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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,287 Documents
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Strategi Pemasaran Pegadaian Syariah di Kota Jambi Nurlaila Nurlaila; Habriyanto Habriyanto; Ayub Mursalin; Wildan Nur Hidayat
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8196

Abstract

This thesis aims to: (1) Know the marketing strategy that has been carried out by Islamic Pawnshops in the city of Jambi, (2) Know the obstacles faced by Islamic Pawnshops in the city of Jambi in carrying out the marketing strategy, (3) Know the solutions of Islamic Pawnshops in the city of Jambi in executing a marketing strategy. This study uses a qualitative method. The method used to collect data in this study is through interviews, observation and documentation. The results of this study are (1) The marketing strategies that have been carried out by Islamic Pawnshops in the city of Jambi, namely: Strategies in the fields of product, price, distribution, and promotion, (2) The obstacles encountered occur due to internal and external factors. The internal factors of employees who concurrently serve as human resources at the Jambi City Sharia Pawnshop fully understand Sharia principles, have not yet optimized technology and social media. While external factors are business competition with other financial institutions, the lack of public understanding of Pegadaian Syariah, (3) Solutions in implementing marketing strategies by recruiting HR with more expertise, providing training and coaching to employees and activating social media and launching attractive products for the community . The marketing strategy that has been implemented by Pegadaian Syariah in the city of Jambi has been carried out well, although there are still improvements and improvements in marketing being carried
Pengaruh Subjective Norm dan Religiosity terhadap Purchase Intention dari Halal Brands Melalui Attitude Alvin Refaldy; Rodhiah Rodhiah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8215

Abstract

The number of brands on the market makes every customer face in determining the product to be purchased. Products with Halal certification are very important for adherents of the Islamic faith. The broad perspective of Halal brands has become a component of life for a follower of Islam. In Indonesia, in the industry, it is necessary to have a halal status and must go through several procedural steps in order to be able to market the Halal brand. The existence of this study aims to examine the effect of subjective norms and religiosity on purchase intention and attitude as a medium for mediating subjective norms and religiosity on purchase intentions of Halal brands. The technique used is non-probability sampling with a purposive sampling method, then the questionnaire distributed online via google form, and processed using SmartPLS 4. The population is users of Halal brands, totaling 105 respondents domiciled in Jakarta. This research uses data analysis, such as validity and reliability tests; multicollinearity; coefficient of determination; effect size; and hypothesis testing. The results of this study are subjective norms and religiosity can affect purchase intention, while subjective norms and religiosity can affect purchase intentions through attitude mediation. Keywords : Subjective Norm, Religiosity, Attitude, Purchase Intention, Halal Brands
Etika Perdagangan dalam Perspektif Islam Shafwatun Nada; Heni Ani Nuraeni
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8222

Abstract

The research in this study focuses on a person's ethics in trading practices from an Islamic perspective. Ethics is an important thing to pay attention to in trading practices to maintain good relations between traders and buyers. Through this research, it is hoped that it can show how much Islam upholds ethics in various activities including in trading, where trade is carried out to seek sustenance and make ends meet. This study uses a descriptive-analytical method with literature from several sources, namely books, articles, and previous research results. The research conducted, it shows that Islamic ethics in trading practices have several principles, namely the principle of justice, the principle of free will, the principle of responsibility, and the principle of truth. One of the main things that are upheld in ethics in trading practices is to behave honestly. Honesty that is held by traders will create good socio-economic relations between traders and buyers so that no party is harmed in these trading practices.
Kajian Tentang Konsep Jual Beli Dalam Perspektif Al-Qur’an Dan Hadist Burhanuddin Robbani
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8236

Abstract

Buying and selling (business) is a daily activity carried out by humans in their lives. However, according to Islamic law, the practice of buying and selling has not been realized optimally by the Muslim community. There are even some of these Muslims who do not understand at all how to buy and sell that is correct according to Islamic law. The purpose of this study is to examine the concept of verses in the Qur'an and hadith regarding buying and selling. In this study, the authors used a qualitative descriptive writing method and used library research. The results of the research and the conclusions of this study are that as a perfect religion, Islam certainly has provided guidelines through the Al-Qur'an and Hadith so that humans carry out buying and selling procedures that are mutually beneficial and mutually acceptable to both parties. In essence, buying and selling transactions from the perspective of the Qur'an and Hadith must follow the example of the Prophet Muhammad, which is done honestly.
Metode Menentukan Mitra Bisnis Pada “Komunitas Tanpa Riba” Di Malang khusnudin us din
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8291

Abstract

Business activities will be more accessible if done with partners. Determining the right business partner is the main factor in achieving the business's success. The interrelation of the parties in running the business to gain profits will be easier with suitable partners. Various methods are used to determine the right business partner. The determining factors of a business partner's feasibility that satisfy the needs of a non-profit community is an interesting research topic. Qualitative research was conducted using a phenomenological approach with "La Riba Community" as the subject. In-depth interview data were analyzed using interpretive phenomenological analysis. Results of the study found that “La Riba Community” used the safar method for three days to determine whether someone would fit to become a partner or vice versa. Theoretically supports the concept of Islamic business ethics by involving the Allah in finding the right partner
Konsekuensi Produk Penanaman Emas Dengan Perjanjian Murabahah Terhadap Kemakmuran Konsumen Diana Farid; Muhammad Husni Abdulah Pakarti; Iffah Fathiah; Hendriana Hendriana; Ade Jamarudin
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8292

Abstract

This study aims to determine how the gold murabahah investment product and customer welfare, as well as to determine how the effect of gold murabahah investment product on the welfare of customers at PT. Abadi Optimization Gold Bandung City Branch. The factors tested in this study were the gold murabahah investment product as the independent variable. While the welfare of customers as the dependent variable. The research method used in this research is verification method. The population in this study were customers of PT. Optima Eternal Gold as many as 100 people. The sampling technique used in this study is a non-probability sampling technique with a saturated sampling method, while to calculate the sample size using the slovin formula, so that the sample in this study is 100 customers of PT. Eternal Optima Gold. The analytical method used in this study is simple linear regression analysis at a significance level of 5%. The program used in analyzing the data uses the Statistical Package for Social Sciences (SPSS) Ver.19.00. Based on the results of the partial and simultaneous research, it shows that the gold murabahah investment product has an effect on the welfare of customers at PT. Abadi Optimization Gold Bandung City Branch. In addition, the magnitude of the influence of the gold murabahah investment product in contributing to the customer's welfare is 54.0%.
Pengaruh Customer Experience dan Complaint Handling Terhadap Customer Satisfaction Pada Nasabah Yang Melakukan Transaksi di PT.Bank Sumut KCP Syariah HM Joni Medan Nadya Andayani; Tuti Anggraini
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8309

Abstract

This study aims to determine the effect of customer experience and complaint handling on customer satisfaction in customers who make transactions at PT. Bank Sumut KCP Syariah HM Joni Medan. The methodology used is a quantitative approach. The sample in this study were all customers who made transactions at Bank Sumut KCP Syariah HM Joni Medan of 100 people. The data in this study were obtained by distributing questionnaires in the form of Google forms and testing data analysis using SPSS 25. The results showed that simultaneously all independent variables had an effect on the dependent variable, Simultaneous Test variables X1 and X2 had a significant effect on Customer Satisfaction (Y) this can be proven by the value of 24,040 > 3.090 meaning that F count is greater than F table (F count > F table). So it can be concluded that the variables X1 and X2 simultaneously have a significant effect on the dependent variable Y. Meanwhile, partially the effect of each variable X1 and X2 on Y has an effect, meaning that X1 can be proven by the value of T table 6.869 > 1.98, namely the calculated F value is greater than the value F table so that it can be concluded that there is a partial effect. Whereas X2 has no effect, this is evidenced by its significance value of 0.152 > 0.05 or the calculated T value with T table -1443 < 1.98 which is larger T table than T calculated and its significance value is also greater than the predetermined value of 0.05 so it can be concluded X2 has no partial effect. The results of the determination test for the R-squared value show a result of 0.331 or 33%, so the conclusion is that customer satisfaction at PT. Bank Sumut KCP Syariah HM Joni Medan is 33% influenced by Customer Experience (X1) and Complaint Handling (X2) on Customer Satisfaction (Y) while the remaining 67% is influenced by other variables outside the model in this study.
Analisa Kelayakan Nasabah Pembiayaan Konsumtif Melalui Sistem Skoring Pada Bank Sumut Syariah Multatuli Medan Jihan Atiqah Pane; Rahmi Syahriza
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8310

Abstract

Consumptive financing is financing that is used to meet consumption needs that will be used up to meet personal needs outside of business. This research was conducted with the aim of determining the eligibility of prospective customers who will use consumer financing products at banking, especially the Islamic North Sumatra bank, the Multatuli Medan sub-branch office by using a scoring system. This research is descriptive qualitative. Qualitative descriptive, namely analyzing various collected data and then understanding and describing the phenomenon that will be thoroughly investigated through data obtained from the field. The collection of research data was obtained from the results of semi-structured interviews and documentation. This study uses two types of data sources, namely primary data (direct interviews) and secondary data (literature books, journals, and other reference sources). Data analysis in this study was obtained through data collection, data reduction, making conclusions and verification. The results of this study prove that customer feasibility analysis at Bank Sumut Syariah KCP Multatuli when applying for consumer financing by filling in the financing application data based on the Bank Sumut digital web.
Analisis Technology Acceptance Model Dan Persepsi Risiko Terhadap Minat Bertransaksi Mobile Banking Nasabah Bank Syariah Indonesia di Kota Jambi Resi Putri Anggraini; Novi Mubyarto; Addiarrahman Addiarrahman
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 1 (2023): JIEI : Vol.9, No.1, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i1.8311

Abstract

This thesis aims to know the effect of analysis of technology acceptance model and risk perception on interest in transacting using mobile banking on Indonesian Sharia Bank (BSI) customers branch Gatot Subroto Jambi. This research includes causal associative research. This type of research is a quantitative research. Where the data collection techniques in the form of primary and secondary data. The collection of data obtained is by means of a questionnaire. The sample in this study amounted to 100 people. The analysis used is multiple linear regression analysis with the help of SPSS. Several stages of the test are carried out consisting of validity, reliability, classical assumption test, T test, F test and the coefficient of determination test. Based on the results of the F (simultaneous) test, the Fcount value of 44.386 > Ftabel 2,31 and a significant value of 0.000
Link And Match Strategy of Islamic Banking Vocational High School Human Resources with the Islamic Banking Industry Purnama Putra
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 2 (2023): JIEI : Vol.9, No.2, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i2.8316

Abstract

The purpose of this study is to determine the strategy used for Link and Match between Islamic banking vocational schools and the Islamic banking industry. The research method uses a qualitative descriptive analysis, by conducting interviews with the Patriot BPRS in Bekasi City and SMK Negeri 5 Bekasi City, the Islamic Banking Study Program. The analytical technique used in this research is an in-depth technique, namely examining problems on a case-by-case basis because qualitative methodologies believe that the nature of a problem will be different from the nature of other problems. The results of this study indicate that the link and match strategy with Islamic banking has been going well in several fields, namely the curriculum sector, the field of industrial relations recruitment and the field of IQF certification. These three fields aim to train the development of individual competencies in order to keep abreast of developments in the Islamic banking industry. Meanwhile, according to the Islamic banking industry, it is very important to carry out a link and match strategy in order to be able to compete with other competitors who have considerable opportunities in other Islamic financial institutions.

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