Financial Adaptation in The Digital Era: The Importance of Financial Literacy Education for The Community

Kiki Azakia (Politeknik Negeri Sriwijaya)
Billy Dewantara (Politeknik Negeri Sriwijaya)
Dwi Riana (Politeknik Negeri Sriwijaya)
Ulfah Muharramah (Politeknik Negeri Sriwijaya)
Yesita Astarina (Politeknik Negeri Sriwijaya)
Rizal Afif Abdullah Napitupulu (Politeknik Negeri Sriwijaya)
Andriansyah Bari (Politeknik Negeri Sriwijaya)
Dika Setiagraha (Politeknik Negeri Sriwijaya)

Taawun: Jurnal Pengabdian kepada Masyarakat
Vol. 5 No. 02 (2025): TA'AWUN AUGUST 2025

This community engagement program aims to enhance financial literacy and adaptability among twelfth-grade students at SMK Ethika Palembang through an engaging and participatory educational approach. The methods employed include face-to-face sessions supported by educational videos, thematic games, and interactive discussions. The results reveal a significant improvement in students’ understanding of key financial concepts such as distinguishing needs from wants, the importance of saving, and basic financial planning. The program effectively fostered more responsible financial behavior and equipped students with the skills to navigate future economic challenges. These outcomes highlight the importance of integrating financial literacy into formal curricula, encouraging parental involvement, and utilizing digital tools to support sustainable financial education for youth.