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INDONESIA
Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,313 Documents
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The Influence of Service Quality on Customer Satisfaction in Islamic Rural Banks during the Covid-19 Pandemic: A CARTER Model Alfitri Zukhrufani; Afifah Afifah; Firsty Izzata Bella
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4615

Abstract

The Covid-19 virus has become a global pandemic and gave an adverse impact on various sectors including the financial sector. Islamic Rural Bank (BPRS) as a provider of financial services plays an essential to carry out the function of collecting and distributing funds for the economic development of the community. However, with the spread of the Covid-19 virus, BPRS is obliged to limit its services. This study aimed to investigate empirically the effect of service quality on customer satisfaction of BPRS Bangka Belitung during the Covid-19 period by utilizing the CARTER model consisting by six dimensions (compliance, assurance, reliability, tangibles, empathy, and responsiveness). The research method applied is the quantitative method using Multiple Regression Analysis as the technique of data analysis. Data was collected by distributing questionnaires and applying the Likert Scale as a variable measurement scale. A total of 77 questionnaires were collected using the purposive sampling technique with the characteristics of the respondents, namely customers who had used the services of BPRS Bangka Belitung during the Covid-19 pandemic. The results indicating that the dimensions of compliance and responsiveness influence significantly customer satisfaction during the Covid-19 pandemic, while the other dimensions show no significant effect on customer satisfaction.
Penerapan Maslahah Mursalah dalam Pengeolaan Zakat Profesi pada BAZNAS Kabupaten Tuban Husnama Patih
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4287

Abstract

In line with the development of the era, creates more type of professions. Teacher, docter, police, journalist and pilot are renown professions. Those professions are top nomination for job seeker to gets appropriate income. However, in their salary there are right of others, as in islamic laws for kinds of proffesion on holy Quran as well as hadith. Every professions for example farmers and their farms, salesmans and their goods, herdsmans and their shepherds, has obligation to fulfill zakat base on the count. The ancient time there is nothing standard count for management profession zakat and zakat management unit. Zakat management unit is not only collect zakat but also manage and distribute zakat. The presence of baznas in every districts helps society to collect and to distribute zakat, include profession zakat. Baznas of Tuban district has collected most of ZIS funds in east java 2019 through their programs. Those programs run with take into consederation of maslahah mursalah both of collect and distribute, no exception with profession zakat.
MEMAHAMI PERILAKU KONSUMEN MUSLIM SEBELUM DAN SELAMA MASA PANDEMI COVID-19 Thithit Romadhona; Mirwan Surya Perdhana
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4722

Abstract

Based on a preliminary study that the author conducted through direct interviews with people who act as financial regulators in a family regarding changes in purchasing during the covid-19 pandemic, it shows that perceptions and buying behavior vary. Further research on the impact of the COVID-19 pandemic on changes in consumer buying behavior towards attitude taking in deciding to buy an item or service. This needs to be done because Indonesia is a country that does not enforce a lockdown so that this condition will lead to different behavior from conditions that occur abroad. The purpose of this study is to analyze changes in consumer buying behavior in Indonesia towards the basic needs of goods and services during the covid-19 pandemic in Indonesia and the factors that play a role in determining consumer purchasing decisions in Indonesia for basic goods and services before and during the covid-19 pandemic. Samples were taken using purposive sampling technique with a total of 30 consumers. Data analysis using structural equation modeling. Based on the results of the study, changes in consumer buying behavior in Indonesia towards the basic needs of goods and services during the Covid-19 pandemic in Indonesia were in the shift from offline buying patterns to online, as well as a shift from purchasing products purchased during the Covid-19 pandemic which switched from Posts for traveling activities, shopping for clothing needs and tertiary needs switch to health products such as hand sanitizers, vitamins and masks, as well as data quotas that support work from home activities and learning activities for those who already have school-age children. Factors that play a role in determining the purchase decision are the convenience, competitive prices and quality of health products. Keywords: consumer behavior, pandemic, Covid-19., Muslim
Pengaruh Variabel Makroekonomi Terhadap Hasil Investasi Pada Perusahaan Asuransi Syariah di Indonesia Fitrian Aprilianto
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4058

Abstract

This study aims to determine the macroeconomic variables that affect the investment returns of Islamic insurance. The research approach uses a quantitative approach with the type of associative research. The data source uses secondary data in the form of monthly data published by OJK and BI from 2014-2020. The data analysis technique used multiple regression analysis techniques. The result showed that the BI Rate, Exchange Rate, and the Jakarta Islamic Index had a significant effect on the investment returns of sharia insurance. On the other hand, inflation and the money supply have no significant effects.
How to Promote Halal Tourism through the Stakeholders? Case of Halal Tourism Market in Indonesia Anniza Citra Prajasari
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4401

Abstract

Inline to accelerate the development of halal tourism in Indonesia, this paper aims to analyze the halal tourism market in Indonesia through the approach of Muslim tourist behavior both in terms of current supply and potential demand. By using a combination method as a research approach, the results of this study are expected to be more contributive in formulating promotion strategies and development of halal tourism throughout Indonesia, especially in D.I. Yogyakarta. This study involved 718 respondents. This research was completed with interviews at the West Nusa Tenggara Province Culture and Tourism Office as a role model in the development of halal tourism. The results of the analysis show that tourists are dominated by the millennial generation and women, where differences in gender and age generations also indicate behavior and needs in traveling. In the end, there are at least seven strategies that can be done to develop halal tourism, such as (1) regulations; (2) acceleration of halal certification; (3) optimization of supporting facilities and infrastructure; (4) cooperation with business actors and travel agents; (5) approaching religious and community leaders; (6) cooperation with airlines; and (7) actively involved in national and international promotion.
Analysing Repeat Alms Donation Behavior via Digital Platform Erlang Ivannanda Hidayatullah; Lintang Titian Purbasari
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4618

Abstract

This study aims to analyze sustainable behavior in paying alms through a digital platform. The data was collected using an online questionnaire with a sample of 50 millennial Muslims in Surabaya who had made alms payments through a digital platform. This study uses a quantitative approach and analysis using multiple linear regression. The sampling technique used is purposive sampling. The results of this study indicate that religiosity, perceived ease of use, and e-satisfaction have a positive effect on the sustainable behavior of millennial Muslims in paying alms through digital platforms. The perceived ease of use variable has a small effect on the intention of repeated donations, it is possible that this is due to the lack of internet network in the area and the insufficient balance of funds in the application. Suggestions for further research is to use a qualitative approach in order to obtain more accurate information and use other variables that are more supportive and relevant.
Dasar Hukum Kontrak (Akad) dan Implementasinya Pada Perbankan Syariah di Indonesia Abdul Rachman
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.3616

Abstract

Abstrak Perbedaan bank syariah dengan bank konvensional adalah terletak pada landasan operasi yang digunakan. bank konvensional beroperasi berlandaskan bunga, bank syariah beroperasi berlandaskan sistem bagi hasil. Inilah yang mendasari perbedaan tersebut. Bank syariah memiliki dua aktivitas transaksi, yaitu transaksi untuk mencari keuntungan (tijarah) dan transaksi tidak untuk mencari keuntungan (tabarru). Transaksi untuk mencari keuntungan dapat dibagi menjadi dua, yaitu transaksi yang mengandung kepastian (natural certainty contracts/NCC) yaitu kontrak dengan prinsip non bagi hasil (jual beli dan sewa), dan transaksi yang mengandung ketidakpastian (natural uncertainty contracts/NUC), sehingga semua produk tersebut memiliki dasar-dasar hukum dalam mengoperasikannya sesuai dengan prinsip syariah. Dasar hukum akan suatu perjanjian/akad atau kontrak dalam produk tersebut memiliki implikasi hukum yang berbeda dalam mengimplementasikannya sehingga diperlukan pengetahuan mendasar tentang dasar hukum akad tersebut. Metode dalam penelitian ini menggunakan library research dengan jenis penelitian menggunakan yuridis normatif yakni memfokuskan pada norma-norma dalam hukum positif yaitu terkait dasar hukum kontrak pada perbankan syariah di Indonesia. Peneliti menganalisa keseluruhan peraturan hukum Islam serta beberapa karya ilmiah yang berkaitan dengan dasar-dasar hukum kontrak (akad) dan implementasinya pada perbankan syariah di Indonesia. Hasil penelitian ini adalah untuk mengindari terjadinya perselisihan dan sengketa pada kontrak yang disepakati, maka wajib untuk mengetahui dasar-dasar hukum kontrak/akad atau perjanjian dalam Perbankan Syariah sehingga tercipta kontrak yang dapat mengakomodir semua kepentingan nasabah dan bank syariah. Kata kunci: hukum, kontrak, bank, syariah Abstract The difference between Islamic banks and conventional banks lies in the operating basis used. Conventional banks operate on an interest basis, Islamic banks operate on a profit-sharing basis. This is what underlies the difference. Islamic banks have two transaction activities, namely transactions for profit (tijarah) and transactions not for profit (tabarru). Transactions for profit can be divided into two, namely transactions that contain natural certainty contracts (NCC), namely contracts with the principle of non-profit sharing (sales and purchases and leases), and transactions that contain natural uncertainty contracts (NUC). the product has legal basis in operating it in accordance with sharia principles. The legal basis for an agreement/contract or contract in the product has different legal implications in implementing it so that basic knowledge of the legal basis of the contract is needed. The method in this study uses library research with the type of research using normative juridical which focuses on norms in positive law, which are related to the legal basis of contracts in Islamic banking in Indonesia. The researcher analyzes the entire regulation of Islamic law as well as several scientific works related to the basics of contract law (akad) and its implementation in Islamic banking in Indonesia. The results of this study are to avoid disputes and disputes in the agreed contract, it is mandatory to know the legal basis of the contract/contract or agreement in Islamic Banking so as to create a contract that can accommodate all the interests of customers and Islamic banks.
Record Tracks of Islamic Accounting Thought according to Sofyan Safri Harahap and Iwan Triwuyono Ismail Ismail; Saparuddin Siregar; Azhari Akmal Tarigan
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4599

Abstract

In life, muamalah activities are an interaction in maintaining the teachings contained in the Qur'an, Islam always teaches how to be responsible and how to do justice in muamalah, especially in recording and managing finances and assets. This study seeks to explore how the thoughts of two Indonesian accounting figures, Sofyan Safri Harahap and Iwan Triwuyono, in applying records that are in accordance with Islamic principles and teachings by referring to several articles published on Google Schoolar. The results of this study reveal that there are some similarities in perceptions and thoughts in the philosophical basis of thinking about Islamic accounting, especially on the basis of the philosophy of monotheism then Islamic accounting plays an important role in being responsible and fostering an attitude of justice in recording, especially in Islamic financial institutions that are widely operating today.
Studi Literatur Pergadaian Syariah di Indonesia Bambang Lesmono Lesmono
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4368

Abstract

Studi ini menelaah riset terkait “Pergadaian Syariah” pada artikel jurnal nasional. Studi ini menggunakan analisis statistik deskriptif dan naratif review berdasarkan 16 artikel publikasi terkait dengan “Pergadaian syariah”. Seluruh artikel jurnal sampel telah diterbitkan. Hasil penelitian menunjukkan bahwa penelitian tentang “Pergadaian syariah” masih didominasi oleh tema Akad sebanyak 5 artikel (31,25%), kemudian disusul dengan produk dan lainnya masing-masing sebanyak 4 artikel (25,00%), minat sebanyak 2 artikel (12,50%) dan Regulasi sebanyak 1 artikel (6,25%). Selanjutnya, perbandingan artikel menggunakan metode pendekatan kualitatif dalam membahas “Pergadaian Syariah” sebanyak 10 artikel (62,50%), pendekatan kuantitatif sebanyak 5 artikel (31,25%) dan pendekatan campuran sebanyak 1 artikel (6,25%).
Implementation Of Revenue Sharing System On Loading Workers In Islamic Economic Perspective At The Goods Terminal In Banda Aceh Mahlel Mahlel Mahlel
Jurnal Ilmiah Ekonomi Islam Vol 8, No 1 (2022): JIEI : Vol. 8, No. 1, 2022
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v8i1.4367

Abstract

Study this aim for knowing application Revenue Sharing for workers demolish load goods in town band aceh. For knowing the data from the research process that has been done. method data collection used is type study qualitative descriptive that uses data in the form of results interview to owner truck, manager companies and workers demolish load. The application of the revenue sharing system is a system for results income clean without reduce burden costs. this system is a system of giving right job given by Mudarib to all group workers who do demolish load goods at the unloading terminal load goods in town Banda Aceh. Revenue Sharing is one of the to cooperate with contract Mudharabah. Application Principle Revenue sharing for give Justice to owner companies, managers and workers who do demolish load goods.

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