Article Per Year (5 Year)
p-Index From 2021 - 2026
0.23
P-Index
This Author published in this journals
All Journal Jurnal Ilmiah Mahasiswa
Maisarah, Cut Siti
Unknown Affiliation
Economics, Econometrics & Finance Social Sciences

Published : 1 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 1 Documents
Search

 1 
The Role of Islamic Microfinance Institutions in Enhancing Income and Welfare of Microenterprises in Aceh Province: A Case Study of Baitul Qiradh Maknuni, Jauharil; Wiriani, Erni; Masitah; Maisarah, Cut Siti; Hetti, Selvi Mai
JIM: Jurnal Ilmiah Mahasiswa Vol. 8 No. 1 (2026): April 2026
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/e42fb127

Abstract

This study aims to analyze the role of Islamic Microfinance Institutions (LKMS), particularly Baitul Qiradh, in enhancing the income and welfare of micro-entrepreneurs in East Aceh Regency, Aceh Province. A qualitative descriptive approach was employed, using data collection techniques such as in-depth interviews, observations, and documentation. The participants consisted of Baitul Qiradh managers, micro-entrepreneurs, and community leaders familiar with the development of Sharia-based economic activities. The findings reveal that Baitul Qiradh plays a strategic role across three major dimensions: economic, social, and spiritual. Economically, financing through mudharabah and musyarakah contracts has improved access to capital, income levels, and business stability. Socially, entrepreneurship training and mentoring programs have strengthened solidarity, collaboration, and social networks among business actors. Spiritually, the implementation of Islamic principles such as honesty, trustworthiness, and justice has shaped ethical and equitable business behavior. Overall, this study concludes that Baitul Qiradh functions not only as a financial institution but also as an agent of economic and social empowerment based on Islamic values, contributing to sustainable local economic development
Co-Authors Hetti, Selvi Mai Maknuni, Jauharil Masitah Wiriani, Erni