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Jurnal Ilmiah Ekonomi Islam

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Published by STIE AAS Surakarta

ISSN : 24776157 EISSN : 25796534 DOI : -

Core Subject : Economy, Social,

Economics, Econometrics & Finance Social Sciences

Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.

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Articles 2,313 Documents

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Transformasi Manajemen Fasilitas Pendidikan Pada Era Disrupsi Teknologi Galih Abdi Nugraha; Baidi Baidi; Syamsul Bakri
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

This study aims to determine the transformation of educational facility management in the era of technological disruption, where the place of this research was carried out at Duta Bangsa University, Surakarta. The methodology in this study uses a qualitative approach. Data collection techniques in this study are by observation, interviews and documentation. The method used to check the validity of the data is the triangulation method, namely by utilizing various methods as a consideration. The data analysis technique in this study is data that has been obtained by descriptive (non-statistical) method. Activities in data analysis, namely data reduction (data reduction), data display (data presentation), and verification (drawing conclusions). The results show that the transformation of educational facility management in the era of technological disruption that has been carried out by Duta Bangsa University Surakarta continues to be carried out starting from educational services that are directed towards technology-based both physical and non-physical in supporting universities, as well as in the implementation of all technology-based learning as a demands for technological developments that are happening more rapidly (disruption) in order to create a superior campus in the era of technological disruption.

Strategi Pengembangan Usaha Kecil Dan Mikro Serta Dampaknya Bagi Kesejahteraan Masyarakat Di Desa Kweden Kecamatan Tarik Kabupaten Sidoarjo (Menurut Pandangan Maqashid Syariah) Faizah Laila Maulidah; Renny Oktafia
Jurnal Ilmiah Ekonomi Islam Vol 6, No 3 (2020): JIEI : Vol.06, No. 03, 2020
Publisher : ITB AAS INDONESIA Surakarta

With the development of the times, many small and medium enterprises have sprung up, because by establishing these small and medium enterprises will increse income and help the surrounding community. So that this bussiness will have an impact on the welfare of the community. The purpose of this research is to find out how the implementation of the development strategy and the impact of the implementation of the development strategy for small and micro enterprises in Kweden Village, Tarik Dictrict, Sidoarjo Regency. The type of research used in this research is qualitative research methods and the approach of this research is a acse study approach. The results of this study, it can be concluded that the implementation of the development strategy and the impact of the implementation of the development strategy of micro and small enterprises in Kweden Village is quite good. This is proven by the development of this business being able to recriut employees, especially the community around Kweden Village, which has a very positive impact with the existence of this snack business, which can reduce the level the level of unemployment.

Pengaruh NPF dan FDR Terhadap CAR dan Dampaknya Terhadap ROA Pada Perbankan Syariah Di Indonesia Yuwita Ariessa Pravasanti
Jurnal Ilmiah Ekonomi Islam Vol 4, No 03 (2018): JIEI, Vol. 04, No. 03, 2018
Publisher : ITB AAS INDONESIA Surakarta

Penelitian ini menganalisis tentang NPF dan FDR terhadap CAR dan dampaknya terhadap ROA pada perbankan syariah di Indonesia. Penelitian ini bertujuan untuk mendapatkan bukti empiris mengenai kemungkinan adanya pengaruh Non Performing Financing (NPF) dan Financing to Deposit Ratio (FDR) terhadap Capital Adequacy Ratio (CAR) dan Return On Asset (ROA), serta pengaruh Capital Adequacy Ratio (CAR) terhadap Return On Asset (ROA). Penelitian ini menggunakan analisis data panel dan sampel yang digunakan sebanyak 12 bank syariah dengan laporan keuangan triwulan selama 2 tahun, yaitu 2015-2016 sehingga sampel yang digunakan pada penelitian ini sebanyak 96 data. Hasil penelitian menunjukkan bahwa NPF berpengaruh tidak signifikan terhadap CAR. FDR berpengaruh signifikan terhadap CAR. NPF berpengaruh signifikan terhadap ROA. FDR berpengaruh signifikan terhadap ROA. CAR berpengaruh tidak signifikan terhadap ROA. Hasil Uji F, secara simultan disimpulkan bahwa variabel NPF dan FDR berpengaruh terhadap CAR, dan NPF, FDR, dan CAR berpengaruh terhadap ROA.

Pemberdayaan Mustahiq BAZNAS Kabupaten Sukabumi Melalui Program Bangkit Usaha Mikro Berbasis Masjid Desa Peradaban Zakat (BUMI DPZ) Husnul Khatimah; Nuradi Nuradi
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

BAZNAS Sukabumi Regency has a superior program named Micro Enterprise/ Bangkit Usaha Mikro (BUMI) that based on Zakat Civilization’s Village/ Desa Peradaban Zakat (DPZ) of mosque which is carried out following local socio-cultural community factors, by spiritual and material empowerment at the same time in accordance with its motto ngaji (ruhani) or spiritual empowerment and ngejo (rupiah) or material empowerment. This study aims to determine the success level of the mustahiq empowerment program through the BUMI DPZ program in BAZNAS, Sukabumi Regency. The research that will be used is a survey research by conducting interviews and using a questionnaire, with descriptive analysis methods and qualitative approaches, in the form of collecting facts in the field from interviews in the form of questionnaires to respondents. The results show that the success level of the BUMI DPZ BAZNAS program in Sukabumi Regency in terms of rupiah development is still low due to various obstacles, including the mentality of the assisted residents (mustahiq) who are still in consumptive orientation is still quite difficult to changing to be a productive one and already familiar with the usury system coupled with the limited number of assistants who at the same time have to deal with other institutions that offer assistance programs with interest-bearing loans, even though assistants play a major role in changing the people's mindset as well as agents of change to create empowered community conditions, while in terms of ruhiyah development it can be said to be successful with community assistants activeness to follow routine recitation held by a companion and have routinely issued

Analisis Halal Tourism dalam Meningkatkan Laju Pertumbuhan Ekonomi di Provinsi Lampung Heni Noviarita; Muhammad Kurniawan; Gustika Nurmalia
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Abstract The purpose of this research is to see tourist destinations in Prov. Lampung has the potential to become a sharia tourism, this is supported by an assessment of four aspects in tourist objects which include attractions, amenities, accessibility and ancillary. This research is descriptive analysis, the research data is obtained by distributing questionnaires, interviews and direct observation in 6 leading tourist destinations in Prov. Lampung which is the object of research. The results showed tourist destinations have advantages including adequate attractions by presenting scenic spots, supporting facilities and infrastructure for tourists, the availability of easily obtained information, and uniqueness with the concept of sharia in managing tourist attractions. However, there are still some weaknesses that need to be improved, including the absence of a guarantee of halal food products, the unavailability of adequate public transportation to get to tourist attractions, and no optimal cooperation between the government and managers. Halal tourism in Lampung Province has an opportunity due to the absence of sharia tourism in the Lampung area and it answers the needs of the Muslim community for Islamic tourism in Lampung. Keyword: Halal tourism, economic growth. Abstrak Tujuan penelitian ini untuk melihat destinasi wisata di Prov. Lampung memiliki potensi untuk menjadi wisata syariah hal tersebut didukung dengan penilaian empat aspek yang ada di objek wisata yang meliputi atraksi, amenitas, aksesibilitas dan ancillary. Penelitian ini bersifat deskriptif analisis, data penelitian diperoleh dengan meyebarkan kuesioner, interview dan observasi langsung di 6 destinasi wisata unggulan yang ada di Prov. Lampung yang menjadi objek penelitian. Hasil penelitian menunjukan bahwa destinasi wisata di Prov. Lampung memiliki potensi untuk menjadi wisata syariah hal tersebut di dukung dengan penilaian empat aspek yang ada di objek wisata yang meliputi atraksi, amenitas, aksesibilitas dan ancillary. Destinasi wisata memiliki keunggulan meliputi atraksi yang memadai dengan menyajikan spot pemandangan, sarana dan prasarana penunjang wisatawan, ketersediaan informasi yang mudah diperoleh, serta keunikan yang berkonsep syariah dalam pengeloaan tempat wisata. Namun, masih ada beberapa kelemahan yang perlu diperbaki yaitu meliputi belum adanya jaminan kehalalan produk makanan, belum tersedianya tranportasi umum yang memadai untuk menuju tempat wisata, serta belum terjalin kerjasama antara pemerintah dan pengelola secara optimal. Halal tourism di Provinsi Lampung memiliki peluang dikarenakan belum adanya wisata syariah di daerah Lampung dan memjawab kebutuhan masyarakat muslim akan pariwisata syariah di Lampung. Keyword: Halal tourism, pertumbuhan ekonomi.

Strategy Analysis of Building Sharia Residential Property Business Without Banks (A Case Study of “Semarang Ngaliyan Residence” Syariah Housing in West Semarang) Millatun Nadzifah; zuhdan ady fataron
Jurnal Ilmiah Ekonomi Islam Vol 5, No 3 (2019): JIEI Vol.05 No.03 2019
Publisher : ITB AAS INDONESIA Surakarta

This article is aimed to analyze how the structure of building a sharia home property business without banks. The most recent alternative housing is housing with the concept of sharia without using national banking mortgages. This study used qualitative methods by examining some credible sources in obtaining the data . The results showed that based on the analysis of the residential property business Ngaliyan Residence has been able to answer 9 points of reference BMC analysis (Business Model Canvas) which includes; Value Propositions, Customer Segments, Channels, Customer Relationships, Key Resources, Key Activities, Key Partnerships, andCost Structure. Service strategy is one of the strategies implemented in Ngaliyan Residence for a market segment applied by Ngaliyan Residence, which in turn can realize customer loyalty .

Kontribusi Ekonomi Islam Dalam Pembangunan Ekonomi Nasional Tira Nur Fitria
Jurnal Ilmiah Ekonomi Islam Vol 2, No 03 (2016): Jurnal Ilmiah Ekonomi Islam, Vol. 02, No. 03, November 2016
Publisher : ITB AAS INDONESIA Surakarta

Islam sebagai sistem kehidupan yang universal, integral, dan komprehensif telah menetapkan tatanan yang utuh untuk kehidupan manusia. Sebagai way of life, Islam menata segala hal yang berkaitan dengan kehidupan, dari hal yang paling sederhana hingga urusan yang paling rumit sekalipun. Baik dalam aspek politik, ekonomi, pendidikan, seni, sosial, budaya, dsb. Islam merupakan agama yang sempurna, yang mengatur hal yang berkaitan dengan ekonomi. Apabila perekonomian suatu negara (ekonomi nasional) menerapkan dasar Al-Quran dan Hadist sebagai dasar penerapannya, tentunya suatu perekonomian nasional akan berjalan dengan baik dan terarah sesuai aturan. Namun kenyataanya memang belum semua negara muslim di dunia menerapkan dasar tersebut. Selanjutnya, di dalam artikel ini dijelaskan tentang bagaimana Ekonomi Islam berkontribusi dalam pembangunan ekonomi nasional, khususnya Indonesia sebagai negara dengan basis muslim terbesar se-Asia. Kata kunci: Ekonomi Islam, Pembangunan Ekonomi Nasional

Pengembangan Program Studi Perbankan Syariah Berbasis Integrasi Peran Bank Syariah Bagi Sektor Riil UMKM Tri Mulato; Sudirman Sudirman; Kamaruddin Kamaruddin; Iryani Iryani
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Sharia banking are interested in getting involved channeling financing to the real sector of SMEs, including Bank BNI Syariah Makassar and Bank Panin Dubai Syariah Makassar. The purpose of this study is to determine the development of SMEs financing provided by sharia banking. Then to find out the role of sharia banking for the distribution financing for SMEs in the city of Makassar. As well as to find out the form of integration of the development of the department of sharia banking UIN Alauddin Makassar, through the distribution of financing for SMEs in sharia banking institution. This type of research is a field research, by taking data directly. The nature of the research is qualitative. The data source uses primary data and secondary data related to the research theme. The data analysis technique used in this research is qualitative descriptive, which describes the objects in the study. The results of this study indicate the development of the distribution of financing in sharia banking reaching 15.93 percent. Then Bank BNI Syariah and Bank Panin Dubai Syariah Makassar channeled financing to SMEs sector, reaching 20 percent. The form of integration in the development of departement sharia banking is by presenting courses on object management of financing sharia banking and courses on SMEs business.

Bisnis Multi Level Marketing (MLM) dalam Pandangan Islam Agus Marimin; Abdul Haris Romdhoni; Tira Nur Fitria
Jurnal Ilmiah Ekonomi Islam Vol 2, No 02 (2016): Jurnal Ilmiah Ekonomi Islam, Vol. 02, No. 02, Juli 2016
Publisher : ITB AAS INDONESIA Surakarta

This study aims to find out about MLM (Multi Level Marketing) in Islamic view (Islamic law). This research is qualitative descriptive. This study included literary research to examine the written sources such as scientific journals, book references, literature, encyclopedias, scientific articles, scientific papers and other sources that are relevant and related to the object which is being studied. As for the object of study of this research is form of texts or writings that describe and explain about MLM that be popular in Indonesia. Results of this study is Islamic law permit MLM as long as not contrary with Islamic law. However, if it is contrary with Islamic law, so MLM is forbiden. Islam has principles on the development of business systems that must be free of elements dharar (danger), jahalah (vagueness) and zhulm (detrimental or unfair to one party). The system of bonuses to be fair, do not oppress and do not only benefit the people. Businesses also must be free from the element of gambling, oppression, fraud, unclean, riba (interest), vanity etc. If we want to develop a MLM business, it should be free from those elements above. Therefore, the goods or services are commercialized and ordinances sales must be halal, no haram and doubtful, and not in conflict with the principles of Shari'ah above. Keywords: Business, MLM (Multi Level Marketing), syariah’

Sedekah QR (SQR): Charity System in Modern Era Muhammad Al Faridho Awwal
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Badan Amil Zakat Nasional (Baznas) has launched a donation system with QR code on Friday, December 22th 2017. Baznas’ Deputy Chief, Arifin Purwakananta said the usage of QR code was the first in alms services. Other than using QR code, Baznas also cooperated with various online multipayment services such as Go-Pay and OVO. Observing such trends, by using research with qualitative and quantitative approach and modifying both Theory of Planned Behavior and Technology Acceptance Models, this research aims to formulate the concept of cashless alms donation payment done by every feasible mosque and to discover society’s interest toward alms donation using QR code. Therefore, there need to be a synergy between Otoritas Jasa Keuangan (OJK) as financial transaction supervisor and Dewan Masjid Indonesia (DMI) as the highest position in mosques’ management in Indonesia. This direct collection approach done by this service is expected to increase mosques’ welfare and the communities around mosques so that the equality of welfare to all mosques can happen

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