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All Journal Journal Evaluation in Education (JEE) Journal of Innovative and Creativity
Kuswanto Kuswanto
Institut Islam Al-Mujaddid Sabak
Education Languange, Linguistic, Communication & Media Mathematics Social Sciences Other

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Persepsi dan Pengetahuan Pelaku UMKM Desa Rantau Rasau II dalam Bertransaksi di Bank Syariah Indonesia Andre Maulana; Haeran Haeran; Kuswanto Kuswanto; Alisyah Pitri Pitri; Ahmad Edi Saputra; Erwina Kartika Devi
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2782

Abstract

This study aims to determine the perceptions and level of knowledge of Micro, Small, and Medium Enterprises (MSMEs) in Rantau Rasau II Village regarding Islamic banking services, particularly in conducting transactions at Bank Syariah Indonesia (BSI). The background of this study is based on the importance of Islamic financial literacy among MSMEs to support economic growth based on Islamic principles. The method used in this study is descriptive quantitative with data collection through questionnaires distributed to MSMEs in the village. The results show that most MSMEs have limited basic knowledge regarding Islamic banking principles and products. Nevertheless, perceptions of Bank Syariah Indonesia are generally quite positive, especially related to aspects of halal transactions and fairness of the profit-sharing system. Factors such as education level, business experience, and access to information are variables that influence the level of knowledge and perceptions of MSMEs. These findings imply the need for more intensive education and socialization regarding Islamic banking so that MSMEs can have more trust and actively utilize BSI services optimally.
Praktik Wakaf Produktif Kelapa Sawit untuk Pembangunan Musholla Al-Hidayah Perspektif Hukum Islam di Desa Pandan Lagan Nurul Lailil Munawarah; Nilfatri Nilfatri; Kuswanto Kuswanto; Alisya Pitri; Kurniawan Kurniawan; Haeran Haeran
Journal of Innovative and Creativity Vol. 5 No. 2 (2025)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/joecy.v5i2.2798

Abstract

Waqf is one of the philanthropic instruments in Islam that holds great potential in supporting social and religious development. This study discusses the practice of productive waqf in the form of an oil palm plantation, where the proceeds are utilized for the construction of the Al-Hidayah prayer room. The purpose of this research is to examine this practice from the perspective of Islamic law and to analyze its implementation within the social context of the community. This study employs an empirical sociological approach by collecting data through field observations and interviews with waqf administrators (nadzir), religious leaders, and local community members. The findings reveal that the productive waqf of oil palm, when managed with trustworthiness and transparency, is considered valid under Islamic law and receives positive support from the community. However, in practice, the negligence of a waqif (donor) who reclaimed the palm trees before the construction was completed constitutes a breach of contract and violates Islamic legal principles. Beyond its role as a form of worship, this practice also offers a practical solution for sustainably funding the construction of worship facilities. The study recommends strengthening regulations and providing guidance to productive waqf managers so that the benefits can be more widespread and well-targeted.
Analisis Praktik Penyaluran Zakat Fitrah Di Desa Trimulya Ditinjau Dari Perspektif Hukum Islam Acok Pujiono; Haeran Haeran; Zeni Sunarti; Daud Daud; Kuswanto Kuswanto; Erwina Kartika Devi; Ahmad Hidayat
Journal of Innovative and Creativity (Joecy) Vol. 6 No. 2 (2026)
Publisher : Fakultas Ilmu Pendidikan Universitas Pahlawan Tuanku Tambusai

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Abstract

This study aims to examine the actual mechanisms of zakat fitrah distribution in Trimulya Village and to analyze the practice's conformity with Islamic law and prevailing positive law in Indonesia. A descriptive qualitative method with a normative-empirical legal approach was employed. Primary data were gathered through field observations and in-depth interviews with informants selected via purposive sampling—including the village midwife, religious leaders, official zakat administrators, village officials, and community members acting as zakat payers. Secondary data were obtained through literature reviews, documentary research, and an analysis of relevant legislation. Data analysis utilized the Miles and Huberman interactive model, comprising three stages: data reduction, data display, and conclusion drawing/verification. The study yielded two key findings: First, the mechanism of distributing zakat fitrah to the village midwife in Trimulya is driven by strong emotional ties rooted in local tradition and a community sense of indebtedness; zakat is handed directly to the midwife's residence, after which she redistributes it to her own internal family network. Second, from the perspective of Islamic law, this practice is categorized as an invalid normative deviation. The village midwife is financially capable; thus, she is legally prohibited from receiving zakat and falls outside the eight categories of zakat recipients—a classification that is absolute and defined in Surah At-Taubah, verse 60. Because the requirement regarding the correct recipient was not met, the status of the zakat assets shifted to that of a hibah, meaning the muzaki have not yet fulfilled their Sharia obligation to pay zakat fitrah.
Enhancing Islamic Teacher Education through CIPP-Based Curriculum Evaluation M Arif Musthofa; Kuswanto Kuswanto; Arif Al Hazmi
Journal Evaluation in Education (JEE) Vol 7 No 2 (2026): April
Publisher : Cahaya Ilmu Cendekia Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37251/jee.v7i2.1952

Abstract

Purpose of the study: This study aims to critically analyze and validate the applicability of the CIPP (Context, Input, Process, Product) evaluation model within the framework of Islamic education. Specifically, it seeks to test, verify, and deepen theoretical understanding of the CIPP model by examining its relevance, strengths, and limitations when applied to a religiosity-based educational context. Methodology: Using a qualitative descriptive-evaluative design, data were collected through observations and semi-structured interviews with 15 participants the Director of KMI, 3 supervisors, 6 teachers, and 5 students selected via purposive sampling. Data were analyzed thematically based on the four CIPP components. Main Findings: The religiosity-based curriculum fundamentally contrasts with the liberal-humanistic paradigm, which places humans as the ultimate center and measure of all things while neglecting spiritual and divine values. From the perspective of Islamic education, such a humanistic-liberal model is inherently incompatible, as it disregards the transcendental relationship between humans and their Creator. Novelty/Originality of this study: This study presents a novel contribution by revealing that the conventional application of the CIPP evaluation model, though comprehensive in managerial and procedural aspects, remains insufficient to address the complex realities of educational practice particularly within the realm of Islamic education. The model’s limitation lies in its inability to capture the spiritual (ilahiyah) dimensions that are essential to a religiosity-based curriculum. To overcome this gap, the study proposes an integrative framework termed MHI, which stands for Management, Humanitarian, and Ilahiyah components.
Co-Authors Acok Pujiono Ahmad Edi Saputra Ahmad Hidayat Alisya Pitri Alisyah Pitri Pitri Andre Maulana Arif Al Hazmi Daud Daud Erwina Kartika Devi Haeran Haeran Kurniawan Kurniawan M Arif Musthofa Nilfatri Nilfatri Nurul Lailil Munawarah Zeni Sunarti