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All Journal Jurnal Pemberdayaan Masyarakat Madani (JPMM) Reswara: Jurnal Pengabdian Kepada Masyarakat Ilomata International Journal of Management Journal of International Islamic Business Studies
Hesti Widianti
Universitas Harkat Negeri
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Computer Science & IT Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences Other

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Evaluating Claim Settlement in Islamic Life Insurance through the Lens of Maqasid al-Shariah: Evidence Insurance Compnay in Central Java Branch Intan Shaferi; Hesti Widianti; Muliasari Pinilih
Journal of International Islamic Business Studies Vol 2 No 2 (2025): JIIBS
Publisher : Fakultas Ekonomi dan Bisnis Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32424/jiibs.v2i2.18845

Abstract

This study aims to evaluate the claim settlement process of the Brilliance Hasanah Sejahtera life insurance product at PT Asuransi XXX, Central Java Branch, through the lens of Maqasid al-Shariah. Employing a qualitative descriptive method, the research examines whether the operational mechanisms of Islamic life insurance claims reflect Shariah compliance and contribute to social welfare (maslahah). Data were collected through interviews, observations, and documentation from both company representatives and policyholders. The findings reveal that the claim settlement procedure—comprising claim notification, submission of documents, verification, and payment—has been implemented in accordance with Islamic principles, emphasizing transparency, fairness, and efficiency. The analysis identifies that PT Asuransi XXX embodies the objectives of Maqasid al-Shariah primarily through the dimension of hifzh al-mal (protection of wealth), while simultaneously supporting other objectives such as hifzh al-din, hifzh al-nafs, hifzh al-aql, and hifzh al-nasl. The study concludes that the company’s claim settlement process reflects the realization of dharuriyat (essential needs), promoting justice and trust in Islamic financial services.
Upaya Peningkatan Kemampuan Pengelolaan dan Pencatatan Keuangan Keluarga Menggunakan Aplikasi Hikmatul Maulidah; Ida Farida; Hesti Widianti; Anita Karunia
Reswara: Jurnal Pengabdian Kepada Masyarakat Vol 7, No 1 (2026)
Publisher : Universitas Dharmawangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46576/rjpkm.v7i1.6828

Abstract

Kualitas hidup dan masa depan finansial keluarga dipengaruhi oleh pengelolaan keuangan. Keluarga akan dapat menggapai tujuan dan kestabilan finansial jangka panjang melalui pengelolaan keuangan yang baik. Pencatatan keuangan ini akan mendukung pengelolaan keuangan keluarga, dimana akan sangat membantu kita untuk memantau keluar masuk uang. Kegiatan pengabdian ini bertujuan untuk meningkatkan kemampuan pengelolaan dan pencatatan keuangan menggunakan aplikasi. Mitra dalam kegiatan pengabdian ini adalah orang tua siswa TK/KB Al Irsyad Kota Tegal. Berdasarkan hasil observasi awal ada sebagian dari peserta belum melakukan pencatatan pendapatan dan pengeluaran secara rutin. Sebagian peserta yang lain sudah melakukan pencatatan secara manual namun  seringkali mengalami kesalahan pencatatan yang menyebabkan kesalahan dalam pengelolaan keuangan. Kegiatan pengabdian ini penting untuk membantu peserta dalam menjaga kesehatan finansial, mencapai tujuan finansial, meningkatkan kesadaran pengeluaran, dan membantu dalam pengambilan Keputusan keuangan keluarga. Kegiatan ini menggunakan metode berupa sosialisasi terkait pengelolaan keuangan keluarga dan dilanjutkan dengan simulasi praktik pencatatan keuangan sehari-hari. Dari hasil pre-test dan post-test yang disimpulkan bahwa kegiatan ini dapat meningkatkan literasi keuangan peserta terkait dengan pengelolaan keuangan keluarga dan meningkatkan kemampuan peserta dalam mengoperasikan aplikasi untuk pencatatan keuangannya. Kegiatan PKM ini sangat penting untuk dilaksanakan karena kebutuhan dasar setiap keluarga untuk mengelola keuangan secara tertib, sadar, dan berkelanjutan dapat mendukung kesejahteraan jangka panjang
The Role of Recruitment and Selection in Achieving Superior HR Performance in the Industrial Sector Hesti Widianti; Arifia Yasmin; Hikmatul Maulidah; Bahri Kamal; Ririh Sri Harjanti
Ilomata International Journal of Management Vol. 7 No. 3 (2026): July 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v7i3.2217

Abstract

This study examines the association between recruitment, selection, and human resource (HR) performance in Indonesia's industrial sector a context underrepresented in existing HR literature despite its distinct labor market characteristics, including a rapidly formalizing HR infrastructure and sector-specific skill demands in manufacturing, automotive, and textile industries. While prior studies confirm positive relationships between talent acquisition practices and employee performance, evidence from emerging economy industrial firms operating under semi-formalized HR systems remains limited, and the combined predictive role of recruitment and selection has rarely been tested within this context. Using a cross-sectional survey of 200 employees from industrial companies in Central Java and multiple linear regression analysis, this study finds that recruitment (β = 0.456, p < 0.001) and selection (β = 0.523, p < 0.001) are each positively associated with HR performance, together accounting for 67.8% of its variance (R² = 0.678). Because the design is cross-sectional, these results indicate association rather than causation. The findings suggest that more systematic and structured talent acquisition practices correspond with better employee performance outcomes, and offer sector-specific empirical evidence to inform HR policy in Indonesian industrial firms where formal recruitment and selection standards are still developing.
Bersinergi Membangun Era Baru Pariwisata Berkelanjutan Melalui Digitalisasi: Model Kolaborasi Nyata Pelaku Industri Pariwisata Jawa Tengah Hesti Widianti
Jurnal Pemberdayaan Masyarakat Madani (JPMM) Vol. 10 No. 1 (2026): Jurnal Pemberdayaan Masyarakat Madani (JPMM) (DOAJ & SINTA 4 Indexed)

Publisher : Faculty of Economics and Business, Universitas Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21009/JPMM.010.1.02

Abstract

The tourism industry is currently at a critical juncture due to three major shifts: the rise of digitally driven tourist behavior, increasing demands for sustainable tourism, and the transformation of visitor expectations from merely seeing to experiencing and actively participating. However, the pentahelix collaboration model often remains rhetorical and under-implemented, constrained by sectoral ego, limited applied research, and overlapping policies. Purpose, this community service program aims to build real collaboration among tourism industry actors through digitalization, establish a bottom-up pentahelix trigger, and implement integrated strategies of digital presence, engagement, distribution, and conversion to support sustainable tourism development. Methods, the program employed an action-based collaboration approach through the following stages: (1) socialization on the new era of tourism and Experience Economy 2.0, (2) training on digital tourism strategies, (3) facilitation of concrete collaboration among tourism businesses, (4) assistance in implementing a shared digital platform and bundled products, and (5) evidence-based monitoring for informed decision-making. Results, the program successfully fostered real collaboration among industry actors, producing several key outputs: a shared event calendar, cross-destination bundled packages, an integrated marketing platform, standardized service quality guidelines, and cross-stakeholder human resource training. These initiatives contributed to increased tourist visits, higher occupancy rates, and improved revenue, as supported by measurable data. Conclusion, real collaboration among industry actors serves as an effective trigger for activating the pentahelix ecosystem. When the industry moves with evidence-based actions, other stakeholders—government, academia, community, and media—naturally follow. Digitalization functions not merely as a promotional tool but as a crucial enabler of collaboration. The results indicate that sustainable tourism can be achieved through concrete synergy and collective action rather than conceptual slogans
A Collaborative Digitalization Model for Strengthening Sustainable Tourism Ecosystems: An Agency Approach to Tourism Enterprises in Central Java Hesti Widianti; Setya Teguh Yuwono; Himawan Ardhi Ristanto; Alfiyani Aisyah; Mohammad Sya’bani
Ilomata International Journal of Management Vol. 7 No. 2 (2026): April 2026
Publisher : Yayasan Sinergi Kawula Muda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61194/ijjm.v7i2.2053

Abstract

Introduction. The global tourism sector, contributing 10.3% to world GDP (UNWTO, 2024), is undergoing structural shifts driven by digital transformation, sustainability demands, and evolving tourist expectations. Although the pentahelix model is positioned as an ideal multi-stakeholder framework, its top-down implementation often remains rhetorical and fails to translate into concrete actions—particularly in Indonesian destinations where collaboration tends to be ceremonial. Methods. This participatory action research applied a mixed-methods sequential explanatory design involving 85 tourism business operators in Central Java (January-November 2025). A five-phase intervention was implemented: awareness building, digital capacity development (presence, engagement, distribution, conversion), collaborative design workshops, technical implementation support, and continuous monitoring. Data were collected through pre–post competency tests, participatory observations, three FGDs, digital artifact analysis, and digital metrics tracking. Analyses used paired t-tests, thematic analysis, and methodological triangulation Results. Bottom-up, industry-initiated collaboration substantially improved sustainability competence by 41.9% (M=58.3→82.7; p<0.001; d=2.21). Digital engagement metrics increased markedly: likes +156%, comments +203%, shares +187%, reach +142%, and Google Business Profile views +134%. Five tangible outputs emerged: an integrated event calendar coordinating 24 events; eight cross-destination bundled packages generating IDR 387 million and increasing length of stay from 1.2 to 2.3 days; a shared digital platform attracting 3,847 unique visitors and 78 direct bookings; standardized service protocols; and peer-learning networks. Conclusion. Community-driven digital collaboration effectively shifts competitive mindsets toward cooperative partnerships, with digital tools functioning as coordination infrastructure. The “Industry as Trigger–Pentahelix as Enabler” framework demonstrates that pentahelix activation occurs organically when grounded in evidence. Future research should conduct longitudinal assessments and cross-destination comparisons.
Co-Authors Alfiyani Aisyah Anita Karunia Arifia Yasmin Bahri Kamal Hikmatul Maulidah Himawan Ardhi Ristanto Ida Farida Intan Shaferi, Intan Mohammad Sya’bani Muliasari Pinilih Ririh Sri Harjanti Setya Teguh Yuwono