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Pengaruh Modal, Pembinaan, Dan Volume Usaha Terhadap Pemberdayaan Ekonomi Masyarakat Masjid Al-Musabbihin
Muhammad Yafiz;
Roykhan Lbn Gaol
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v9i2.8318
The mosque is not only a place of worship but can also be used as a place for educational, economic, social activities and so on. This study aims to review the prospects for mosque-based community economic empowerment. This research is a quantitative research. The object of research to be examined are traders who are around the al-Musabbihin mosque in the Setia Budi Indah Park complex. The data collection technique used a questionnaire which was distributed to 45 traders around the Al-Musabbihin Mosque. This research was tested using the SPSS Version 22 test tool. The findings of this study are that capital and business volume have a significant effect on economic empowerment, coaching has no effect on the economic empowerment of the Al-Musabbihin mosque community. However, simultaneously capital, coaching and business volume have a significant effect on the economic empowerment of the Al-Musabbihin mosque community. Prospects for community economic empowerment can be increased by increasing capital, coaching and business volume. If the mosque functions as well as possible, it will reduce poverty in the surrounding environment and strengthen the local community's economy
Peran Quadruple Helix Dalam Meningkatkan Kreatifitas Dan Inovasi Industri Kreatif Berbasis Syariah
Ferri Alfadri
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v9i2.8324
The purpose of this study to find out how the role of each Quadruple Helix party is in increasing the performance of creativity and innovation in creative industry players in Padangsidimpuan City. This research is a field research with a qualitative method approach with Miles and Huberman descriptive analysis. Data collection techniques were carried out by direct observation and interviews with each of the helix actors. The Result in this study provide a conceptual framework for how creativity can be enhanced through the four helix approaches and interactions to enhance innovation performance. Within this framework, creativity is an important factor to improve the innovation performance of Indonesia's creative industries
Pengaruh Faktor Eksternal Dan Internal Terhadap Keputusan Nasabah Menggunakan Produk Pegadaian Syariah Digital Services
Feni Hariyati;
Addiarrahman Addiarrahman
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v9i1.8325
This journal aims to perceive influence from religious factor, sharia compliance, service quality, knowledge and promotion towards clients inference in utilizing digital sharia pawnshop products services at the Jelutung sharia pawnshop branch. This research included in causal associative research. In this research there are independent variable (influencing variable) and dependant variable (influenced variable). Based on the used method of research. This research is quantitative. Kind of used data is primary and secondary in which the primary data is obtained through questionnaire distribution with a simple random sampling technique, whereas used secondary data is obtained from the report in which is owned by Jelutung pawnshop. The respondents in this research are focused on the clients of Jelutung sharia pawnshop branch only. As for the analysis used in this research is multiple linear regression with SPSS program assistance. As for several stages which conducted by the research in processing data are validity test, reliability, classic assumption test, T test, F test, and Coefficient of determination test.
Analisis Pengaruh Integrated Marketing Communication (IMC) Terhadap Brand Equity Dengan Kulitas Produk Sebagai Variabel Intervening Pada Bank BSI KCP Medan Iskandar Muda
Fahri Ansari Siregar;
M. Lathief Ilhamy Nst
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v9i1.8346
The purpose of this study was to determine the effect of integrated marketing communication on brand equity through product quality as an intervening variable at bank BSI KCP Medan Iskandar Muda. This type of research is explanatory research which explains the causal relationship between the variables through hypothesis testing. This research uses a sample of 60 respondents from bank bsi kcp medan iskandar muda. Hypothesis testing was carried out using the t test and using sobel analysis to test the intervening hypothesis. Data analysis used the partial least squares (pls) method assisted by smart pls 3.0 software to facilitate research. From the results of testing the three hypotheses that have been carried out, it can be concluded that the integrated marketing communication variable has a positive effect on the brand equity of BSI KCP Medan Iskandar Muda customers of 4.7692. The integrated marketing communication variable has a positive effect on the quality of bsi bank products of 8.988. product quality variable has a positive and significant effect on bank bsi's brand equity of 4.4666. Then seen from the value of r square shows that the magnitude of influence between variables is 0.5134 which means that product quality variables can be influenced by integrated marketing communication variables on bsi bank customers by 51.34% while the remaining 48.66% is explained by other variables that are not examined in this research. The r square value of brand equity indicates that the magnitude of influence between variables is 0.5727, which means that brand equity variables can be influenced by integrated marketing communication variables and product quality for BSI bank customers by 57.27% while the remaining 42.73% is explained by other variables that are not examined in this study.
Pengaruh Kemudahan Akses Pembiyaan, Sosialisasi Produk Dan Literasi Nasabah Terhadap Eksistensi Bank Syariah Indonesia (BSI) di Pedesaan
Aydiny Ummy Nurhalim Harahap;
Tuti Anggraini
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v9i1.8347
This study aims to determine the effect of ease of access to financing, product socialization and customer literacy on the existence of Indonesian Islamic Banks (BSI) in rural areas. This research was conducted in the village of Wonosari, Tanjung Morawa, Deli Serdang. This research is a type of quantitative research using primary data. The sampling technique in this study was to use a saturated sample so that the number of samples in this study was 99 respondents from the total population. The data analysis technique in this study used the SPSS statistical tool. The results of this study indicate that ease of access, product socialization and customer literacy have a positive and significant effect on the existence of a bank. This is shown from the results of the tests carried out. From the research results it is also known that the coefficient of determination is 0.741. This means that 74.1% of bank existence is influenced by ease of access, product socialization and customer literacy, while the remaining 25.9% of bank existence is influenced by other variables not examined in this study.
Strategi Pemberdayaan Usaha Mikro Kecil Menengah (UMKM) Melalui Program Mekaar Oleh PT. PNM Kota Medan Perspektif Ekonomi Islam
Fauzi Arif Lubis;
Nur Ahmadi Bi Rahmani;
Intan Kartika Putri
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v9i1.8348
This study aims to find out how the main priority strategy for empowering micro, small and medium enterprises (MSMEs) through Mekaar PT.Pnm Medan City is by presenting the internal and external conditions that have been carried out so far. Then in addition, the researcher also explained some of the urgency of handling that needs to be implemented so that the empowerment of SMEs can be more focused. The method used is a qualitative method using SWOT analysis and QSPM. The number of respondents who filled out the questionnaire was 5 respondents from MSME actors and 5 respondents from experts. Based on the results of the SWOT analysis, the strategy quadrants obtained after being processed in the IFE and EFE matrices are in Quadrant I. This indicates that the strategy used is a progressive strategy. This strategy means that the company has strengths and opportunities. Furthermore, in the QSPM analysis, the results show that the main priority strategy that must be carried out is to maintain a harmonious relationship between customers and Mekaar PT.PNM employees in order to generate positive benefits for the customer's business.
Pengaruh Capital Adequacy Ratio (CAR) dan Non Performing Financing (NPF) Terhadap Return On Asset (ROA) Pada Studi Kasus Bank Syariah Indonesia KC. Rantau Prapat
Fadila Yaumil Hasanah;
M. Lathief Ilhamy Nst
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v9i1.8349
This research is motivated by the internal and external factors of Bank Syariah Indonesia (BSI) Rantau Prapat, where bank management must be capable of capital resources and efforts to earn income from operational costs that have been properly spent, but there are still discrepancies in analyzing the financing that will be given to customers, so it will most likely affect Return On The assets of the bank itself. If the Return On Assets is greater, then the profit will also be higher for a bank, so that financial performance goes well. If financial performance is carried out well, then the bank can also be said to be healthy. The indicators used in this study are CAR and NPF as measured by ROA. This study uses a quantitative approach, the type of research used is associative. The data used in this study is secondary data obtained from the quarterly financial reports of Bank Syariah Indonesia (BSI) with a total sample of 20 data. The analytical method used in this study used SPSS version 23. The results showed that (1) CAR has a partially significant positive effect on ROA. (2) NPF has a partially significant positive effect on ROA (3) Simultaneously CAR and NPF have a significant positive effect on ROA.
Pengaruh Tingkat Receivable Financing dan Inventory Financing Terhadap Profitabilitas di BSI KCP Medan Iskandar Muda
M. Ridwan;
Ahmad Fauzi Sitorus
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v9i1.8350
This research is motivated by the fact that financing is the main source of income for banks. Profitability is a measuring tool used to determine how far a bank has progressed towards the goal of increasing bank profits. Equity financing, including debt financing under Qardh contracts(debt financing) and inventory financing under sales agreements (inventory financing), can affect the Bank's income. In addition, the increase in outflow of funds from banks is expected to affect the income of Islamic banks. The researcher examines the effect of receivables and inventories on the profitability of BSI KCP Medan Iskandar Muda in these cases. This research was conducted at BSI KCP Medan Iskandar Muda Medan Iskandar Muda The data analysis method used is quantitative. The data collection technique used in this thesis is in the form of documentation of the financial statements of Indonesian Islamic banks in 2017-2021
Problem Ekonomi Secular dan Respon Syed Muhammad Naquib al-Attas dalam Pandangan Islam
Amir Reza Kusuma;
Mohammad Muslih
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v9i1.8369
Economics is a fundamental principle that must be fulfilled by every individual. However, the secular economic system that promised benefits at the beginning turned out to be full of problems. Like . capitalism is the most dominant economic system in the world and even developed into a civilization that has its own worldview. Capitalism is also often claimed and accepted as a universal system that can be applied to the whole world. In responding to this way of thinking, capitalism needs to be studied and identified from its most basic concept, namely from a worldview perspective. In this case, Syed Naquib al-Attas responded that by returning to the teachings of Islam with its Shari'a and Inshaf for the sake of achieving prosperity, it is not only focused on physical things, but also metaphysical. And measuring the determination of maslahah is not limited to worldly life, but also life in the hereafter.
Pengaruh NPF, BOPO Dan NOM ,Terhadap Likuiditas Bank Muamalat Indonesia Periode 2017-2021
Muhamad Ifan Permana;
Muhammad Wakhid Musthofa
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta
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DOI: 10.29040/jiei.v9i2.8370
The Purpose of this study was to determine the effect on Non Performing.Financing (NPF), Operating Costs and Operating.Income (BOPO) and Net Operating Margin (NOM) Ratios on Bank Muamalat’s Liquidity for the 2017-2021 period. This Study uses data analisys of Quarterly Financial Reports from 2017-2021 using secondary data. The result of this study indicate that the independent variables NPF, BOPO, and NOM in the t partial test have a significant positive effect on the FDR liquidity devenden and the result of the simultaneous F test have a fairly strong influence at the level of 62 %.