal principles. Beyond its role as a form of worship, this practice also offers a practical solution for sustainably funding the construction of worship facilities. The study recommends strengthening regulations and providing guidance to productive waqf managers so that the benefits can be more widespread and well-targeted.
Co-Authors Ahmad Edi Saputra Alisya Pitri Alisyah Pitri Pitri Andre Maulana Erwina Kartika Devi Haeran Haeran Kurniawan Kurniawan Nilfatri Nilfatri Nurul Lailil Munawarah