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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
Komparasi Konsep Harga Perspektif Islam: Ulama Ekonom Klasik dan Kontemporer Abad Pertengahan Kariim, Luthfiana
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10165

Abstract

Harga memiliki peran penting dalam menentukan proses permintaan dan penawaran dalam pasar. Penelitian ini bertujuan untuk mengetahui konsep penetapan harga perspektif Islam dengan sudut pandang ulama ekonom abad klasik dan ekonom abad kontemporer. Metode pengambilan data yang digunakan yakni dengan menggunakan data primer, sekunder, dan tersier. Penelitian ini merupakan penelitian deskriptif melalui studi kepustakaan. Hasil yang didapat adalah kesepakatan umum tentang batasan penetapan harga baik ulama ekonom klasik maupun ulama ekonom kontemporer tidak ada. Secara umum masing-masing menjelaskan bahwa penetapan harga bisa didapat melalui analisis lapangan dengan cara menemui titik temu kurva penawaran dan kurva permintaan serta mencapai titik maslahah umat. Dari kontribusi ulama ekonom klasik tersebut, dapat disimpulkan bahwa konsep harga dalam perspektif Islam menekankan pada keseimbangan pasar dan keadilan ekonomi dengan mempertimbangkan urgensi stakeholder pasar. Selain itu, pemerintah berperan penting dalam mengambil kebijakan penetapan harga yang adil dengan mempertimbangkan faktor-faktor penyebab distorsi pasar dan mengembalikan equilibrium harga pasar. Konsep harga dalam perspektif Islam juga berkaitan dengan konsep uang dan psikologi Islam, di mana harga diri memiliki konsep tersendiri yang dinilai melalui hubungan seseorang dengan sesamanya dan juga hubungannya dengan Tuhan.
Pengaruh Return On Asset, Capital Adequacy Ratio, Dana Pihak Ketiga Dan Non-Performing Financing Terhadap Market Share Perbankan Syariah Astuti, Retno Puji
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10176

Abstract

The purpose of this study was to analyze the effect of return on assets, CAR, third-party funds, and non-performing financing on Islamic banking market share. The population of this study is Islamic banking registered with the Financial Services Authority (OJK) for the period 2017–2022. The sampling method used was purposive sampling, with a total sample of 10 Islamic commercial banks. The data analysis technique used in this research is multivariate regression analysis using Eviews 10 statistical tools. The results of this study indicate that ROA and DPK affect the market share of Islamic banking. CAR and NPF do not affect on the market share of Islamic banking
Faktor Faktor Yang Mempengaruhi kualitas laporan keuangan Dan Dampaknya Terhadap Minat Membayar Zakat Ladewi, Yuhanis; Mizan, Mizan; Gustiriyani, Indah Rizki
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10183

Abstract

This study aims to determine partially the effect of transparency and accountability on the quality of financial reports and their impact on intention to pay zakat. The type of research used is descriptive and associative research. The variables used transparency, accountability, quality of financial reports, and intention to pay zakat. The location of the research was carried out at the National Amil Zakat Agency, South Sumatra Province. The population used is 104 respondents. The sample used is saturated sample. The data used are primary and secondary data, as well as data testing using validity and reliability tests. The analysis technique used is descriptive statistics and inferential statistics (normality test, multicollinearity test and heteroscedasticity test) and the coefficient of determination test (R²) as well as path analysis and hypothesis testing (t). Research data processing was assisted by the SPSS version 25 computer program. The results of the study can be concluded partially (t test) showing that partially accountability affects the quality of financial reports. While transparency has no significant effect on the quality of financial reports. Accountability and quality of financial statements have a significant effect on the intention to pay zakat. Meanwhile, transparency has no significant effect on the intention to pay zakat
Penguatan Industri Halal Melalui Women’s Entrepreneurship Pada Umkm Di Wilayah Pesisir Kota Bengkalis Misdawita, Misdawita; Sari, Lapeti; Utami, Bunga Chintia
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10257

Abstract

The halal industry has a strategic role in improving the economy. The halal industry contributes USD 3.8 billion to Indonesia's Gross Domestic Product (GDP) annually. Bengkalis Regency is one of the regencies in Indonesia that has great potential for the development of the halal industry in coastal areas, moreover according to 2020 data from the Central Statistics Agency, Bengkalis Regency has 6,354 MSMEs which is the second largest in Riau Province. In Indonesia, women's entrepreneurship is a valuable contributor to the renewal and development of the domestic economy. According to a statistical report from the Central Bureau of Statistics, out of 2 million micro business units, 40.8% are controlled by women. This study uses a binary logistic regression model to determine what factors influence the decision of women entrepreneurs to obtain halal certificates. The results of this study found that ownership of halal certificates in MSME women entrepreneurs in Bengkalis Regency was influenced by age, number of children under five, average monthly income and interaction variables between type and length of business. While the factors of education, labor, length of business, human capital, and business performance do not significantly influence the ownership of halal certificates in MSMEs in Bengkalis Regency.
Political Stability and Human Development in The Organization of Islamic Cooperation (OIC) Countries Wibowo, Muhammad Ghafur
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10262

Abstract

In many Muslim countries, there are dynamics in political stability and security issue. This study examines the relationship between political stability and human development in the Organization of Islamic Cooperation (OIC) member countries. The political stability variable comes from the governance index published by the World Governance Indicator (WGI), which measures political stability, absence of violence, and terrorism. Secondary data on the Human Development Index (HDI) variable comes from the World Bank. This study analyzes 50 OIC member countries for 2003-2021 by employing the Granger causality method for panel data. The results show a bidirectional causality between the political stability index and the human development index in all OIC member countries. However, in countries with a very high HDI, the relationship between the two variables is unidirectional. In contrast, in the group of countries with a high and low HDI, the two variables have no connection.
Studi Komparasi Kebijkan Pemerintah Indonesia dengan Umar Bin Khattab dalam Penetapan Harga Laily, Nuri Ma'rifatul
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10264

Abstract

The soaring price of cooking oil made the government issue a policy of fixing one price for cooking oil. However, the impact of this policy was a shortage of oil in Indonesia. The purpose of this study is to find out the similarities and differences between government policies and Umar bin Khattab's policies in price fixing and to find out the factors of government failure in implementing cooking oil HTE policies. This type of research is a descriptive qualitative research library. The results of this study indicate that there are many similarities in government policies with Umar bin Khattab in setting prices. However, there are differences in terms of the target object that will benefit, the government is more inclined towards the benefit of consumers without providing feedback to producers. The cause of the government's failure to implement the HET for cooking oil is the difference between the buying and selling system of traditional markets and modern markets, the existence of panic buying from the public, and the hoarding of cooking oil by several parties.
Hukum Cryptocurrency sebagai Mata Uang dan sebagai Komoditas (Analisis Fatwa MUI tentang Hukum Cryptocurrency) Abdillah, Hilmi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10269

Abstract

The decision of the Ijtima Ulama of the VIIth Indonesian Fatwa Commission of the Indonesian Ulema Council (Majelis Ulama Indonesia) in 2021 considers cryptocurrency as a digital currency and also as a commodity or tradable asset. However, there are differences in the law of cryptocurrency as a currency and as a commodity. This research will elaborate on the analysis of legal sources and legal ‘illat used in the fatwa and the reasons why there are legal details in the fatwa. This research includes qualitative research in the form of library research. The data analysis technique used in this research is descriptive-analytical with a normative juridical approach to Islamic law. The legal differentiation that occurs in the status of cryptocurrency as a currency and as a commodity is also inseparable from the provisions of an object that can be used as currency (naqd) and commodity (sil’ah). If cryptocurrency is considered a currency, then the law is absolutely haram, while as a commodity, the law is permissible when it meets the conditions that have been mentioned.
Evaluasi Bank Syariah Indonesia Pasca Serangan Siber: Pergerakan Saham dan Kinerja Solikhawati, Anisa; Samsuri, Andriani
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10309

Abstract

This study aims to determine the movement of BRIS shares after the cyber attack on May 8 2023. BRIS, which is owned by PT. Bank Syariah Indonesia Tbk experienced a decrease in share price due to a system error. Digital transaction services had stopped, such as BSI Mobile, ATMs and tellers at branch offices unable to serve customers. This study uses a quantitative method with a descriptive approach. The results show that the stock price movement has decreased until June 26 2023 and BSI's performance seen from the KPMM, ROA and BOPO ratios received the criteria of being healthy and good. Meanwhile, the FDR ratio of Islamic banks is considered bad because it has poor liquidity.
Studi Komparasi Efisiensi Bank Syariah dan Bank Konvensional Sebelum dan Selama Pandemi COVID-19 Dzulqornain Aiz, Dicky Iskandar; Musliha, Cici
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10377

Abstract

Penelitian ini bertujuan untuk menganalisis dan membandingkan efisiensi kinerja bank syariah dan bank konvensional di Indonesia sebelum dan selama pandemi COVID-19. Penelitian ini menggunakan data sekunder yang berasal dari laporan keuangan 10 bank konvensional dan 10 bank syariah dari tahun 2017 sampai tahun 2022. Data tersebut dibuat triwulanan dan dianalisis menggunakan Data Envelopment Analysis (DEA). Hasil penelitian ini menunjukkan bahwa tidak terdapat perbedaan efisiensi antara bank syariah dan bank konvensional sebelum dan selama pandemi COVID-19. Pandemi COVID-19 memberikan dampak bahwa baik bank syariah maupun bank konvensional sama-sama mengalami penurunan efisiensi selama pandemi COVID-19. Dengan kata lain pembatasan mobilitas selama pandemi COVID-19 memberikan dampak yang sama terhadap kedua jenis bank. Penelitian ini juga menemukan bahwa biaya tenaga kerja dan promosi merupakan biaya yang paling tidak efisien penggunaannya selama pandemi COVID-19 baik pada bank syariah maupun bank konvensional.
Analisis Transformasi Halal Awerness dan Teknologi Blockchain Terhadap Penguatan Halal Value Chain Di Indonesia Effendi, Kharisya Ayu; Mukhlis, Tanti Irawati; Padmanegara, Oliver Hasan; Widajatun, Vincentia Wahju
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10383

Abstract

The purpose of this study is to see whether Halal Awernes can influence the strengthening of the Halal Value Chain, also to see whether Blockchain Technology can affect the strengthening of the Halal Value Chain. This research method uses a quantitative method that proves the theory or results of previous research. The data used are SMEs in Indonesia, with a random sampling method using the formula according to (HOSMER et al., 1997). So that the obtained data that must be taken amounted to 96 respondents throughout Indonesia. Data analysis uses SPSS 26. The results of this study are Halal Awerness and Blockchain Technology have a positive and significant effect on the Halal Value Chain. This means that, the higher the halal awerness of MSMEs towards halal products will further strengthen the implementation of the Halal Value Chain in Indonesia. The higher understanding and use of blockchain technology in MSMEs will further strengthen the implementation of the Halal Value Chain in Indonesia.

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