Multidisciplinary Journal of Religion and Social Sciences (MJRS)
Vol. 2 No. 1 (2025): Januari 2025

Penerapan Qardul Hasan Di Koperasi Syariah Sman 1 Bangkinang Kota

Assyifa, Zubaidah (Unknown)
Winario, Mohd (Unknown)
Hasda, Mifta (Unknown)
Reza, Saru (Unknown)
Zakir, Muhammad (Unknown)
Lismawati, Lismawati (Unknown)
Amelia, Nur (Unknown)



Article Info

Publish Date
20 Jan 2025

Abstract

This study aims to analyze the implementation of qardhul hasan in the Sharia Cooperative of SMAN 1 Bangkinang City as a form of financing that is in accordance with sharia principles. Qardhul hasan is a sharia financial product in the form of an interest-free loan that aims to help cooperative members in need. The research method used is a qualitative descriptive approach, with data collection techniques in the form of in-depth interviews, observations, and document studies. Data analysis was carried out through data reduction, data presentation, and drawing conclusions. The results of the study indicate that the implementation of qardhul hasan in the Sharia Cooperative of SMAN 1 Bangkinang City is in accordance with sharia principles. The loan provision procedure is carried out by considering the eligibility and repayment ability of members, and is equipped with a simple administrative mechanism. In addition, the implementation of qardhul hasan has a positive impact on cooperative members, such as helping urgent needs without burdening interest, and increasing solidarity and a sense of responsibility among members. However, several challenges such as limited funds and member awareness in repaying loans on time need further attention.

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Journal Info

Abbrev

mjrs

Publisher

Subject

Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Social Sciences Other

Description

Multidisciplinary Journal of Religion and Social Sciences (MJRS) is published by the El-Emir Institute helping academics, researchers, and practitioners to disseminate their research results. MJRS is a blind peer-reviewed journal dedicated to publishing quality research results in the fields of ...