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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,313 Documents
Peran Sukuk Surat Berharga Syariah Negara (SBSN) dalam Pertumbuhan Pembangunan Ekonomi Indonesia SIti Latifah
Jurnal Ilmiah Ekonomi Islam Vol 6, No 3 (2020): JIEI : Vol.06, No. 03, 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (183.273 KB) | DOI: 10.29040/jiei.v6i3.1369

Abstract

Indonesia has enormous potential in developing Islamic finance because Indonesia has the largest number of Muslims in the world and high economic growth. The issuance of State Sharia Securities (sukuk) has become the main financing instrument. The presence of sukuk further strengthens the government's ability to finance the budget deficit. The government has many choices in determining the combination of its financing instruments. The government can keep debt costs to a minimum. This study aims to determine 1) the development of sukuk in Indonesia and 2) the role of sukuk in Indonesia's economic growth. This research uses qualitative methods and library research approach. Researchers use secondary data, namely data sourced from existing literature or references. The results of this study are 1) The Indonesian government has issued Retail Sukuk (SR), namely SR 001 - SR 013. The issuance of State Sukuk from year to year continues to increase, in accordance with developments and strategies applied in the APBN. 2) The role of State Sukuk has a very positive impact, such as financing project development, encouraging development of the Islamic financial market, creating branch marks in the Islamic financial market, developing alternative investment instruments, and utilizing public funds.
MENINGKATKAN KINERJA UKM BATIK PADA PENGUSAHA MUSLIMAH Iqbal Arraniri; Dewi Putri Anjar Wulan
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (324.386 KB) | DOI: 10.29040/jiei.v7i2.2743

Abstract

The purpose of this study was to examine the effect of entrepreneurial orientation and organizational learning on the quality of strategic assets, and also the effect of the quality of strategic assets on business performance. This research was conducted at UKM Batik Semarang, the respondents used were 102 respondents. The data was processed using Structural Equation Modeling (SEM) with the help of the Analysis of Moment Structure (AMOS) version 23.0 program. Based on the results of the analysis, it is concluded that the effect of entrepreneurial orientation on strategic asset quality shows a CR value of -0.338 and with a probability of 0.735, testing the effect of entrepreneurial orientation on business performance shows a CR value of 2.499 and with a probability of 0.012, testing organizational learning on strategic asset quality shows a CR is 4.881 and with a probability of 0.001., testing the effect of organizational learning on business performance shows a CR value of 1.351 and with a probability of 0.177, the effect of strategic asset quality on business performance shows a CR value of 2.067 and a probability of 0.039.
Analisis Pengaruh Kepuasan Kerja, Komitmen Organisasi, dan Keterlibatan Kerja Pada Kinerja Karyawan Bank Muamalat Surakarta Agus Marimin; Harun Santoso
Jurnal Ilmiah Ekonomi Islam Vol 6, No 3 (2020): JIEI : Vol.06, No. 03, 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (135.269 KB) | DOI: 10.29040/jiei.v6i3.1467

Abstract

The purpose of this study was to examine the positive effect of job satisfaction, organizational commitment, and job involvement on employee performance at Bank Muamalat Surakarta. This research methodology using explanatory research type, the researcher conducted a survey and jumped into the research location by giving questionnaires to the employees of Bank Muamalat Surakarta directly. This study uses a quantitative method, where this method is used to test the hypothesis. The population of this research is all employees of Bank Muamalat Surakarta as many as 60 people as well as the research sample. The sampling technique used total sampling technique, where the number of samples was the same as the population. The data analysis technique used multiple regression analysis, t test, F test, and R2 test. The results showed that there was a significant influence between job satisfaction factors (X1) on the employee performance of Bank Muamalat Surakarta, there was a significant influence between organizational commitment factors (X2) on the employee performance of Bank Muamalat Surakarta, there was a significant influence between job involvement factors (X3) on the performance of employees of Bank Muamalat Surakarta.
A Review on Halal Tourism: an Analysis on the Parameters rahmad Hakim
Jurnal Ilmiah Ekonomi Islam Vol 5, No 3 (2019): JIEI Vol.05 No.03 2019
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (442.231 KB) | DOI: 10.29040/jiei.v5i3.555

Abstract

Halal has become a global issue today, not least in Indonesia. At the state level, Indonesia is planned to become the world halal center. This is clearly seen by the Ministry of Tourism trying to increase the number of tourists visiting Indonesia, especially visiting halal tourist destinations. Some regions are trying to compete to become areas that are friendly to halal tourism, including Lombok, Aceh and finally Malang City. Regarding the halal tourism trend, it is important to know about the concepts and parameters used in implementing halal tourism. This study aims to conduct an in-depth analysis of the concept of halal tourism and several parameters that are used as standard for halal tourism destination. The method of data collection uses documentary methods based on a review of both primary and secondary literature. The results of this study are that the concept of halal tourism can be classified into two importance aspects; first, the act of obedience, which described as a way to appreciate the greatness of God’s creation. Second, the act of fulfilling an economic demand. While the parameters of halal tourism have to meet material and spiritual criteria, such as the activities have to meet shariah regulation which avoid syirk, disobedience, tabdzir or israf, and falsehood. On the other hand, the availability of services and infrastructure which meet the Muslim tourist criteria.
Pendayagunaan Zakat Pada Masa Pandemi Covid-19 Gebrina Rizki Amanda; Fatatun Malihah; Sulistiani Indriyastuti; Nur Khumairah; Tulasmi Tulasmi; Titania Mukti
Jurnal Ilmiah Ekonomi Islam Vol 7, No 1 (2021): JIEI : Vol. 7, No. 1, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (99.934 KB) | DOI: 10.29040/jiei.v7i1.1789

Abstract

At this time, the world is in an irregular and chaotic condition due to the covid-19 virus, especially in the economic sector. This resulted in the community's economy becoming paralyzed so that the income of the poor was also affected. To restore the state's condition, cooperation from various elements is needed, one of which is bias through zakat management institutions. The optimal utilization and management of zakat will help the community besides that the distribution is carried out appropriately and paying attention to the receiving groups so that the utilization is right on target. This research was conducted to analyze how the mechanism and implementation of zakat distribution in the response to the Covid-19 pandemic. The method used in this research is the literature study method. The literature study in this research is technical literature and non-technical literature. The results of the literature study can be used as input and a basis in explaining how the mechanism and implementation of zakat distribution in the response to a pandemic. Based on the analysis, BAZNAS has distributed zakat funds to three sectors, namely the health emergency sector, the socio-economic emergency sector, and the existing program sustainability sector. Not only that, BAZNAS and the Ministry of Religion also helped preachers who were affected by the Covid-19 virus. In the results of this analysis, it can be concluded that the handlers of zakat implementation in handling Covid 19 have a very big influence. The total distribution of funds for the three sectors reached Rp. 7,578,461,063. This zakat fund distribution is only valid in April, May, and June 2020.
Faktor yang Mempengaruhi Niat Perilaku Muslim Menggunakan Platform Crowdfunding Waqf: Teori UTAUT Model Fellasufah Diniyah
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (275.962 KB) | DOI: 10.29040/jiei.v7i2.1841

Abstract

This study aims to examine the determine behavioral intentions influence Muslim using platform crowdfunding waqf by adopting the concept of the Unified Theory of Accaptance and Use of Technology (UTAUT) model. The platform crowdfunding waqf acts as an intermediary between wakif and nadhir waqf in developing a productive waqf project. This study uses primary data collected using an online survey questionnaire and then the analysis used is partial least square (PLS). The results of this study indicate that the variable performance expectations, effort expectations, and facilitating conditions have a positive and significant effect on the intention of Muslim crowdfounders to use waqf crowdfunding platform. Meanwhile, the social influence variable has no positive and significant effect. This study will contribute to the existing literature, especially on the factors that influence the adoption of the waqf-based crowdfunding model.
Analisis Faktor-Faktor yang Memengaruhi Persepsi Masyarakat Terhadap Wakaf Uang di Kota Bandung Cupian Cupian; Nurun Najmi
Jurnal Ilmiah Ekonomi Islam Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (790.866 KB) | DOI: 10.29040/jiei.v6i2.1045

Abstract

Waqf is one of Islamic philanthropy that can develop the economy of ummah. Indonesia has a big waqf potential but in reality the waqf assets are unproductive. One of development action to put waqf assets to good use is by applying cash waqf. But the realization of cash waqf collection is still far from of the existing potential. It is caused by the low literacy of the public about the cash waqf, hencemost of the waqf assets is utilized as mosques, tombs and other immovable property. The aim of this research is to describe respondent characteristics and to analyze factors that affecting people’s perception on cash waqf. This research was conducted in Bandung city uses 100 respondents who ever or never give cash waqf. The data is obtained by using questioner in ordinal scale and likert. This research uses a descriptive quantitative approach. Data analyzing conducted bydoing validity test and realibility test using binary logistic regression analyzingis conducted for determining factor that influence citizen perception of cash waqf. The result shows people’s perception on cash waqf is significantly influenced by internal factor namely comprehension about cash waqf and external factor namely cash waqf convenience.
Segmentasi Nasabah Bank Syariah: Hubungan Antara Variabel Demografi dengan Variabel Manfaat Pada Bank Muamalat Surakarta Agus Marimin
Jurnal Ilmiah Ekonomi Islam Vol 1, No 03 (2015): Jurnal Ilmiah Ekonomi Islam, Vol. 01, No. 03, November 2015
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (639.397 KB) | DOI: 10.29040/jiei.v1i03.37

Abstract

The development of sharia banking industry in Indonesia is quite rapidly in the last one decade. The sharia banks in nowadays just use the differentiation strategy, which is free from riba to compete with conventional banks. The method which is used in this research is quantitative method. While the research data is found by giving questioner to 50 respondents, they are customer of Muamalat Bank branch Solo To be able to compete in inter-bank sharia, they need to have appropriate segmentation strategy. Benefit segmentation including in the unobservable product specific based which can not be observed is a potential segmentation method which can be used  by sharia banks, beside demographic segmentation including in observable general based product. This research tries to do the benefit and demographic segmentation benefit for sharia bank customers, and the research also searches the relationship between demographic variables and the benefit variable. This study uses chi square test,and cluster analysis to find out the relationship between the two variables. Keyword :  segmentation, demographic segmentation, benefit segmentation, sharia banking. 
Metode Penentuan Akad pada Transaksi Uang Elektronik Sofwan Hadikusuma
Jurnal Ilmiah Ekonomi Islam Vol 7, No 2 (2021): JIEI : Vol. 7, No. 2, 2021
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (291.749 KB) | DOI: 10.29040/jiei.v7i2.2395

Abstract

This paper is intended to explain the methods used by experts in determining the contracts used in electronic money transactions. The focus of this paper is not only on contract determination, but how a contract is embedded in electronic money transactions. This research is a qualitative research wich uses descriptive-analytic method. Data obtained from secondary sources such as books, journals, websites, and relevant documentation. The results showed that in principle, there are two methods in determining the contract in a muamalah transaction. The first method uses the editorial approach (words) which focuses on the contract words, and the second uses the substance (meaning) approach which considers the contract based on the aims and objectives of the contract as seen from the form of the agreement as well as the rights and obligations obtained by each party. Regarding the topic of discussion, it can be concluded that the determination of the contract in electronic money transactions uses a meaningful approach. That because the consideration used in determining the electronic money contract is based on the form of the transaction that occurs between the parties, not just the existing words.
Efektivitas Manajemen Konflik Dalam Mengatasi Masalah Pada Bank Syariah Mandiri Pekanbaru Cabang Tuanku Tambusai Dwi Vita Lestari.S
Jurnal Ilmiah Ekonomi Islam Vol 6, No 2 (2020): JIEI, Vol.06, No. 02 Juli 2020
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (264.42 KB) | DOI: 10.29040/jiei.v6i2.1119

Abstract

Sebuah organisasi mempunyai tujuan utama yaitu menciptakan keunggulan daya saing, termasuk organisasi perbankan syariah. Bank Syariah Mandiri (BSM) Tuanku Tambusai Pekanbaru telah berupaya menjalankan manajemen yang terbaik untuk unggul dalam persaingan. Namun sebagai organisasi yang memuat banyak karyawan, dimungkinkan ada saja terjadinya konflik. Penelitian kualitatif ini bertujuan untuk mendeskripsikan kualitas keefektifan manajemen konflik yang dilakukan oleh BSM Tuanku Tambusai Pekanbaru. Penelitian yang dilakukan di awal tahun 2020 ini telah menghasilkan simpulan bahwa BSM Tuanku Tambusai Pekanbaru telah secara efektif menjalankan secara sistemik dan rapi tentang menajemen konflik, mulai dengan dari tahapan pencegahan, mengatasi, dan langkah kebijakan yang diambil terhadap konflik. Secara tinjauan syariah Islam, BSM Tuanku Tambusai Pekanbaru juga telah berhasil mengaplikasikan prinsip Islam dalam manajemen konflik, yakni melakukan kompromi, berniat untuk kebaikan bersama, dan bertujuan akhir hanya mengharap ridha Allah SWT.

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