cover
Contact Name
Alwahidin
Contact Email
lifalah.iainkdi@gmail.com
Phone
+6282348219871
Journal Mail Official
lifalah.iainkdi@gmail.com
Editorial Address
Jl. Sultan Qaimuddin No.17 Baruga
Location
Kota kendari,
Sulawesi tenggara
INDONESIA
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam
Li Falah, Journal of Islamic Economics and Business Studies is a scientific journal concerning on the latest research results and becomes a scientific communication media for lecturers, researchers, and or observers in the Islamic economics and business field.
Articles 295 Documents
Pembiayaan Mikro BRI Syariah: Upaya Pemberdayaan dan Peningkatan UMKM oleh BRI Syariah Cabang Kendari Muhamad Turmudi
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 2, No 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.652

Abstract

Understanding of micro, small and medium enterprises is based on indicators (1) the amount ofwealth such as cash, supplies, land, machinery for production (2) the amount of investment that isconsidered as working capital (3) total sales in a year (4) total number of employees.Micro Business Financing BRI Syariah is a business financing product intended for middle classpeople who have micro, small and medium enterprises to meet the needs/capital increase. in an effortto increase Micro, Small and Medium Enterprises in Kendari City, BRI Syariah has three financingproducts for Micro, Small and Medium Enterprises; (1) Micro 25iB; is a product without collateralfinancing, the ceiling of Rp. 5juta to Rp. 25juta (2) Micro 75iB; is a financing product with collateral,the ceiling of Rp. 10juta to Rp. 75M (3) Micro 500iB; is a financing product with collateral, theceiling of Rp. > 75juta to Rp. 500million.
Islamic Banking Acceleration in Malaysia and Indonesia: Panel VAR Approach Arif Widodo; Mohammad Adam Haekal
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 4, No 1 (2019): June 2019
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v4i1.855

Abstract

Islamic banking acceleration has been the major theme discussed for years, indicating the importance of such topic to be reexamined comprehensively. This study is aimed to empirically examine several aspects and condition which may play a leading role in accelerating (preventing) the growth of Islamic bank in two countries, namely Malaysia and Indonesia. To that end, this study attempts to incorporate selected internal bank condition and macroeconomic situation in a single model to exhibit the dynamics relationship between both and the total asset of Islamic banking. In terms of methodology, this study employs the dynamic panel model that is expected to be able to address the research questions. The result of this study demonstrates that both third party fund and financing-to-deposit ratio are proven to be effective in accelerating the Islamic banking asset, as opposed by the non-performing financing ratio that has a negative impact on it. Moreover, it becomes apparent the acceleration of Islamic bank share is heavily dependent upon the real sector growth represented by GDP yet the monetary variables (interest rate and exchange rate) remains the serious problem for Islamic bank to foster the growth. This implies that the real sector is valuable contributor to the share of Islamic bank compare to monetary condition.
Islamizing The System of Economy: Solution Toward An Economical Welfare For The Islamic Landscape Muhammad Iqbal Fasa
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 2, No 1 (2017): June 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i1.601

Abstract

This paper attempts to offer Islamic economic system as the solution of the actualization of theeconomic welfare of ummah. It went from the failure of the capitalist economic system(capitalism) and socialist economic system (socialism) that causes the global crisis, even the fallof a country. The topics in the paper discusses in depth related to the cause of the failure of thecapitalist economic system (capitalism) and socialist economic system (socialism). Next, authorperform related in-depth analysis of the Islamic economic system is concerned withthe construction of the economic system of Islam; comparison of the characteristics of economicactivities that based on Islamic values with non-Islamic-based economic activities; comparingthe capitalist economic system, socialists and Islam; social institution in the Islamic economicsystem as a solution to alleviate poverty; and the implementation of Islamic economicsystem that cause the achievement of the financial system stability.
SPIRITUAL ENTREPRENEURSHIP BERBASIS AL-QUR’AN Sodiman Sodiman
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 1, No 1 (2016): June 2016
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v1i1.478

Abstract

Abstract Ian Marshall and Danah Zohar predicted theoretically that in the context of modern business will appear spirituality without religion as the moral basis of the business which he described as spiritual capital. But look at the phenomenon in Indonesia, sharia economic development is rapidly increasing which in fact appears based on religious values, then the theory Marshal and the Zohar indisputable. Spiritual entrepreneurship based on the Koran in Indonesia is growing; the ideas, thoughts, willingness (iradah), passion (ghirah) and determination ('azm) owned by an individual or group (community) Muslims to strive in commerce (material or services) that are based on the values of faith in God who taught the Koran. Spirituality entrepreneurship models based al-Qur'an that life (living values) is very varied, among the models discussed in this paper are (1) spirituality entrepreneurship kaafah models, (2) spirituality entrepreneurship ukhuwah models, (3) spirituality entrepreneurship tareqat models, (4) spirituality entrepreneurship models keep ablution, (5) spirituality entrepreneurship models do not sell cigarettes, (6) the spirituality of entrepreneurship model- publication that profit to charity. Key Words : Spiritual, entrepreneurship, and models of bussines.
Analisis Implementasi Prinsip Bisnis Ala Rasullulah Oleh Groceries Stall Di Pasar Sentral Kota Kendari Adzil Arsyi Sabana; Ummi Kalsum
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 5, No 1 (2020): June 2020
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v5i1.1959

Abstract

Penelitian ini dilaksanakan di pasar sentral Kota Kendari, dengan obyek penelitian groceries stall yang melakukan aktivitas berdagang di pasar sentral Kota Kendari, adapun tujuan penelitian ini adalah untuk menganalisis sejauh mana penerapan prinsip bisnis islam yang dilakukan groceries stall di pasar sentral Kota Kendari dengan menggunakan sampel sebnyak 21 responden dari 38 groceries stall yang di tentukan dengan sensus dan menggunakan analisis deskriptif kualitatif dengan mengguanakan alat nalisis tabulasi silang. Data primer diperoleh melalui wawancara kepada responden dan dan data skunder dari kantor Walikota Kendari. Ruang lingkup penelitian ini adalah implementasi prisip bisnis islam ala Rasulullah. Berdasarka hasil penelitian dan analisis menunjukan bahwa rata-rata 88,12 % groceries stall di pasar sentral Kota Kendari telah menerapkan kelima prinsip bisnis Islam ala Rasulullah, yakni (1) mancapai kepuasan dan keuntungan secara halal; (2) Jujur dan transparan; (3) memperlakukan tenaga kerja sebagai mitra; (4) menghindari sistim Ribawi. Responden dengan persentase tertinggi adalah 100% yakni memperlakukan tenaga kerja sebagai mitra, sedangkan responden dengan persentase terendah adalah 80,5% jujur dan transparan dalam berniaga.
Teori Motivasi, Kinerja dan Prestasi Kerja dalam Al-Quran Serta Pleksibilitas Penerapannya pada Manajemen Perbankan Islam Wahyudin Maguni; Haris Maupa
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 3, No 1 (2018): June 2018
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v3i1.1191

Abstract

In principle what has been discussed by experts on the theory of Work Motivation,Performance, and Achievement, from the results of the research Journal review obtained definitions as well as indicators on each theory which is a variable that is motivation, performance and work performance, essentially there is an explanation and legal source in the Koran. This is a strengthening and meaning for these variables. This is evidence that the Koran as a divine word is the greatest source of knowledge that we can learn and understand and practice in everyday life. Developing theoretical theories such as motivation, performance and work performance, can be applied and practiced in a general organization, business environment, and included in Islamic Banking. Motivation is the process of influencing or encouraging from outside to a person or work group in order to want to carry out something that has been determined (Samsudin, 2005: 281). Furthermore Performance is the real behavior displayed by each person as workperformance produced by employees in accordance with their role in the organization.Employee performance is a very important thing in the organization's efforts to achieve its goals.And on the next point is work achievement which is one measure of the work of a person in a company organization and becomes one of the considerations in the implementation of promotion. The achievement of one's work can be seen based on the qualifications possessed, namely skills, skills, experience and environment work (adaptability).
Contradictive Istinbath Akad Murabahah Law Bil of Sharia Financing Time nurhadi nurhadi
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 4, No 2 (2019): December 2019
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v4i2.1518

Abstract

A contract is a written agreement between a Sharia Bank or a Sharia Business Unit and another party that contains the obligation for parties in accordance with sharia principles, this is a definition according to the Sharia Banking Law. A contract is a legal relationship between parties that creates rights and obligations that are exchanged by the parties. An agreement is an event someone promises to another person or somewhere two people promise to do something or plan. All three are equated in the concept of business law engagement. The difference between the agreement and the contract according to the science of jurisprudence, the agreement is different from the agreement according to business law, but the difference is only in the term of use. By law and sharia, the murabahah and wakalah contracts are legalized. But if the murabahah bil wakalah agreement is not clear between the two contracts which one is used, there is obscurity (gharar), the law is haraam. But if the two contracts can be clear (not gharar) and separate (which one is the right one), then a transaction with two contracts is permitted, for example murabahah bil wakalah transaction, by means of the wakalah contract, then the murabahah contract, then this contract is enforced.
Restrukturisasi Pembiayaan Murabahah Bermasalah (Studi Pada Bni Syariah Cabang Kendari) Ummi Kalsum; Rahmi Rahmi
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 2, No 2 (2017): December 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i2.726

Abstract

This thesis research analyzes the process of restructuring on financing the problematic murābahahat PT. BNI Syariah Branch of Kendari. The results prove that the implementation of financingrestructuring murābahah in PT. BNI Syariah Kendari Branch through rescheduling (rescheduling),reconditioning (Return requirements) and restructuring (reordering). While theconstraints of restructuring implementation on Murabahah financing in PT. BNI Syariah KendariBranch is originated from the financing customer itself either from the absence of good customer'sintention to settle the troubled financing due to unwilling restructuring and unclear sources ofpayment after the restructuring. The bank overcomes these obstacles by taking precautions inanalyzing the financing customers, and considering third party installments and taking decisiveaction with the sale of the customer's collateral assets.
Akad Program Badan Penyelenggara Jaminan Sosial (BPJS) Ketenagakerjaan Dalam Konteks Ekonomi Syariah Bahjatul Imaniyah; Abu Hasan Agus
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 4, No 1 (2019): June 2019
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v4i1.1142

Abstract

Menjadi keharusan bagi semua instansi maupun individu yang bekerja di negara Indonesia untuk menjadi anggota Badan Penyelenggara Jaminan Sosial (BPJS) untuk menjamin hidupnya saat bekerja. Tujuan penelitian ini akan menganalisis akad program BPJS  Ketenagakerjaan dalam konteks ekonomi syariah. Dengan menggunakan metode kualitatif perspektif teoretis dengan mengumpulkan dokumen dan menganalisis data baik dari segi kelas, ras dan gender, tulisan ini ingin mengetahui akad yang terjadi dalam BPJS Ketenagakerjaan guna menjawab beberapa pertanyaan masyarakat Indonesia terkhususnya yang beragama Islam (Muslim). Berdasarkan hasil pembahasan, akad program BPJS Ketenagakerjaan tidak menyimpang dari hukum ekonomi syariah (hukum ekonomi Islam) karena, pada program Jaminan Kecelakaan Kerja (JKK) termasuk akad tabarru’ yang hanya dilaksanakan pada hal kebajikan saja. Pada program Jaminan Kematian (JKM) merupakan implementasi dari  at-takmin at-ta’awuniy yaitu ta’awun dalam akad tabarru’. Kedua program tersebut untuk satu tujuan yaitu membantu kesejahteraan antar sesama tenaga kerja. Untuk program Jaminan Hari Tua (JHT), program ini memiliki konsep seperti akad mudharabah musytarakah. Begitu pula dengan program Jaminan Pensiun (JP) sebagai peralihan dari akad waris
Al-Ijarah dalam Perspektif Hadis; Kajian Hadis dengan Metode Maudhu’iy Husain Insawan
Li Falah: Jurnal Studi Ekonomi dan Bisnis Islam Vol 2, No 1 (2017): June 2017
Publisher : Institut Agama Islam Negeri Kendari

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31332/lifalah.v2i1.607

Abstract

The purpose of this study was to discover the conception of al-Ijarah in the perspective ofthe hadith; and to know the quality of a hadith which discusses al-Ijarah by first doing naqdal-sanad, naqd al-mart, i'tibar hadith about trustworthiness and his muttabi'an, andgiving syarh (explanation) intact about a representative hadith, so it can serve as a legalumbrella associated with al-Ijarah activities.Using Takhrij al-Hadith bi al-Fazh and Takhrij al-Hadis bi al-Maudhu'iy, this studytraces a number of hadiths and compiles them into a theme; then one of the reperesentativehadiths of the many hadiths that deal with al-Ijarah will be examined more broadly anddeeply.The translations of hadith that are deemed representative are: "Having said Abdullah, AbuIshaq Ibn 'Isa said to me (Ahmad Ibn Hanbal): indeed Malik, from al-Zuhriy, from IbnMuhayyashah, from his father (Sa'ad Ibn Muhayyashah); asked the permission of theMessenger of Allah to forbid the hunting, (Rasulullah) forbade the hiring, so he(Muhayyashah) did not ask again about it, until the Messenger of Allah said to him: "Feedyour gardener and feed your brother”.After a search of the hadith narrated by Ahmad Ibn Hanbal (164-241 H) it is known thatthe hadith is classical ahadith ahad masyhur and qualified sahih based on the assessment ofexperts hadith that assess its sanad continued up to the Messenger of Allah. and thenarrators of these traditions are fair, sabt (tsiqah), morals commendable, shaduq, ashahasanid, and a'lam al-nas. Thus, the hadith narrated by Ahmad Ibn Hanbal can be used as alegal umbrella on the activities of al-Ijarah by looking at the context in contemporary life.

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