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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 1,924 Documents
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Survei Kepuasan Muzakki Terhadap Kualitas Pelayanan BAZNAS (BAZIS) Provinsi DKI Jakarta Mansur, Hisam; Makarim, Dina Fornia
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13377

Abstract

The purpose of this study is to assess the level of satisfaction among muzakki (zakat payers) regarding the quality of service when paying zakat at BAZNAS (BAZIS) DKI Jakarta Province. It employs a quantitative research method utilizing a questionnaire. The study population consists of civil servants (ASN). The sample size comprises 890 respondents, selected through purposive sampling. Primary and secondary data is utilized for the research. The findings reveal that donors or muzakki are highly satisfied with the services provided by BAZNAS (BAZIS) DKI Jakarta Province. The lowest satisfaction score is observed in the responsiveness aspect with a score of 3.99, while the highest satisfaction score is in tangibility with a score of 4.17. It is hoped that this study can serve as a platform for further improvement of the institution, thereby influencing the public's decision in selecting BAZNAS (BAZIS) DKI Jakarta Province for their zakat distribution institution.
Analysis Of Human Resource Competencies On The Quality Of Financial Statements In The Perspective Of Islamic Accounting siallagan, Yuni tirtasari
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13385

Abstract

Financial reports are a form of accountability for the management of state / regional finances during a period and the quality of financial reports is strongly influenced by human resources. This study aims to analyze the effect of Human Resource Competence on the Quality of Financial Statements at the Office of the Pematangsiantar Human Resources Staffing and Development Agency. The research method used in this research is descriptive method with qualitative and quantitative approaches. By using a questionnaire as an instrument, the respondents in this study were financial sector employees. In this study, the sampling technique was carried out by purposive sampling and the analysis technique used was simple regression analysis, and the coefficient of determination (R2). The results showed that human resource competence has a positive and significant effect on the quality of financial reports of the Office of the Human Resources Staffing and Development Agency. In sharia accounting, the implementation of accountability must be carried out based on applicable guidelines such as the application of administration in accordance with Islamic law.
Impulse Buying Behavior from Monzer Kahf Perpsective Makarim, Dina Fornia; Nurwahidin, Nurwahidin; Hannase, Mulawarman
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13386

Abstract

Impulse buying behavior is closely related to sudden purchases without careful consideration and ignoring alternatives or future implications that are influenced by the temptation to satisfy momentary emotions. It is also related to the use of wealth for wants rather than needs, while human desires are unlimited. This study aims to review the impulse buying behavior and its factors, furthermore, how Islamic consumption norms can lead to resolve the behavior, particularly from Monzer Kahf perspective. The analytical method in this research is literature study by presenting related datas and theories arranged systematically. The results of this study indicate that impulse buying behavior is in contrast to the concept of Islamic consumption norms, as has been explained in detail by one of the 20th century Islamic economists, Monzer Kahf.
Analysis of the Benefits of Palm Oil Waste for Improving Economic Welfare of Communities in Kualuh Hulu District Kurniawan, Ervandy; Qarni, Waizul; Dharma, Budi
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13803

Abstract

Lidi, as a byproduct of palm oil, can be crafted into unique and appealing handicrafts that are in demand both domestically and internationally. With support from the government and local funders, these local products can achieve high market value. This study aims to understand the benefits of palm oil waste in improving the financial well-being of residents in Kualuh Hulu District. This research employs a descriptive qualitative method by conducting interviews with 15 experts, including lidi craftsmen, small collectors, and large collectors in Kualuh Hulu District. The results show that palm oil lidi is abundant in Kualuh Hulu, with an average monthly production of 24 tons and an annual production of up to 293 tons. Economic growth in Labuhanbatu Utara Regency also increased by 3.83% in 2022, driven by the agriculture, plantation, forestry, and fisheries sectors, which achieved the highest growth at 5.44%. The information and communication sector grew by 5.05%, and the financial services and insurance sector by 4.62%.
A Comparative Analysis of Risk and Return Stocks: Sharia and Conventional Banking Maharany, Indah Dewi
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13809

Abstract

The development of the capital market in Indonesia grows rapidly in the last few years. One of the sectors that investors are interested in is banking, both sharia and conventional. Investors must pay attention to two things, namely risk and return. This research aims to collect empirical evidence regarding the differences in return and risk of BRIS and BTPN stocks listed on Indonesia Stock Exchange (IDX), 2021 – 2023. The data analysis technique for this research uses descriptive statistical analysis, analytical prerequisite tests and hypothesis test. The results of expected return on BRIS stock was 7.96%, while the expected return on BTPN stock was 2.84%. The risk level for BRIS stock over a period of 36 months was 6.33%, while the risk level for BTPN was 3.0%. Based on research, the results show that there is a significant difference between the return and risk of BRIS and BTPN stocks during the 36 month period from January 2021 to December 2023.
Analyze The Impact Of Islamic Work Ethic On Maslahah-Based Job Performance And Islamic Family Well-Being Sudirman, Iman Fauzi
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 2 (2024): JIEI : Vol.10, No.2, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i2.13823

Abstract

Achievement of employee performance is often a problem because it has an impact on the progress of the company. Then work and family relationships are inseparable for employees because they are interrelated. The Islamic work ethic views work as a means to improve oneself economically, socially, psychologically, and well-being that emanates from faith. And this research is related to Islamic work ethic in work and family. This research aims to determine the impact of Islamic work ethic on maslahah-base job performance and Islamic family wellbeing by examining the mediating role of intrinsic motivation and job satisfaction. This type of research uses a quantitative description with explanatory research using a sample of 207 respondents. The data analysis method used in this research is descriptive analysis method, Structural Equation Modeling (SEM) with SmartPLS 3 software. The results show that Islamic work ethic has a significant and positive effect on maslahah-based job performance and Islamic family wellbeing both directly and indirectly The role of the variables of intrinsic motivation and job satisfaction is to partially mediate.
Implementasi Kompetensi Nazhir Wakaf Dalam Peningkatan Kesejahteraan Umat Di Kota Surakarta 2024 Mudloaf; Khoiruddin Nasution; A. Dardiri Hasyim
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i01.16705

Abstract

This research is intended to capture whether the nazhiran practices that have been carried out by nazhir, whether individual nazhir, institutions or organizations, have carried out their mandate according to the standards of Law No. 41 of 2004 or not?, in helping to improve the welfare of the people. This study is a qualitative research, using grounded theory methods with a sociological and anthropological approaches from the study of normative juridcal theory still prevailing, with nazhirs, BWI administrators, and those related to wakaf being the subject of research, while the object is any things or variables being the focus of research. This study belongs to field research, that is descriptive analysis in presenting its finding, sourced from primary and secondary data collected through interview, observation, documentation and focus group discussion (FGD) as the techniques of collecting data. The technique of analysis used is Miles and Huberman’s theory involving data collecting, data reduction, data display, and conclusion. The results of this research, firstly, the majority of nazhirs, both individuals, organizations and institutions, are not yet competent, secondly, it turns out that BWI Surakarta City as the controller of waqf regulations needs to improve and strengthen internally and externally, BWI should collaborate with parties, both professional organizations and ministries or institutions Keywords: Competency, BWI, and People’s Welfare
A Phenomenological Study of the Motivation of Freelance Writers in Malang City and Their Life Experience in Surviving Amidst Job and Career Uncertainty Ahmad Kevin Alfirdaus Arief; Sopiah; Ely Siswanto
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.18208

Abstract

This phenomenological study explores the motivations of individuals in undergoing a career as a freelance worker in the midst of work and career uncertainty that often characterizes a work environment that has novelty both in technology and in flexibility. This phenomenological study highlights participants' experiences in pursuing a career as a freelancer amidst the uncertainty that often characterizes today's work environment. Through a qualitative approach that explores the direct experiences and thoughts of the research subjects related to what drives them to stay on a freelance path that tends to have no uncertainty. The results show that freelancers' motivations to persist in such uncertain conditions are complex and varied. Some freelancers may be driven by the freedom and flexibility that freelance work brings, while others may seek professional recognition or personal achievement. While others may also be looking to pursue new opportunities and income streams while freelancers are able to work multiple jobs. The research also identified challenges faced by freelancers, including financial uncertainty, pressure to retain clients, and the sense of social isolation that may be felt. In addition, research subjects often highlighted the importance of social support, knowledge of the freelance work method itself, and building a strong professional network.
Pengaruh Pendapatan Bagi Hasil Musyarakah, Bagi Hasil Mudharabah, dan Margin Murabahah terhadap Laba Bersih PT. Bank Muamalat Indonesia, Tbk. Maulana, Govi; Sari, Lili Puspita
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8986

Abstract

One parameter to measure a bank’s success is net profit. The more the bank's revenue grows, the more it shows a strong performance. This research aims to determine the effect of revenue sharing from musyarakah, mudharabah, and murabahah margin income on the net profit of PT. Bank Muamalat Indonesia, Tbk with a time span of 2014 to 2021. The approach used in this research is a quantitative approach based on secondary data with the sample used in the report of PT. Bank Muamalat Indonesia, Tbk in 2014 to 2021. The data analysis method used is Multiple Linear Regression. The results showed that musyarakah profit-sharing income did not have a positive effect, mudharabah profit-sharing income had a positive effect, while murabahah margin income had a negative effect on net income. For the Islamic banking industry, this research can be used to determine the factors that can affect net profit and can measure the performance of Islamic banks and other stakeholders.
Linguistic Strategies of Religious Framing in Islamic Crowdfunding Platforms Fitria, Tira Nur
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 05 (2025): JIEI : Vol. 11, No. 05, 2025
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v11i05.18325

Abstract

This research aims to explore how religious language and discourse strategies are employed in Indonesian Islamic crowdfunding platforms to construct persuasive religious framing. The primary focus is on how Quranic expressions, Islamic moral appeals, and religious vocabulary are integrated into online campaign content—such as websites and social media—to influence donor perceptions, build institutional trust, and inspire charitable behavior. Through this study, the goal is to gain deeper insight into how religious discourse serves as both a legitimizing force and a persuasive tool within the digital Islamic economy, particularly in shaping the Islamic identity and credibility of philanthropic platforms like Dompet Dhuafa. The qualitative analysis of Dompet Dhuafa’s crowdfunding campaign texts identifies several linguistic techniques used to frame charity as a spiritually significant and socially impactful act. These strategies include religious lexical choices rooted in Islamic jurisprudence, eschatological appeals to afterlife rewards, emotionally resonant language to foster a sense of community, and clear calls to action supported by credibility claims. Campaigns are also contextualized within the Islamic calendar to enhance relevance and urgency, while moral appeals tie giving to broader ethical goals like promoting justice and preventing social harm. These discourse patterns collectively position sedekah as not merely a donation but an expression of faith, communal solidarity, and ethical responsibility. In addition, the campaigns make effective use of Qur’anic and prophetic references to deepen their spiritual appeal and strengthen religious framing. Thematic elements such as reward multiplication, spiritual purification, and paradoxical religious logic—where giving leads to increase—are drawn from Islamic scripture and Hadith. These messages not only motivate giving through fear and hope related to the afterlife but also encourage sincere, humble, and intentional acts of charity. By incorporating prophetic authority and embedding sedekah within both personal piety and ethical commerce, Dompet Dhuafa’s linguistic strategies succeed in constructing a powerful religious narrative that connects divine accountability, social justice, and digital philanthropy in a uniquely Islamic way. The language used in Dompet Dhuafa’s crowdfunding campaign strategically blends emotional appeal, religious motivation, and institutional trust to encourage donations. It employs Islamic terms, Quranic verses, and hadiths to emphasize the spiritual benefits of charity. Through inclusive calls-to-action, moral persuasion, and cultural framing, the campaign positions giving as both a personal act of worship and a communal responsibility, reinforcing its credibility and aligning with Islamic values.

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